Let the hive mind of Engadget get that for you.
"I'm pretty much a complete noob when it comes to camera stuff. My wife loves to take pictures, though. So much so that she literally wore out her first point and shoot camera, and the Kodak Z712 I bought for her less than two years ago is starting to act up as well. To compound the matter, we are expecting our first born sometime next year. I fear the Kodak just isn't going to cut it any longer. What would be the best starter DSLR to get? She hates missing photo opportunities due to camera 'lag' so speed would definitely be at the top of the list. Photo quality and features would be next. Price should be no more than $800. I'm not interested in video capabilities."
The problem is how long will the people living now do without their usual standard of living to solve a problem that will finally solve itself years from now?
Short term "fixes" are by definition made to help people today.
The United States has a serious temporary cash flow. Who's going to float a nation of billionaires the money? For a couple of quarters? We're totally good for it.
Please let me win the earbuds.