What often gets lost in the excitement of buying a drone is that there's a solid chance you're going to crash and destroy it. Since that would be $500-plus down the drain, DJI has launched DJI Care, an insurance program for its Phantom 3 and Inspire 1 drones. One year of coverage costs $129 for the $499 Phantom 3 Standard and maxes out at $699 for the $3,099 Inspire 1 v2.0 drone. For that sum, you'll be covered for "dropping, squeezing or crashing caused by operator error or other accidents," according to DJI. The coverage extends to the aircraft, gimbal or camera, but not to accessories like the propellers, battery or remote control.