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Nokia 808 PureView enables NFC image share, mobile payment apps to come

Mat Smith — Wed, 23 May 2012 15:52:00 EST

Rounding off a busy day of shooting with Nokia's new imaging mistress, the company's Vesa Jutila, Head of Symbian Product Marketing, hooked us up with some more developments for the 808 PureView, specifically to do with NFC. He told us that picture sharing would be possible across devices -- not limiting itself to fellow PureView smartphones, and differentiating it from another hotly anticipated future smartphone. We'd err against using it on those full 38- or 34-megapixel images though, as they will often measure over 10MB and it could take some time. Further, Nokia's already applied for Mastercard and Visa accreditation to get those mobile wallets up and working. We're curating our own exclusive image gallery as we speak and they're likely to whet your appetite for more oversampling goodness. Expect a fully-fledged review with a final model in the not-too-distant future.

Nokia 808 PureView enables NFC image share, mobile payment apps to come originally appeared on Engadget on Wed, 23 May 2012 15:52:00 EST. Please see our terms for use of feeds.

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Live from CTIA with FCC chairman Julius Genachowski

Terrence O'Brien — Tue, 08 May 2012 10:18:00 EST

The first keynote of the week is a doozy. We've got Gary Flood from MasterCard, Patrick Riordan president of Cellcom and Joe Kennedy the CEO of Pandora. Not too shabby. But, the big fish in this four person pond is clearly FCC chairman Julius Genachowski. The chief regulator of the wireless industry here in the US will be taking to the stage to talk... well, we're not entirely sure. But, if the topic of spectrum doesn't come up, we'll be quite surprised.

May 7, 2012 10:30 AM EDT

Continue reading Live from CTIA with FCC chairman Julius Genachowski

Live from CTIA with FCC chairman Julius Genachowski originally appeared on Engadget on Tue, 08 May 2012 10:18:00 EST. Please see our terms for use of feeds.

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MasterCard introduces PayPass Wallet Services, Online and API at CTIA 2012

Terrence O'Brien — Mon, 07 May 2012 18:29:00 EST

MasterCard's PayPass is certainly one of the bigger players in the contactless payment scene. But, simply putting a few thousand branded payment terminals in stores across the nation isn't enough. The next step is expanding that empire, not only in terms of locations and handsets, but by turning the phone into just an accessory in a larger ecosystem. PayPass Wallet Services is a new umbrella product that includes an online payment system, a branded service and an API that allows developers to integrate PayPass into their own proprietary offerings. Simply put, PayPass is no longer a product, but a platform. The service remembers not only credit cards, but shipping addresses and other identifying info that streamlines the shopping process, while the API means that others can build value added offerings around PayPass. There's even a dedicated Android app.

The company is hoping to have the system ready for a broad roll out by the third quarter of the year. When that time comes, a pile of partners have pledged to support it in various ways. The names on that list should ring at least a few bells: Intel, Barnes & Noble, Newegg, MLB and American Airlines. It all seems pretty impressive (though, we'll reserve judgement till we get to try it out). Your move, Google.

Zachary Lutz contributed to this report

Gallery: MasterCard PayPass Wallet Services

Continue reading MasterCard introduces PayPass Wallet Services, Online and API at CTIA 2012

MasterCard introduces PayPass Wallet Services, Online and API at CTIA 2012 originally appeared on Engadget on Mon, 07 May 2012 18:29:00 EST. Please see our terms for use of feeds.

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Join us for FCC chairman Julius Genachowski's CTIA keynote tomorrow at 10:30AM ET

Terrence O'Brien — Mon, 07 May 2012 15:47:00 EST

Ain't no party like a Genachowski party, cause a Genachowski party don't stop. So long as you've got the spectrum and bandwidth to keep your your Niki and the Dove Pandora station bumpin'. The festivities here at CTIA Wireless 2012 in New Orleans are already underway, unofficially, but the true fun really kicks off tomorrow with a keynote from FCC chairman Julius Genachowski. The event will also feature appearances from Gary Flood of MasterCard, Joe Kennedy (the president of Pandora) and Cellcom CEO Patrick Riordan. What's the topic du jour? You'll just have to check back here at the time listed below to find out.

May 8, 2012 10:30 AM EDT

Join us for FCC chairman Julius Genachowski's CTIA keynote tomorrow at 10:30AM ET originally appeared on Engadget on Mon, 07 May 2012 15:47:00 EST. Please see our terms for use of feeds.

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MasterCard gives PayPass blessings to HTC One X, 16 other NFC phones

Jon Fingas — Thu, 03 May 2012 22:56:00 EST

MasterCard is widening the universe of phones that officially support PayPass in a big way, with a new MasterCard PayPass Ready program certifying that devices with NFC will play nicely with its mobile payment system. A total of 17 phones are part of the first wave getting the official A-OK. Some of these are known quantities already using PayPass, like the LG Viper 4G LTE and the Samsung Galaxy Nexus HSPA+, but others are new to the PayPass ways. Among the picks are the HTC One X, Intel's smartphone reference device and the Nokia Lumia 610 NFC. A raft of BlackBerrys and lower-end Samsung Galaxy phones are likewise in the fray. While only a handful of these might ever work with Google Wallet or other US-focused NFC payment methods, you can check out the full roster in the release after the break.

Continue reading MasterCard gives PayPass blessings to HTC One X, 16 other NFC phones

MasterCard gives PayPass blessings to HTC One X, 16 other NFC phones originally appeared on Engadget on Thu, 03 May 2012 22:56:00 EST. Please see our terms for use of feeds.

