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Samsung Pay starts rolling out in Canada
Canadian iPhone owners have had Apple Pay for a while, but what if a Samsung phone is your weapon of choice? You might be set after today. Just a couple of weeks after the company revealed that Samsung Pay was coming to Canada in November, Galaxy phone owners are reporting that the tap-to-pay service is going live. You currently have to sideload the Samsung Pay app and framework on a compatible phone (typically a Galaxy S6, S7 or Note 5), but you may not have to take your wallet out after that. A formal launch should come soon.
Apple Pay finally becomes useful in Canada
Apple Pay technically launched in Canada back in November, but it might as well have been non-existent -- you could only use a directly-issued American Express card, which isn't all that common in the country. At last, though, things are opening up. Apple has announced that its tap-to-pay service is now available through a much, much wider range of providers. Right now, you can use it through heavyweights CIBC and RBC (both credit and debit cards) as well as smaller providers ATB (initially MasterCard-only) and Canadian Tire (MasterCard). The other big three (BMO, Scotiabank and TD) aren't ready yet, but they've all committed to letting you pay with your iPhone or Apple Watch in the months ahead.
CIBC Mobile Payment App reaches BlackBerry App World for the rare chance you can actually use it
Rogers kicked off Canadian NFC mobile payments at the start of the month through what was mostly a ceremonial gesture -- until the CIBC app arrived, locals simply had to wait. It's at last time try some Suretap mobile shopping now that the CIBC Mobile Payment App has popped up in BlackBerry App World. As promised, the title will let Canucks tap to pay with a credit card (up to $50 at once) at the 17 store chains offering use of a MasterCard PayPass or Visa PayWave terminal. The catch remains the sheer number of conditions that need to be in place: on top of requiring an NFC-aware SIM card, a CIBC credit card and the right stores, the early software only works its magic with the BlackBerry Bold 9900; Curve 9380 support depends on a future update. Having the crucial app is still a step forward, and the handful of trailblazers can always recount tales of buying Timbits with their Bolds while those on other platforms have to sit tight until 2013.
Rogers and CIBC kick off Canadian NFC-based mobile payments with mini event (update: full details)
Rogers and its banking partner CIBC have been making much ado over bringing NFC mobile payments to Canada since the spring, but the companies have been mostly silent on actual availability and let a rumored October 15th launch date pass by without fanfare. The two partners are at last ready to swing into action, at least symbolically -- a photo-op at a Tim Hortons in Toronto on Friday will officially represent the first instance of their payment system being used in the wild. What we've seen officially and otherwise hasn't changed, which means that event star and triathlete Simon Whitfield will be using one of two NFC-equipped BlackBerry phones with a special SIM card while he buys a meal that we imagine involves coffee and maple-glazed donuts. Rogers hasn't said how soon the less sporty among us will be making payments, although the limited choices of phones (two) and carriers (one) will only give a handful of Canucks a chance to join in. Update: Just as Whitfield's coffee is cooling off, Rogers has given out full details: the CIBC mobile payment option will roll out later in the month to at least 2,300 Tim Hortons restaurants across Canada, with 3,000 more joining in by December. It's called Suretap, as the earlier leak confirmed, and there's no sudden support for Android, Windows Phone or other platforms until 2013. A total of 17 merchants using MasterCard PayPass and Visa PayWave will be eligible to start.
Rogers, CIBC may launch Suretap NFC-based payments on October 15th, require a unique SIM
Rogers and Canadian bank CIBC struck a deal for NFC-based mobile payments back in May, long enough ago that it was starting to fade out of the public consciousness. The alliance may be near refreshing our memory with a commercial launch in the cards. MobileSyrup has reportedly scored internal documents that has the two launching their e-commerce collaboration on October 15th under a slightly catchier Suretap name. Unfortunately, the text also suggests that the initial launch will require at least as much hoop-jumping from customers as for the original Google Wallet plans. Avoiding a traditional wallet will demand a BlackBerry Bold 9900 or Curve 9360 on Rogers, a CIBC MasterCard, nearby stores with PayPass terminals, a CIBC app and now a special NFC-enabled SIM card -- a set of criteria that disqualifies almost everyone, especially when there's supposedly a $50 ceiling on transactions. It remains a step forward for mobile payments in a country that has had very few options to start with, but we'd only anticipate widespread adoption once there's a much wider selection of devices and banks.
Rogers and CIBC make joint deal for NFC mobile payments in Canada, let you check out with your BlackBerry
Canadians sometimes can't catch a break: while NFC payments have been relatively common for Americans, Europeans and certainly the Japanese, Canucks have had to largely make do paying with ye olde credit carde. Rogers and national bank CIBC want to put an end to these antediluvian ways: starting later this year, CIBC card holders will just need to swipe an NFC-equipped BlackBerry like the Bold 9900 (Bold 9930 for CDMA-loving Americans) at a matching terminal to pay at a given store. The only special requirement is a secure SIM card that gives customers the freedom to change phones, even if it does create problems switching banks or carriers down the line. We're just hoping that Android and other platforms get the same treatment and let more of our Canadian friends pay for poutine that much faster.
EnStream to bring mobile wallet to Canadians, make loonies obsolete (video)
A joint venture of Canadian carriers Rogers, Bell and Telus called EnStream is in final talks with the country's leading banks (likely CIBC, TD, RBC, Scotiabank and BMO) to bring a mobile wallet solution to the Great White North within six months. The system, which was demoed at the CWTA Wireless Showcase last September, enables mobile payments by storing a user's financial credentials on the SIM located inside their NFC-capable phone. It aims to replace credit and debit cards at first -- perhaps even driver's licenses and loyalty programs down the road. Carriers plan to charge banks a flat rate instead of a per-transaction fee. According to Almis Ledas, EnStream's COO, "banking machines will become the payphones of the future". While we command this attempt to standardize mobile payments in Canada, the time frame seems rather optimistic in light of the slow progress AT&T, T-Mobile and Verizon have made with Isis in the US so far. Different countries, different rules of course -- still, we think it's going to take quite a while to make loonies obsolete. Maybe this is the perfect window of opportunity for Google Wallet and Square to jump across the border, eh? Time will tell. Check out EnStream's mobile wallet in action on video after the break.
