http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/ Engadget Comments for IBM develops ZTIC USB stick for secure online banking http://www.engadget.com/media/feedlogo.gif http://www.engadget.com en-us Copyright 2012 Weblogs, Inc. The contents of this feed are available for non-commercial use only. Blogsmith http://www.blogsmith.com/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 11:40AMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/]]>Mar 4th 2009 12:10PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
How about a gun? That's certainly a device and I'm pretty sure someone would stop jacking your bank account if you pointed it at them.

Thus, your statement is FALSE.]]>Mar 4th 2009 12:41PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
With the size of USB key’s and HD’s I don’t see why this method is not used. Seeing how bank transactions are under 10KB in size and larger USB keys in the 16GB range... that’s 1.6 million transactions.
]]>Mar 4th 2009 4:23PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 6:18PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 6th 2009 12:44AMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
Hopefully there wont be tanks of liquid nitrogen around when the emergency happens, but I'm invincible so it won't matter. ]]>Mar 4th 2009 11:41AMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
You would be chilly?

Perhaps you mean nitroglycerin?]]>Mar 4th 2009 12:12PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/...The cradle collapses, crushing Trevelyan and rupturing liquid nitrogen tanks that freeze Grishenko...

http://en.wikipedia.org/wiki/Goldeneye#Plot]]>Mar 4th 2009 1:24PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 1:35PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 11:53AMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 11:56AMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 12:02PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
Make it more secure.]]>Mar 4th 2009 12:28PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 12:58PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/

]]>Mar 4th 2009 1:03PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 1:31PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
then once there's a standard device/protocol like that it can be used by all sorts of institutions including banks to confirm transactions.

i have two bank accounts, one of them's threatening to send me some kind of gadget (not like this one just a basic secure-id thing I assume). probably later the other one will too. then maybe my credit card will eventually get one... that's just crazy, they need to come up with a standard for this stuff.]]>Mar 4th 2009 6:28PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.mbank.pl/en/guide/safety/sms_codes.html]]>Mar 4th 2009 7:00PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 9:20PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 8:08PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
jojo]]>Mar 4th 2009 8:48PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/Mar 4th 2009 11:35PMhttp://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/http://www.engadget.com/2009/03/04/ibm-develops-ztic-usb-stick-for-secure-online-banking/
HBCI has different security classes, the one with the LCD display to confirm the transaction is "class 3". Unfortunately class 3 readers are very expensive (about 100 €), so most people use either class 1 (rather insecure because the smartcard PIN is entered through the PC keyboard) or class 2 (PIN entry on card reader keypad but no LCD display).

In the end, the decisive question will be whether IBM will manage to make this product cheaper, that is 20 € max. Otherwise this product will fail as much as class 3 HBCI did.

Ah, and if they want a large, instant customer base in Germany they should make the device so that the existing HBCI cards can be inserted into it.]]>Mar 5th 2009 7:55AM