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Chase links its payment app to Samsung Pay so you'll actually use it
Do you use Chase Pay for your retail shopping? No? We won't blame you -- its insistence on using QR codes for purchases makes it far less convenient than tap-to-pay services, not to mention less common. Now, however, it's admitting that it needs to get with the times. Chase has introduced an option to link its payment app to Samsung Pay, letting you use either NFC or stripe-simulating MST tech to clinch the deal. It's much easier when you're in a hurry, of course, and makes the Chase Pay app useful in millions more places. Moreover, there's strong financial incentive -- linking the two will help you earn both Chase Ultimate and Samsung reward points, and it should be easier to redeem your Chase points in the process.
Chase Pay's QR code-powered app only works at two stores (updated)
Retailers spent years trying to develop a mobile payment system capable of competing with Apple Pay and Android Pay, and at last, CurrentC has arrived. It's come in the form of the Chase Pay app, which allows customers of the bank to use its QR code-powered transactions at exactly two retailers: Best Buy and Starbucks (Walmart will join the list in 2017). Ever since its unveiling, the system has faced charges that it exists to benefit retailers instead of customers, and there's very little here to make us recommend using it over any other mobile payment service.
Chase hopes you'll use its shopping app instead of Apple Pay
You might think that the future of phone-based shopping belongs to tap-to-pay services like Apple Pay and Android Pay. However, Chase begs to differ. The banking giant has unveiled Chase Pay, a mobile app that uses your credit, debit or prepaid card to make purchases through CurrentC. And yes, that means what you think it does... both good and bad. It'll let you take advantage of loyalty programs and even pay by scanning some receipts, but you'll also have to make many payments by scanning QR codes. As it stands, you'll have to be patient -- Chase Pay won't be available until mid-2016.