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MasterCard reveals roadmap for our electronic payment future: EMV in, magnetic strips out

Michael Gorman — Tue, 31 Jan 2012 05:42:00 EST

It's been over fifteen years since MasterCard, Visa and Europay developed EMV technology to make your credit cards more secure, but it has yet to really catch on here in the US. However, MasterCard has created a master plan to help usher in the EMV era and sound the death knell for the magnetic strip. Why? The EMV infrastructure is far more fraud-resistant because each transaction is authenticated dynamically using cryptographic algorithms and a user-specific PIN. That's why MasterCard plans to help build out the EMV POS infrastructure by April of next year and have its secure e-payment system functioning at ATMs, online and with its myriad mobile payment options as well. For now, the nuts and bolts of how the credit card firm plans to bring its plan to fruition are few, but more details will be forthcoming, and there's a bit more info at the source and PR below.

Continue reading MasterCard reveals roadmap for our electronic payment future: EMV in, magnetic strips out

MasterCard reveals roadmap for our electronic payment future: EMV in, magnetic strips out originally appeared on Engadget on Tue, 31 Jan 2012 05:42:00 EST. Please see our terms for use of feeds.

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MasterCard's QkR mobile payment system enters trial in Australia

Terrence O'Brien — Fri, 27 Jan 2012 21:15:00 EST

MasterCard is all over the map when it comes to mobile payments. The credit company will partner with anyone, anywhere, anytime if it means getting new customers and making a buck on the deal. Its latest offering is called QkR, an Australian effort with support from the Hoyts chain of movie theaters and Commonwealth Bank. The initial trial run will be at La Premiere cinemas, where customers will be able to order and pay for food and beverages right from their seat with the QkR app. To initiate the transaction a you scan the QR code or tap the NFC tag attached to the arm rest, and a staff member delivers the trough of popcorn and kiddie pool of coke right to your seat. Now all we need is this sort of high-end treatment in American movie theaters. Check out the video after the break to see it in action.

Continue reading MasterCard's QkR mobile payment system enters trial in Australia

MasterCard's QkR mobile payment system enters trial in Australia originally appeared on Engadget on Fri, 27 Jan 2012 21:15:00 EST. Please see our terms for use of feeds.

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RIM and Turkcell partner to bring NFC payments to Bold 9900, Turkish pazars

Andrew Munchbach — Wed, 18 Jan 2012 19:38:00 EST

Turkcell subscribers looking to make a purchase from their favorite Istanbul bazaar now have one extra payment option -- if they're a BlackBerry Bold owners, that is. Research In Motion and Turkcell have announced the availability of touchless NFC payments for the BlackBerry Bold 9900 via Turkcell's Cep-T Cüzdan mobile application. Interested parties can visit their local Turkcell retailer to trade-up to an NFC-compatible SIM, load the Cep-T application and begin swiping their Berry wherever (worldwide) MasterCard PayPass is accepted. Purchases under 35TL (around $20) won't require any additional verification, though procurements over that threshold will require you to enter a PIN on the handset or tender your signature. Hopefully, with MasterCard, Visa and Google all aboard the NFC bandwagon, 2012 will see a major push towards the technology here in the US.

Continue reading RIM and Turkcell partner to bring NFC payments to Bold 9900, Turkish pazars

RIM and Turkcell partner to bring NFC payments to Bold 9900, Turkish pazars originally appeared on Engadget on Wed, 18 Jan 2012 19:38:00 EST. Please see our terms for use of feeds.

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Moneto NFC microSD to bring contactless features to any Android phone

Mat Smith — Wed, 11 Jan 2012 09:54:00 EST

DeviceFidelity and Spring Card Systems have teamed up on a NFC-capable microSD card that will hopefully forgo the need of buying specific mobile handsets for the privilege of contactless payments. The card, which has been in development for a few years, houses an NFC radio and antenna that deals with payments through MasterCard's PayPass system. Moneto's iPhone case is already available, offering swipe payment delights for iOS users for $80, and includes $10 of spendable cash. The microSD card is set to land in the next few weeks, pegged at $30. Both will be available at the source below, with plans to support several -- as yet unnamed -- Android devices by Q2, rolling out further throughout 2012.

Continue reading Moneto NFC microSD to bring contactless features to any Android phone

Moneto NFC microSD to bring contactless features to any Android phone originally appeared on Engadget on Wed, 11 Jan 2012 09:54:00 EST. Please see our terms for use of feeds.

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Confirmed: Intel's Ivy Bridge chips will support NFC

Dana Wollman — Mon, 09 Jan 2012 12:19:00 EST

Well, looky here. We're reporting live from a keynote on Ultrabooks starring Intel's Mooly Eden, where the star exec just revealed that the company's forthcoming Ivy Bridge chips will support NFC, demoing a transaction involving a laptop and PayPass-enabled MasterCard. Suffice to say, we haven't really seen this technology incorporated into laptops, though it is reminiscent of the older TransferJet standard (not that that ever took off). Unfortunately, Chipzilla's otherwise being mum on details: it's too early to know which credit card companies, software developers and laptop makers are on board, but hopefully Intel's backing is enough to spur some innovation here.

Billy Steele contributed to this report.

Confirmed: Intel's Ivy Bridge chips will support NFC originally appeared on Engadget on Mon, 09 Jan 2012 12:19:00 EST. Please see our terms for use of feeds.

