And the Un-carrier march continues unabated. This time, T-Mobile CEO John Legere address the consumer masses via YouTube to launch a new initiative that aims to help put a smartphone in the hands of anyone who wants one... and can pay their bills. Starting on January 25, T-Mobile's going to put less stock in your credit history and pay more attention to your payment history. If you've paid your dues on time over the past 12 months, you'll qualify for all those sweet, sweet no-money-down phone deals even if your FICO score looks a bit troubled. And new customers with less than sterling credit? They'll have to wait the 12 months before they get access to T-Mobile's carefully calculated largesse. Simple, no?