With its new Equipment Installment Plan, T-Mobile has started offering both current and new customers the opportunity to spread their phone and accessory purchases over not two, not three, but four monthly payments -- interest-free, no less. Think of it as a little piece of Vince Offer, Billy Mays, and Ron Popeil inside each and every device T-Mobile sells, except with less absorbency or ability to mince onion into a fine pulp -- and it doesn't matter how much G1 you apply to your torn pants, everyone's still going to see your skivvies.

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But wait, there's more: T-Mobile lets you buy with four easy payments