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MasterCard and mFoundry partner to offer NFC payments within mobile banking apps

Lydia Leavitt — Thu, 01 Dec 2011 16:15:00 EST

Hoping to add more punch to the standard mobile banking app, mFoundry has announced that it will be making MasterCard's NFC feature PayPass available in its financial apps. What that translates to for the mobile banking user is a quick and easy way to pay without having to use an additional service like Google Wallet or whatever Isis has up its sleeve. mFoundry currently provides mobile banking services for more than 560 financial institutions and credit unions including PNC, Bank of America and Citi -- so chances are, if you're using a mobile banking app, it's powered by mFoundry. Sadly, the same cannot be said for the extremely limited amount of NFC phones that can actually support the feature. Perhaps having the option within a standard banking app will help the trend take off -- at least amongst those with NFC phones.

Continue reading MasterCard and mFoundry partner to offer NFC payments within mobile banking apps

MasterCard and mFoundry partner to offer NFC payments within mobile banking apps originally appeared on Engadget on Thu, 01 Dec 2011 16:15:00 EST. Please see our terms for use of feeds.

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Intel and MasterCard to offer Ultrabook users 'safer' NFC checkout via PayPass, impulsive shoppers rejoice

Lydia Leavitt — Mon, 14 Nov 2011 00:14:00 EST

Entering a 16-digit credit card number may be a thing of the past with a new initiative from MasterCard and Intel, which allows users to checkout online by tapping a PayPass-enabled card, tag or smartphone to their Ultrabook. Calling the checkout "safer" and "simpler," Intel is bringing its Identity Protection Technology to the potluck, giving shoppers two-factor authentication and chip-based display protection when forking over that hard earned cash. Here's how it all works: when you tap a NFC smartphone or other PayPass-enabled device, it will communicate with the Ultrabook, generating a six-digit code from the embedded processor or from within the Manageability Engine. The ME hardware, encrypted with third-party algorithms, then transacts with the e-commerce site, hopefully offering shoppers more protection than standard software solutions. Since using the feature requires an NFC-connected device as well as the Ultrabook and a username and password, forgetful folks who tend to misplace their phone or computer won't have to worry about unwarranted spending. Sadly, the solution won't protect your wallet from the perils of a late night shoe shopping spree. Check out the full PR after the break.

Continue reading Intel and MasterCard to offer Ultrabook users 'safer' NFC checkout via PayPass, impulsive shoppers rejoice

Filed under: Laptops

Intel and MasterCard to offer Ultrabook users 'safer' NFC checkout via PayPass, impulsive shoppers rejoice originally appeared on Engadget on Mon, 14 Nov 2011 00:14:00 EST. Please see our terms for use of feeds.

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Google Wallet goes to the Garden State, NJ Transit riders get 'tap and pay' privileges

Joseph Volpe — Thu, 20 Oct 2011 12:21:00 EST

The perks of Google's Nexus S used to lie solely in its unadorned OS. Now, owners of its penultimate Android flagship are about to get some additional mileage out of their Gingerbread-bearing handsets, courtesy of that underused NFC chip. The recently awakened near field communication feature's already been put to public task by Google Wallet and participating merchants, and will now add NJ Transit to its list of contactless payment partners. Select locations throughout the Garden State's transportation network, including Penn Station and Newark Airport's AirTrain, will let owners of Sprint's Nexus S 4G tap-to-pay for tickets at windows and vending machines. Unfortunately, the mobile payment system won't replace your need for an actual physical ticket or monthly pass just yet, and requires you opt-in with either Citi Mastercard or Visa. Still, it's a definite boon for rushed commuters who'll no longer have to juggle their bags, bagels, coffee and phones in an effort to buy a ticket and make it to work on time. Not yet enabled via NFC? Tap-to-erase-spray tans, but that's coming in the Galaxy Nexus, right?

Continue reading Google Wallet goes to the Garden State, NJ Transit riders get 'tap and pay' privileges

Google Wallet goes to the Garden State, NJ Transit riders get 'tap and pay' privileges originally appeared on Engadget on Thu, 20 Oct 2011 12:21:00 EST. Please see our terms for use of feeds.

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Engadget giveaway: win one of five Nexus S 4G phones with $1,000 Google Wallet credit!

Zach Honig — Tue, 20 Sep 2011 16:25:00 EST

We're pretty excited about Google Wallet, but the service is currently only available for Nexus S 4G phone owners, leaving most of you waiting for broader implementation. Well, how would you like to skip the line, getting to test it out on a Nexus S 4G of your very own? Google has supplied us with five phones to give away -- the company is even throwing in $1,000 (yes, one THOUSAND dollars) of prepaid credit to help fund those first few dozen taps. There's one catch: you'll need to use your Nexus S 4G with a Sprint plan, though the carrier is throwing in one month of demo service to get you started. Check out our in-depth preview for a detailed look at the service, and simply leave a comment after the break to be entered to win -- after checking that you meet the entry requirements, of course.

Continue reading Engadget giveaway: win one of five Nexus S 4G phones with $1,000 Google Wallet credit!

Engadget giveaway: win one of five Nexus S 4G phones with $1,000 Google Wallet credit! originally appeared on Engadget on Tue, 20 Sep 2011 16:25:00 EST. Please see our terms for use of feeds.

