MasterCard's been working on new-era payment systems for some time, but now the credit corporation looks set to move past its PayPass project and roll out a service that's properly ready for the masses. By way of MasterPass, MasterCard will look to build upon what it gathered from previous efforts and use those learnings in its quest for success, with the firm being quite confident that by securing the right merchants and technology partners, it can turn the "promise of a digital future" into a reality. Furthermore, MasterCard says the MasterPass experience will be a seamless and secure one, making it easy for consumers to initiate transactions "from wherever they are" and with "any device." -- and that includes support for a variety of check-out methods, such as QR codes and, of course, NFC. Those in Australia and Canada can expect MasterPass to debut in their area next month, while US and UK folks will have to wait until later this spring and summer, respectively.

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Via: TechCrunch

Source: MasterCard

The folks over at Business Insider spotted a change on the Google Wallet website today indicating that a new version of the payment system -- separate from the recently released web version -- is "coming soon." Folks itching to get in on the fresh NFC payment action can ask for an invite right now, but alas, details about the forthcoming update are scarce. We do know that upon submitting a request for the new Wallet, users are asked if they use an Android, iOS, or "other" mobile device. So, might we be in for more widespread Wallet adoption with this next iteration? Only one way to find out, so head on down to the source, sign up, and see for yourself.

Filed under: Cellphones, Misc, Mobile, Google

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Via: Business Insider

Source: Google Wallet

Mr. Blurrycam has struck again, and this time he brings us a launch date for T-Mobile's Isis Mobile Wallet pilot program by way of TmoNews. According to the image (which you can catch after the break), the Isis app will arrive on Google Play come October 22nd for folks in Salt Lake City, Utah and Austin, Texas to take for a test drive. Another image reveals that those who activate their mobile wallet could snag $10, and an additional $15 if they convert their Isis Cash card into a reloadable prepaid card. Call one of the two cities home and can't wait to put the NFC payment solution through its paces? You'll need an Isis SIM card and a Samsung Galaxy S III, S II or Relay 4G to partake in the festivities. For those outside the lucky cities, there's still no word on when Isis will fully launch.

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Source: TmoNews

MasterCard has been in the cashless payment game for quite a while, and now it's hoping to get more developers on the PayPass bandwagon with its freshly unveiled user interface software development kit. By leveraging the SDK, programmers will be able to bake the firm's NFC payment system, which is compatible with over 70 handsets, into their own Android or BlackBerry OS 7 apps. The kit is free to license and includes API code libraries, documentation, a developer guide, sample code, a white-label reference application and a testing suite. Once apps are created with the SDK, they'll have to go through MasterCard's approval process before they go live. Yearning to code PayPass-enabled smartphone software? Check out the press release below for more details.

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Source: Cashless Conversations Blog (MasterCard)

We've barely heard from Orange's Quick Tap payments system in over a year, but now the UK phone network has decided to dump the underwhelming Tocco Lite and add its mobile payments service to the NFC-capable Galaxy S III. Tying into any British MasterCard, Visa, Debit or credit card, you'll be able to pay up to £20 from your account without the need for PIN entry. New users on Orange SIM-toting Galaxy S IIIs will also pick up a 50 quid bonus when they activate the feature, which kicks off this Wednesday. Check the press release below for all the details.

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If you decided to change your NFC Phone's OS over to CyanogenMod 9 to avoid all the skinning and restricting, now you have a mobile payment option called SimplyTapp. Produced by the modding group and two of its members, the app requires free or paid NFC cards from CyanogenMod or retailers like McDonald's and Whole Foods. Card user info is guarded in the cloud, which "allows separation of the card credential from the vulnerable handset," for increased security, according to CM and SimplyTapp. CyanogenMod also announced a new version of its ICS-based CM9 OS, version 9.1, which will fix bugs and add new devices. A stable release will be coming soon, but meanwhile, why not head over to Mickey D's and freak them out by paying with your modded Galaxy Nexus?

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Via: Geek.com

Source: CyanogenMod Blog

Poland and Germany could be the next two countries to get smartphone payments, powered by MasterCard and Deutsche Telekom. The SIM-based NFC solution will utilize the US bank's ClickandBuy service for processing and will be available to T-Mobile customers, rolling out to Poland in Q3 of this year and Germany in 2013. This latest partnership comes on the heels of Vodafone's pairing with Visa, which is also said to be making a push for the German market. What remains to be seen is whether or not there is in fact a demand for mobile payments -- the technology has yet to take off in the US, despite an influx of funding and infrastructure from MasterCard and Google. NFC is no doubt the future of cashless transactions, but it likely remains a few years away from hitting the mainstream, with compatible devices still limited, on both the customer and retail fronts. Hit up the links below for a closer look at DT's push to conquer the European market, one NFC-equipped SIM card at a time. Then jump past the break for a quick intro, compliments of Deutsche Telekom CEO Rene Obermann and MasterCard CEO Ajay Banga (the two seemingly random gentlemen that you may have noticed above as well).

