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Visa clears DeviceFidelity's In2Pay mobile payment microSD card for use in smartphones
No iPhone? No problem. If you'll recall, we heard back in May that Visa was in cahoots with DeviceFidelity, with the two trumpeting a not-exactly-svelte In2Pay case that would add contactless payment support to Apple's darling. Today, the rest of the world is finally being taken into consideration. The aforementioned firms have just cleared a new In2Pay microSD solution for use in the real world, with the BlackBerry Bold 9650 and the Samsung Vibrant in particular named as compatible. In theory, it seems that nearly any smartphone with a microSD slot could be ushered into the arena, and Visa itself expects to add additional phone models for use with this technology, "including phones based on the Symbian and Windows operating systems." This unveiling is happening after a solid 18 months of testing around the globe, but there's no definitive word on which banks will be offering this to customers. Between this and the sudden interest in NFC, America seems more poised than ever before to slip ever further into an endless pool of debt, and with way less friction than before! We kid, we kid... kind of.
Visa rolling out payWave mobile phone payments in NY subway and taxis
DeviceFidelity's mobile twist on Visa's payWave system is a nice little solution to the fact that nobody's bothered to build contactless payment chips into US mobile phones just yet -- DeviceFidelity just stuffs the Visa smart chip circuitry into a microSD card and lets you on your way. Of course, this supplants the much needed additional storage on an Android handset, and requires a chunky add-on case for the iPhone, but at least it's a start. Visa will now start allowing those payWave-enabled devices to make contactless payments at subway turnstiles and taxi backseats in New York City as part of a new trial for the tech. Of course you've been able to do this with all sorts of chipped credit cards already, but there's something very future-ey about swiping your phone to make a payment -- now how about ditching the clunky add-ons and building some of this circuitry in by default?
In2Pay is the name of Visa and DeviceFidelity's money-grubbing iPhone case
Visa has been trying to finagle its way onto mobiles for quite a while, and its latest attempt, done in partnership with DeviceFidelity, has now been named as the In2Pay system for iPhones of 3G and 3GS varieties. Built around an app ensconced on a MicroSD card inside that oh-so-special iPhone case, this offers contactless payments anywhere that Visa's payWave is available, as well as secure access to buildings and computer networks. Yep, that sounds like it's definitely going to end in tears, but the brave cash collectors are pressing ahead. Trials are still set for the second quarter of this year, which makes them imminent, and soon thereafter we'll all be making our ill-advised purchases with even greater ease. Video and full PR after the break.
Visa and DeviceFidelity working to bring mobile payment functionality to iPhone
This ain't the first rodeo for Visa and DeviceFidelity, and if we had to guess, we suspect it won't be the last. Just a few short months after teaming up to bring contactless payments to any mobile with a microSD slot, the two are at it again -- this time aiming for the oh-so-tantalizing iPhone market. Reportedly, the tandem is toiling away in an effort to concoct a protective iPhone shell with a secure memory card that hosts Vista's contactless payment app, payWave. As it stands, the product would only function on the iPhone 3G and iPhone 3GS, leaving upcoming iPhone 4G / HD / Barhopper buyers out in the cold. As with any other payWave-enabled handset, this would allow users to simply tap and go when checking out, a process that our pals over in Japan have had down for centuries now. If all goes well, market trials of the payment-enabled iPhone are set to begin this summer, or approximately six months too late for anyone to seriously care.
Coming soon: Paying for stuff on Visa by waving your iPhone
You've probably seen contactless payment terminals before. They're used in many stores, restaurants, and other locations, with either a smart credit card containing a secure memory card or some sort of fob being used to make the payment. You just wave it at the terminal, and you've paid your bill. Visa and DeviceFidelity are working on a way to let iPhone users make payments by waving their iPhones in front of contactless payment terminals. They'll be offering an iPhone case with an embedded secure memory card that hosts Visa's payment application, Visa payWave. Any place you find a Visa contactless payment terminal, there will also be a potential spot for iPhone users to pay for goods or services using their Visa credit card account. Security is still important: Visa notes that the mobile payment application can be protected with a password, and that users will have to treat the case as if it were a credit card, calling the bank if it gets lost or stolen. Market trials of this service are expected to start this summer. It's an interesting proposal, but we'll have to see what the case looks like. And of course it's only for Visa customers so far -- customers of other card companies will have to figure out their own solutions.
Visa teams with DeviceFidelity for contactless payments via microSD card
Visa has been working on contactless (a.k.a. NFC) payments for quite some time, and it's now teamed up with DeviceFidelity in the hope of bringing them to even more cellphone users. That company makes (among other things) a contactless payment system contained on a microSD card which, when paired with Visa's own payWave system, will let you use just about any microSD card slot-equipped cellphone to make pay contactless payments at between 50,000 to 60,000 merchants in the US. Exact specifics are otherwise a bit light, but Visa says trials are scheduled to begin in the second quarter of this year.