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Polyamorous Google Wallet adds Visa to its arsenal

Lydia Leavitt — Tue, 20 Sep 2011 00:34:00 EST

To the delight of shopaholics everywhere, Visa has announced that it's jumped on the Google Wallet bandwagon -- giving card users access to the snazzy, new NFC payment system. Much like MasterCard's announcement last week, the licensing agreement will allow Visa users to link their credit, debit and prepaid cards to Google's offering for fast mobile payments in places that accept the service. The credit card company has dabbled in mobile payments before through payWave, but with plans to integrate into GW, we'll surely be seeing more of it in the near future. As momentum over the NFC-powered mobile phones grows, it will be interesting to see if the Real Housewives can part with their phones long enough for their assistants to pay for those Manolos. Check out the full PR after the break.

Continue reading Polyamorous Google Wallet adds Visa to its arsenal

Polyamorous Google Wallet adds Visa to its arsenal originally appeared on Engadget on Tue, 20 Sep 2011 00:34:00 EST. Please see our terms for use of feeds.

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A week with Google Wallet (video)

Zach Honig — Mon, 19 Sep 2011 16:25:00 EST

Contactless payments have been something of a curiosity in the credit card industry. MasterCard's PayPass has been around for the better part of a decade, but merchants and banks alike seem hesitant to adopt the technology required to make the system work, and inconsistent implementation adds to the confusion -- particularly for customers. Google's new mobile phone-based Wallet service has the potential to transform the technology from its current status as a transaction turkey, to a future as a checkout champion. But will it work? We spent a week with a Wallet-enabled Nexus S 4G, using the device to pay whenever we encountered a MasterCard PayPass terminal. Unfortunately, that wasn't often enough, limiting us to just a handful of transactions in the first week. Still, with Google just beginning to roll out the service and only a limited selection of launch partners ready to go, it's impossible to deliver a complete verdict just yet. Jump past the break for an inside look at Google Wallet, including a video of the service in action, and a brief look at what the world of contactless payments may look like in the future.

Gallery: Google Wallet hands-on

Continue reading A week with Google Wallet (video)

A week with Google Wallet (video) originally appeared on Engadget on Mon, 19 Sep 2011 16:25:00 EST. Please see our terms for use of feeds.

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PayPal to add mobile payment features, hopes to redefine how we shop (till we drop)

Lydia Leavitt — Thu, 15 Sep 2011 21:01:00 EST

Like the side ponytail craze of the '80s, the newest trend is turning out to be the mobile wallet -- especially as major players like Google, MasterCard, Verizon, Discover and now PayPal board the bandwagon. Our old buddy -- best known for its love affair with eBay (and ripping our own Darren Murph off a solid two large) -- has plans to implement new payment features primarily for (but not limited to) mobile. On the to-do list are things like QR / barcode scans, hyper local deals, fast checkout via NFC, etc. The company is adamant that it's not "just shoving a credit card on a phone," but rather planning to change the whole shopping experience. We'll know more when PayPal releases more details in early October, and when it launches the pilot product sometime later this year. Until then, check out the semi-cryptic video while brushing up on old episodes of SuperMarket Sweep after the break.

Continue reading PayPal to add mobile payment features, hopes to redefine how we shop (till we drop)

PayPal to add mobile payment features, hopes to redefine how we shop (till we drop) originally appeared on Engadget on Thu, 15 Sep 2011 21:01:00 EST. Please see our terms for use of feeds.

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MasterCard demos Google Wallet, QkR platform for mobile payments

Joseph Volpe — Thu, 15 Sep 2011 17:32:00 EST

You've most likely heard plenty about NFC-capable smartphones, but little in the way of actual real-world uses for the chip. Well, MasterCard's looking to change all of that, and throw in a few innovations of its own courtesy of its in-house R&D labs and Google. Shown off at an event today, the company demoed the Google Wallet application we first learned about back in May -- which is gearing up for an official launch sometime "soon." Running on Sprint's Nexus S 4G -- with a planned expansion to multiple devices -- users can connect a Citi MasterCard account to the service, and tap-to-pay at any retail location outfitted with a PayPass station. The transactions take place as instantaneously as you'd expect, with spending alerts notated automatically in-app, as well as via text message. If you're the paranoid type or just a spendthrift, the app offers plenty of options to set spending limits, approve / block purchases via category (i.e. dining, entertainment) and enable alerts for overseas activity. Currently, the Google Wallet service is Android-only, and that's probably a direct result of the AT&T, Verizon and T-Mobile backed mobile payment rival, ISIS.

But the company's also got one eye fixed squarely on the future -- scheming up alternate implementations for payment on-the-go through its MasterCard Labs division. Focusing on its QkR platform (an obvious play on QR codes), these concepts ranged from television audio signals encoded with purchase data, audible to a phone running the QkR app, or fast-food tabletops embedded with NFC and QR codes that'll allow customers to scan for coupons, order remotely and apply the discount -- all without leaving their seats. The most interesting use of the new platform, however, had nothing to do with mobile phone use and everything to do with an Xbox Kinect. Utilizing the gesture recognition tech, items could be selected on-screen by holding your hand over an item and navigating through the checkout process. We know, yet another great proof-of-concept, but tuck away that cynicism for a second -- a company representative confided to us that soft-pilot testing of QkR is already underway, with an official announcement slated in the next two weeks. And don't worry about it being a Google OS-only affair, QkR's been tested across iOS, Windows Phone Mango and even BlackBerry. Whether or not the innovative payment system'll launch with all of these mobile OS on-board wasn't clear, but we were assured there'd be at least two partners on board. Jump past the break to get a close-up view of our hands-on with the future of payment.

Gallery: Hands-on with Google Wallet and MasterCard's QkR App

Continue reading MasterCard demos Google Wallet, QkR platform for mobile payments

MasterCard demos Google Wallet, QkR platform for mobile payments originally appeared on Engadget on Thu, 15 Sep 2011 17:32:00 EST. Please see our terms for use of feeds.

