CreditCardReader
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QuickPay announces ROAMpay credit card swiper for Android, BlackBerry, iOS
We've seen our fair share iPhone-based credit card payment systems, but we both know that those aren't the only handsets people do business with. ROAMpay from QuickPay Merchant Services is a device agnostic card swiper with apps available for iOS, Android, and BlackBerry. Actually, it seems to be a virtual cash register as well, letting you log cash transactions (and generate receipts for 'em) as well as offering real-time authorization for Visa, MasterCard, Discover, and American Express (as long as you have a QuickPay account, of course). Ready to get into business? Hit up the source link. Otherwise, we have a fantastic video (and some pretty swell PR) for you after the break.
Mophie and Intuit release Complete Card Solution payment system for iPhone
Square has made quite a few headlines with its in-progress payment system for the iPhone, but here's that reader developed by Mophie (known for their battery pack add-ons) and serviced by Intuit. It's called the Complete Card Solution for iPhone, and it's costlier than Square's extremely low cost of entry where all you need to start taking payments is a free account, free app and free card reader. This one runs $179 from the get-go; there's also a $12.95 charge per month, on top of the per-payment fees that Intuit will take out. But Intuit's reader is a little more friendly for big sales teams (allowing for 50 users on one account), and the transaction charge runs only about 1.7 percent as compared to Square's 2.75 percent. So if Intuit has a target, it's probably larger businesses -- Square's reader is much more ad-hoc and easier for the smaller companies and individuals to use. There is one other issue, however -- while Square's reader just plugs into the headphone jack (meaning it can be used by any iPhone, and even some other smartphones), Mophie's clearly fits all the way around the phone, which means it's currently available only for iPhone 3G and 3GS. Still, if you don't need one set up for the iPhone 4 right away, the Mophie reader is reportedly on Apple store shelves now.
Square mobile payment readers now shipping again to tiny transaction tycoons
The Square payment system hasn't exactly had a smooth road to availability, with deliveries put on hold back in June due to an ominous "credit processing and risk issue." If that didn't scare you away from accepting small payments from the company's tiny credit card swipers, rejoice, because they appear to be shipping again -- at least to some. Sally over at the Square support forums posted that she was sent the following message: We started rolling out Square card readers and one is now coming your way from our fulfillment center in Saint Louis. It will arrive on your doorstep in the next few days. A few others it seems have also received the same note. How about you? Is your little, different credit card reader on the way? [Thanks, Sam]
Square payment system is coming back in full force by 'late summer'
Unsurprisingly, given the small company and big ambitions behind the project, the Square mobile payments system got off to a shaky start earlier this year. Hardware shortages were resolved relatively quickly, but setting up the proper fraud prevention infrastructure without transactional limits -- which, shockingly, were disfavored by merchants -- threatened to shelve the little credit card reader for a long while. Not to worry, though, as today the Wall Street Journal has word that Square is looking to be back in business, kicking ass and taking card numbers, before the summer is through. We're now at an advanced stage of said season, so it shouldn't be too long before those dongle-assisted microtransactions start flowing again.
Macworld 2010: Video demo of Square's credit-card reader for the rest of us
Last week at Macworld 2010, I had an opportunity to chat with Jim McKelvey of Square, the company that wants you to be able to take credit card payments for ... everything! TUAW has covered Square before, mainly discussing the big investors in the company including Jack Dorsey of Twitter and Digg's Kevin Rose. Beginning in April, Square will be giving away a small card reader that plugs into the headphone jack of your iPhone, iPod touch, and eventually just about any device that has a headphone jack. You sign up for a service, buy an app to go on your device (it's estimated that it will cost just US$1.99), and then you can start taking credit cards for all of those daily transactions where you normally exchange cash. Square makes their money off of a small percentage fee, and even donates a penny to a charity of your choice with each transaction. McKelvey was taking donations for the American Red Cross at the Square kiosk in order to demonstrate how the system works, and it was impressively simple. Square was created for the purpose of making it easy for anyone to take credit cards without the expense and hassle of setting up a merchant account with a bank and/or purchasing an expensive card-reading attachment for their iPhone. The software captures signatures, pictures, and even the location where the transaction took place. My receipt for the $10 donation to the Red Cross had an embedded Google Map showing that I had made the purchase at Moscone Center. Check out the video for my interview with Jim McKelvey by clicking the Read More link. We apologize for the low quality of the sound on this video.
