You can already organize fine dining excursions through a single app like OpenTable, but you still have to pull out your phone or wallet to pay when the night's over. You won't have to worry about the bill with Reserve's new concierge service, though. The currently iOS-only platform lets you not only find and book tables based on your preferences, but automatically bills you after each meal (tip and all); you'll be charged a $5 fee for the convenience, but that's tiny in the world of haute cuisine. If your favorite eatery is busy, you can even offer to pay more than usual in hopes of securing a spot. Want to give it a whirl? You'll have to eat in Boston, New York City or Los Angeles during the current beta testing phase, although San Franciscans will get to try it relatively soon.