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AT&T, T-Mobile and Verizon give Isis mobile payment network a $100 million boost

Zach Honig — Mon, 29 Aug 2011 07:21:00 EST

How do you compete with Google's new Wallet mobile payment system? Well, a $100 million cash infusion certainly couldn't hurt. AT&T, T-Mobile and Verizon have plans to invest just that amount in Isis, sources told Businessweek. That sum is likely to grow, since taking on Google is no small feat, especially considering Wallet is already off the ground, with nationwide retail partners and support for MasterCard PayPass. Though Isis first made its debut last year, Google Wallet, which was announced in May, has clearly taken the lead. Isis is little more than a top-level website at this point, though with three of the nation's largest carriers providing support, it could have a chance to catch up -- especially if the carriers elect not to partner with Google, leaving Sprint as the sole wireless provider. We're glad to see some potential healthy competition for Wallet, especially considering that it was looking like Google was poised to create a monopoly. We expect much more to come on the Isis front, but in the meantime, hold on to those wallets -- cell phone payments may be in your future, but for now, paper and plastic are where it's at.

AT&T, T-Mobile and Verizon give Isis mobile payment network a $100 million boost originally appeared on Engadget on Mon, 29 Aug 2011 07:21:00 EST. Please see our terms for use of feeds.

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CSI Virtual MasterCard app bringing mobile payments to iOS, Android and BlackBerry

Darren Murph — Mon, 27 Jun 2011 11:29:00 EST

Shortly after MasterCard announced plans to become entangled with Google Wallet (and a few months after those ambitious Isis plans were shelved), it looks as if the aforesaid company is diving into yet another mobile payment arena. And this time, it's personal. MasterCard and CSI Enterprises already offer a smattering of customized business cards for those with highly specific needs, and soon that partnership will extend to iOS, Android and BlackBerry OS. We've confirmed that the CSI Virtual MasterCard app is currently scheduled to launch in July, presumably enabling folks with a GlobalVCard to use their mobile device of choice to make payments. What's interesting here is the inclusion of RIM and iOS; there's no BlackBerry device (nor iOS device) on the market today with NFC, which leads us to believe one of two things: that's either changing by July, or this here service won't rely on NFC at all. Needless to say, we'll keep you posted -- nothing like another way to more easily indebt yourself.

CSI Virtual MasterCard app bringing mobile payments to iOS, Android and BlackBerry originally appeared on Engadget on Mon, 27 Jun 2011 11:29:00 EST. Please see our terms for use of feeds.

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Isis mobile payments coming to Austin in 2012

Zachary Lutz — Fri, 24 Jun 2011 18:04:00 EST

Certain to "Keep Austin Weird," Isis has selected the home of SXSW as its second market for a mobile payment tryout. The joint-venture backed by AT&T, T-Mobile, and Verizon Wireless (with help from MasterCard and Visa), will work with local merchants and the Chamber of Commerce to deliver what it calls a "comprehensive mobile experience" by mid-2012. Isis' latest metropolitan recruit joins Salt Lake City in this experiment that will compete with Google Wallet (which is endorsed by Sprint). Quick advice to Austinites: when out-of-towners begin gawking at you for getting "free" lattes and concert tickets by waving your phone about, be sure to explain the wonders of NFC -- it'd be a shame for them to attempt the same -- only to be taken into custody by the Austin PD. Jump the break for the PR.

Continue reading Isis mobile payments coming to Austin in 2012

Isis mobile payments coming to Austin in 2012 originally appeared on Engadget on Fri, 24 Jun 2011 18:04:00 EST. Please see our terms for use of feeds.

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Google Wallet mobile payment service, Google Offers announced

Donald Melanson — Thu, 26 May 2011 12:08:00 EST

It may not be as big a surprise as Google hoped it would be at this point, but the company has now officially announced its NFC-based Google Wallet mobile payment service, complete with backing from a number of retail and financial partners including Subway, Macy's, Walgreens, Toys 'R Us, First Data, Citibank and MasterCard -- plus Sprint on the carrier side. In the case of MasterCard, that partnership means Google Wallet will be fully compatible with the PayPass contactless payment system that's already widely in place today. Trials are beginning immediately in New York and San Francisco, with a full release planned for this summer. Initially, the Sprint Nexus S 4G will be the only compatible phone, but support for more phones is promised "over time," and Google even suggested that phones without built-in NFC could simply use an NFC sticker (the Google Wallet app itself will work on non-NFC phones as well). You'll also have to use either a Citi MasterCard or Google Prepaid Card with the service, although the latter can obviously be funded from any other card.

Also announced today is Google Offers, which will deliver an "offer of the day" to your inbox, and let you seek out other offers from retailers. Of course, it also ties into Google Wallet, and you'll be able to both redeem offers and receive loyalty rewards from retailers with just a tap of your NFC-enabled phone. As far as Google is concerned, however, mobile payments and special offers are just the beginning for Google Wallet. It eventually sees everything from boarding passes to tickets to IDs (and even keys) being stored on your phone. Not surprisingly, all of this is US-only for the time being, but Google is apparently working on international expansion. Head on past the break for a video and the complete press release.

Gallery: Google Wallet

Gallery: Google Offers

Continue reading Google Wallet mobile payment service, Google Offers announced

Google Wallet mobile payment service, Google Offers announced originally appeared on Engadget on Thu, 26 May 2011 12:08:00 EST. Please see our terms for use of feeds.