Juice Pack manufacturer Mophie developing iPhone credit card reader
The Mophie Juice Pack and Juice Pack Air have been popular iPhone cases / external battery packs for a while. Now we're hearing that the manufacturer is going to add a credit card reader to its lineup of accessories. The Mac Observer is reporting that Mophie will provide a credit card reader similar to the one used at Apple Stores, and possibly supply software to manage transactions as well. The company hasn't divulged its detailed plans for the device, but is expected to provide more information during CES 2010. The annual consumer electronics show in Las Vegas will run from January 7th through January 10th. A number of other companies, including Square and Verifone, have jumped into the iPhone credit card reader market, and it is logical that a company with iPhone accessory manufacturing experience would join the party. Credit card transaction software for the iPhone platform made a big splash in 2008, but it appears that Apple's validation of the concept of using the device as a way to capture retail transactions has really opened the doors. The EasyPay checkout system (at right) used at the Apple Stores has garnered a lot of attention from customers who have asked if Apple would actually market the system. With the proliferation of third-party solutions, it's likely that Apple will stay out the market.
Mophie iPhone credit card reader coming to a CES near you
iPhone accessory maker and recession antidote regular Mophie is about to make the most buzzworthy move of its short history by offering a credit card reader and accompanying transaction app for the Apple handset. Positioned as a direct competitor to Jack Dorsey's Square iPhone Payment System, Mophie's solution looks to be integrated into an iPhone case -- making it possible to keep the reader on permanently, albeit at a slight cost to your device's aesthetics. The decidedly cube-shaped Square system has a less ergonomic design, but we suspect that the winner (if either of these two succeeds) will be primarily determined by the usability of the app and affordability of the service. Look out for more info to emerge at some point during the maelstrom that will be CES 2010.
What do you do after you start Twitter? Invent a credit card reader.
If you were Jack Dorsey, one of the co-founders and current chairman of Twitter, you'd want to think about something else big to follow up on your huge success. While it doesn't sound like anything groundbreaking, Dorsey's new company Square is developing a tiny white cube (see photo above) that plugs into the headphone jack on either an iPhone or iPod touch. The cube is a credit card reader, something missing from all of those credit card apps currently in the iTunes App Store. The Square iPhone Payment System consists of the reader and an app. After a card swipe, the customer uses a finger to sign the iPod touch or iPhone, one of the participants in the transaction enters the customer's email address, and a receipt with the location of the transaction, the signature, and other standard information is emailed to the customer. While most online journalists are anticipating that this device and software are going to be used in retail (can you say Apple Store?), I think Dorsey has bigger ideas - let's face it, the guy doesn't think small. So why not make it possible for anyone with an iPhone or iPod touch to be able to accept credit cards for payments? Word has it that the card reader's manufacturing price will be as low as US$0.40, which means that Square could give away the readers and still make money on the transaction fees. [via Engadget]
Square iPhone Payment System turns your phone into credit card reader
Everyone and their uncle Steve uses WinCE terminals to execute cashless transactions these days, and while you'd expect Apple to remedy that right quick, the Square credit card reader has beaten it to the punch. Plugging into the headphone jack of either an iPhone or iPod Touch, the dongle takes a swipe of your card, the seller enters the purchase data and you do your best penless John Hancock on the touchscreen. After that, a receipt is delivered by email and the app retains geotagging data for each transaction. Spiffy, right? Well, there is a surcharge to pay, and it's still in early alpha testing in New York, but should it prove popular, there's no reason not to see this appendage make an appearance on Android or WinMo phones as well. Rest easy, Gotham, we're sure nothing could possibly go wrong.[Thanks, Derek]