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Canadians sometimes can't catch a break: while NFC payments have been relatively common for Americans, Europeans and certainly the Japanese, Canucks have had to largely make do paying with ye olde credit carde. Rogers and national bank CIBC want to put an end to these antediluvian ways: starting later this year, CIBC card holders will just need to swipe an NFC-equipped BlackBerry like the Bold 9900 (Bold 9930 for CDMA-loving Americans) at a matching terminal to pay at a given store. The only special requirement is a secure SIM card that gives customers the freedom to change phones, even if it does create problems switching banks or carriers down the line. We're just hoping that Android and other platforms get the same treatment and let more of our Canadian friends pay for poutine that much faster.

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Sprint may already count the LG Optimus Elite among its roster of smartphones, but today that handset is finding a second home at Virgin Mobile. The $150 Gingerbread-powered device is now up for pre-order, and Virgin says it will start shipping on May 15th. Though the 3.5-inch HVGA display, 800MHz CPU and 5-MP rear camera aren't exactly impressive specs, the Optimus Elite stands out as the carrier's first phone to include NFC and Google Wallet for mobile payments. Unlike Sprint, which offers a white version, Virgin Mobile will only sell the Optimus Elite in silver. And while the former carrier prices the phone at just $30 after a mail-in rebate, Virgin's cheaper monthly plans might convince customers that it's worth shelling out more up front.

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We're working to provide expanded services that will provide the best security and user experience in the market around m-commerce. We expect to provide access to an open wallet when those goals are achieved.

Recent reports that Verizon is blocking Google Wallet on our devices are false. Verizon does not block applications.

Google Wallet is different from other widely-available m-commerce services. Google Wallet does not simply access the operating system and basic hardware of our phones like thousands of other applications. Instead, in order to work as architected by Google, Google Wallet needs to be integrated into a new, secure and proprietary hardware element in our phones.

We are continuing our commercial discussions with Google on this issue.

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You've most likely heard plenty about NFC-capable smartphones, but little in the way of actual real-world uses for the chip. Well, MasterCard's looking to change all of that, and throw in a few innovations of its own courtesy of its in-house R&D labs and Google. Shown off at an event today, the company demoed the Google Wallet application we first learned about back in May -- which is gearing up for an official launch sometime "soon." Running on Sprint's Nexus S 4G -- with a planned expansion to multiple devices -- users can connect a Citi MasterCard account to the service, and tap-to-pay at any retail location outfitted with a PayPass station. The transactions take place as instantaneously as you'd expect, with spending alerts notated automatically in-app, as well as via text message. If you're the paranoid type or just a spendthrift, the app offers plenty of options to set spending limits, approve / block purchases via category (i.e. dining, entertainment) and enable alerts for overseas activity. Currently, the Google Wallet service is Android-only, and that's probably a direct result of the AT&T, Verizon and T-Mobile backed mobile payment rival, ISIS.

But the company's also got one eye fixed squarely on the future -- scheming up alternate implementations for payment on-the-go through its MasterCard Labs division. Focusing on its QkR platform (an obvious play on QR codes), these concepts ranged from television audio signals encoded with purchase data, audible to a phone running the QkR app, or fast-food tabletops embedded with NFC and QR codes that'll allow customers to scan for coupons, order remotely and apply the discount -- all without leaving their seats. The most interesting use of the new platform, however, had nothing to do with mobile phone use and everything to do with an Xbox Kinect. Utilizing the gesture recognition tech, items could be selected on-screen by holding your hand over an item and navigating through the checkout process. We know, yet another great proof-of-concept, but tuck away that cynicism for a second -- a company representative confided to us that soft-pilot testing of QkR is already underway, with an official announcement slated in the next two weeks. And don't worry about it being a Google OS-only affair, QkR's been tested across iOS, Windows Phone Mango and even BlackBerry. Whether or not the innovative payment system'll launch with all of these mobile OS on-board wasn't clear, but we were assured there'd be at least two partners on board. Jump past the break to get a close-up view of our hands-on with the future of payment.

Gallery: Hands-on with Google Wallet and MasterCard's QkR App

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