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Orange and Barclaycard launch 'Quick Tap' NFC mobile payments in the UK

Vlad Savov — Fri, 20 May 2011 03:23:00 EST

Yay for the UK, it's now one step closer to catching up to the Japan of last decade. Mobile carrier Orange is today launching the UK's first mobile phone contactless payment service, dubbed Quick Tap, for purchases up to £15. It works on MasterCard's PayPass system and requires you to have a Barclays debit or credit card or, alternatively, a credit card from Orange itself. Gemalto is providing the SIM-based NFC compatibility, with Samsung's entirely unrevolutionary Tocco Lite being the (admittedly affordable) launch handset. Then you just need to trust the Quick Pay app to be as secure as promised and you'll be ready to go off and use your phone as a payment terminal at over 50,000 locations, including joints run by McDonald's, Eat, Pret A Manger, Subway, and Wilkinson. A quick intro video and a more expansive press release follow after the break.

Continue reading Orange and Barclaycard launch 'Quick Tap' NFC mobile payments in the UK

Orange and Barclaycard launch 'Quick Tap' NFC mobile payments in the UK originally appeared on Engadget on Fri, 20 May 2011 03:23:00 EST. Please see our terms for use of feeds.

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Isis mobile payment system to work with Visa and MasterCard, shelving plans for its own network

Vlad Savov — Wed, 04 May 2011 06:01:00 EST

When AT&T, T-Mobile and Verizon came together to create the Isis mobile payment system, they touted a standalone service, powered by Discover's payment network, that would revolutionize the way we make small purchases on the move. Well, the revolution is still on schedule, apparently, but the big trio is now being said to have made a concession in reaching out to the incumbent leaders in this field, Visa and MasterCard. The Wall Street Journal cites multiple sources in reporting that Isis has turned into a less ambitious "mobile wallet" project that would seek to let you use your Visa or MasterCard account via your NFC-capable smartphone. As far as the consumer is concerned, it's still the same swipe-to-buy proposition, but the move was apparently necessary for Isis "to avoid falling further behind" in the race to corner this developing market. We'd say it's encouraging to see these guys showing a bit of swiftness -- it's about time the rest of the world caught up to Japan.

Isis mobile payment system to work with Visa and MasterCard, shelving plans for its own network originally appeared on Engadget on Wed, 04 May 2011 06:01:00 EST. Please see our terms for use of feeds.

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Apple Stores stocking Square credit card readers

Brian Heater — Thu, 21 Apr 2011 18:02:00 EST

Jack Dorsey's über-popular credit card readers got a big thumbs-up from Cupertino this week. Square's devices are hitting Apple's 235 US retail locations and Apple.com for $9.95 a pop -- plus the 2.75 percent that the startup takes off the backend each time you use the reader -- or you can always just sign up for a free one over on Square's site. The iPhone / iPad / iPod touch plug-in accepts Visa, MasterCard, Discover, and yes, even American Express. The CEO of VeriFone will no doubt have plenty to say about the matter.

Update: It turns out you get a $10 redemption code in the box when you buy a Square reader at an Apple store, so it is still technically free (just not, you know, when you buy it).

[Thanks, Michael]

Apple Stores stocking Square credit card readers originally appeared on Engadget on Thu, 21 Apr 2011 18:02:00 EST. Please see our terms for use of feeds.

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Discover cardholders can send money to anyone with a cell phone, email address

Dana Wollman — Sat, 16 Apr 2011 08:23:00 EST

With NFC payment systems just starting to roll out in the US, it'll be awhile yet before you can cut up those credit cards for good. But in the present, at least, you can use your handset to make sure you don't get stuck with a $100 bar tab... again. Discover just announced that it will let its cardholders send money to people in 60 countries -- so long as they have either a cell phone number or email address. As AllThingsD notes, Visa and American Express have hatched similar plans, though Discover is the first of the bunch to partner with PayPal. While people sending money don't need PayPal accounts, people receiving moola do -- or, at least, they must be willing to create one. For senders the service is free and, in fact, they get 0.25 percent cash back for the first $3,000 exchanged. As for Discover, a smaller player than Visa and MasterCard, it hopes some of PayPal's 230 million customers will sign up for a shiny new credit card while they're at it.

Discover cardholders can send money to anyone with a cell phone, email address originally appeared on Engadget on Sat, 16 Apr 2011 08:23:00 EST. Please see our terms for use of feeds.

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Gemalto bringing NFC payments to phones of any intelligence with MasterCard PayPass SIM

Tim Stevens — Tue, 29 Mar 2011 15:26:00 EST

We're seeing NFC chips showing up and tickling the innards of more and more mobile devices, but at this rate it's going to be ages before we see some proper market penetration. Gemalto may have just jump-started that process with a new NFC on a SIM card design that's certified by MasterCard PayPass. It's similar to the company's Zuckerberg on a SIM project we heard about last month, but this time it's wirelessly paying for a drink and not wirelessly telling your friends how much you just had to drink. This means near-field wireless payments could be brought to nearly every GSM phone on the planet, also allowing for secure on-device transactions, like adding more minutes to a pre-paid phone. This is said to be the beginning of a "mass commercial roll out," giving us reason to hope that soon forgetting our wallets at home will be a feature and not a bug.

Continue reading Gemalto bringing NFC payments to phones of any intelligence with MasterCard PayPass SIM

Gemalto bringing NFC payments to phones of any intelligence with MasterCard PayPass SIM originally appeared on Engadget on Tue, 29 Mar 2011 15:26:00 EST. Please see our terms for use of feeds.

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WSJ: Google teams with MasterCard and Citigroup for NFC payments, also files patent app

Michael Gorman — Sun, 27 Mar 2011 23:08:00 EST

Ever since the Nexus S and its nifty little NFC chip hit the market, there's been speculation that El Goog was planning a foray into the mobile payment arena currently occupied by the likes of Charge Anywhere. Now, it looks like that plan may be in high gear, as the Wall Street Journal reports that Google's secretly partnered with MasterCard and Citigroup to test out just such a system. According to the publication, the early demo pairs "one current model and many coming models of Android phones" with existing Citigroup-sponsored credit and debit cards, and is using the phones' NFC chips with those VeriFone readers we recently heard about.

What's more, a newly-published patent application from the crew in Mountain View may hint at the software behind such things. The application describes a service that sets up Google as a third-party broker who receives the shopping cart info of customers placing orders via a device (including those of the mobile variety), allows them to select shipping and other options, and provides the total order cost. It then collects payment, coordinates shipment, and forwards order information to the seller to complete the transaction. So companies can have Google handle all their payment-taking needs in return for getting a sneak peek at what folks are buying -- something that the WSJ's sources say might be a component of the setup Google's testing right now -- as opposed to other third-party services, like Paypal, that only obtain and exchange payment info with merchants. Looks like Alma Whitten (Google's Director of Privacy) has her work cut out assuaging the concerns such a system will inevitably create in an increasingly privacy-minded populace.

Sean Hollister contributed to this report.

WSJ: Google teams with MasterCard and Citigroup for NFC payments, also files patent app originally appeared on Engadget on Sun, 27 Mar 2011 23:08:00 EST. Please see our terms for use of feeds.

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Charge Anywhere update turns Nexus S into full-on mobile payment terminal

Darren Murph — Fri, 25 Mar 2011 21:24:00 EST

Processing mobile payments via an external dongle? That's so early 2011. Charge Anywhere has a less troublesome idea, and if you're the lucky owner of a Google Nexus S, you could soon be accepting cold, hard virtual cash via NFC. For those already familiar with the space, you'll know that this very company already has applications out for the iPhone, BlackBerry and Android devices, but all of those obviously require a credit card swiping mechanism to be connected. According to CNET, the latest version will include support for the NFC module embedded within the Nexus S, enabling it to be a full-on mobile payment terminal with no additional hardware required. Both MasterCard PayPass and Visa Blink payments could be ingested, but don't go searching for the update in the Android Market; the company's done with the new build, but it won't be let loose to the public until it's ran past larger customers first. We don't get the impression that the NFC-compatible version will run any more than the $9.99 per month, but it's obviously a wait-and-see affair for now.

Charge Anywhere update turns Nexus S into full-on mobile payment terminal originally appeared on Engadget on Fri, 25 Mar 2011 21:24:00 EST. Please see our terms for use of feeds.

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MasterCard fires up mobile payment trial in Canada

Chris Ziegler — Thu, 21 Aug 2008 21:02:00 EST

Hey, here's an idea: let's trial phone-based NFC payment systems. Then, let's trial them again. Then let's trial them a few more times -- but let's not actually launch them on a wide scale so that they're usable, and let's certainly make sure they're not marketed heavily enough to garner widespread consumer interest. That seems to be the attitude financial institutions, manufacturers, and carriers are taking in North America, where countless tiny trials have popped up and died across the US over the past couple years; now, Canada gets in on the action thanks to MasterCard with an adaptation of its PayPass system. The trial, which only (and inexplicably) runs from now until November, loops in Bell Mobility will allow users to pay for $1.29 red blobs sold in sterile, all-blue convenience stores where ghastly silhouettes roam in the background simply by tapping their issued handsets against MasterCard's already installed PayPass terminals. Can we please just get a trial that turns into a commercial product this time, or is that too much to ask?

[Via MobileSyrup]

Filed under: Misc

MasterCard fires up mobile payment trial in Canada originally appeared on Engadget on Thu, 21 Aug 2008 21:02:00 EST. Please see our terms for use of feeds.

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Visa rolls out payWave-enabled Micro Tag key fobs

Evan Blass — Fri, 28 Sep 2007 00:35:00 EST

In the latest scheme to make it just a little easier for you to part with your money, Visa has begun rolling out its Micro Tag key fobs for contactless (and if under $25, signature-less) payments. The issuer-customizable Tags are based on Visa's payWave technology -- an RFID system similar to MasterCard's PayPass -- and are meant to act as companions to existing credit and debit cards. To commemorate the launch, Visa passed out 1,000 Tags pre-loaded with $15 at yesterday's San Francisco Giants game at AT&T Park, encouraging fans to purchase the fatty stadium concessions that could perhaps lull them into the false notion that this is a completely secure payment method.

[Via Geekzone]

Filed under: Misc. Gadgets, Wireless

Visa rolls out payWave-enabled Micro Tag key fobs originally appeared on Engadget on Fri, 28 Sep 2007 00:35:00 EST. Please see our terms for use of feeds.

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Garanti Bank issues PayPass-enabled wristwatch in Turkey

Darren Murph — Sun, 20 May 2007 07:05:00 EST

Apparently, even swipeless credit cards are too much of an inconvenience to carry around in Turkey, or else Garanti Bank and MasterCard are just doing a fine job of whispering PayPass into those ears that are now tuned in. Gimmick or not, the two firms have partnered up to dole out a few limited edition timepieces that not only sport embedded PayPass modules to skip the painful John Hancock procedure altogether on basic, low-dollar purchases, but also feature a flashy and surprisingly tawdry motif. The bright orange watch rocks a few soccer balls, er, footballs on the face, and also includes a handy date feature to keep you on track. No word on exactly how one would go about procuring one of these contactless payment watches, but if your Garanti account is pushing six or seven figures, we'd say you've got some leverage.

[Via TechDigest]

Filed under: Wearables

Garanti Bank issues PayPass-enabled wristwatch in Turkey originally appeared on Engadget on Sun, 20 May 2007 07:05:00 EST. Please see our terms for use of feeds.

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NAB ripping off MasterCard with anti-Sirius/XM merger ad: priceless.

Adam Nielson — Mon, 19 Mar 2007 17:04:00 EST

Not only is the NAB getting its own panties all up in a bunch over the looming threat of a satellite radio "monopoly", it has also managed to wedgie-fy MasterCard's britches, too. A new anti-Sirius / XM merger copycat ad of MC's signature "Priceless" campaign has been making the rounds -- the irony apparently lost on on the NAB that hiring a would-be-lobbyist for the other side and knocking off someone else's ad campaign smells very much of bad business. It's no surprise that MasterCard cried copyright infringement, which prompted the NAB to stop running the ad altogether. Michelle Lehman, the NAB's EVP of Marketing and Communications and Regulatory Affairs, confirms the cessation but also points out that the ad's already gotten a bunch of attention anyway. NAB losing its cool and cred in front of the industry? Now that's priceless.

[Via Orbitcast]

Filed under: Portable Audio

NAB ripping off MasterCard with anti-Sirius/XM merger ad: priceless. originally appeared on Engadget on Mon, 19 Mar 2007 17:04:00 EST. Please see our terms for use of feeds.

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MasterCard tries to best EZ-Pass with PayPass

Omar McFarlane — Thu, 28 Dec 2006 03:04:00 EST

While riding around the roads, paying for tolls have always either been cash or a windshield mounted transponder like EZ-Pass or FasTrak. Well, for some motorists in Ohio, there's now a third option. For the next three months, select exit tolls along the Ohio Turnpike will be outfitted with self-service machines that accept MasterCard's PayPass. The trial run allows drivers wielding the appropriate cards to easily pay their toll with the contact-less system, not unlike the EZ-Pass. Vending machines around those exits will also sport PayPass options for added convenience. Hopefully, this convenience won't also be making life easier for hackers.

[Via The Wireless Report]

Filed under: Misc. Gadgets, Wireless

MasterCard tries to best EZ-Pass with PayPass originally appeared on Engadget on Thu, 28 Dec 2006 03:04:00 EST. Please see our terms for use of feeds.

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Details emerge on Cingular's NFC plans

Chris Ziegler — Fri, 15 Dec 2006 15:40:00 EST

We'd previously noticed that Cingular was collaborating with Citigroup on some sort of mobile payment system in New York City, though details were pretty slim for the picking at the time; now the carrier has come out with full disclosure on exactly what it is they have up their sleeves. Like its Atlanta trial last year, the New York program involves Nokia handsets fitted with NFC (near-field communication) guts -- though for the sake of the trial participants, we hope Cingular is offering something a little more up-to-date than the lowly 3220 this time around. Unlike Atlanta, however, Cingular has switched up their financial partner from Chase / Visa to Citi / Mastercard, giving users the ability to use their phone for payment anywhere Mastercard's PayPass system is accepted. Parties involved expect the trial to last a total of three to six months, at which point we should all have a better perspective on how folks feel about shedding cash by tapping their cellphones against various surfaces. Of course, Japan seems to like it just fine -- so why not us?

Filed under: Cellphones

Details emerge on Cingular's NFC plans originally appeared on Engadget on Fri, 15 Dec 2006 15:40:00 EST. Please see our terms for use of feeds.

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Details emerge on Cingular's NFC plans

Chris Ziegler — Fri, 15 Dec 2006 15:40:00 EST

Filed under: Nokia, ATT, Misc

Details emerge on Cingular's NFC plans originally appeared on Engadget on Fri, 15 Dec 2006 15:40:00 EST. Please see our terms for use of feeds.

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Researchers hack RFID credit cards. Big surprise.

Cyrus Farivar — Mon, 23 Oct 2006 19:06:00 EST

RFID has been riddled with so many problems, it's amazing that anyone even has a shred of confidence in this technology at all. Our latest security problem du jour is that credit card companies are apparently issuing plastic that relays your digits wirelessly; as you might have guessed, security researchers are checking into this, and in a demonstration for The New York Times, easily hacked a University of Massachusetts computer science professor's newfangled RFID credit card. In short order (and with his permission), a researcher working with RSA Labs was able to steal the professor's name and credit card number that was being transmitted in cleartext -- thereby poking massive holes in Visa, MasterCard and American Express' claims that these card include "the highest level of encryption allowed by the U.S. government." Predictably, the credit card companies have already dismissed claims that the populus will be greatly affected by this hack. Brian Triplett, senior vice president for emerging-product development for Visa, told the Gray Lady: "This is an interesting technical exercise, but as a real threat to a consumer - that threat really doesn't exist." Well, Brian, care to put your plastic where your mouth is?

[Via TechDirt]

Filed under: Misc. Gadgets, Wireless

Researchers hack RFID credit cards. Big surprise. originally appeared on Engadget on Mon, 23 Oct 2006 19:06:00 EST. Please see our terms for use of feeds.

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