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MasterCard announces MasterPass digital banking service, gives Australia and Canada first dibs
MasterCard's been working on new-era payment systems for some time, but now the credit corporation looks set to move past its PayPass project and roll out a service that's properly ready for the masses. By way of MasterPass, MasterCard will look to build upon what it gathered from previous efforts and use those learnings in its quest for success, with the firm being quite confident that by securing the right merchants and technology partners, it can turn the "promise of a digital future" into a reality. Furthermore, MasterCard says the MasterPass experience will be a seamless and secure one, making it easy for consumers to initiate transactions "from wherever they are" and with "any device." -- and that includes support for a variety of check-out methods, such as QR codes and, of course, NFC. Those in Australia and Canada can expect MasterPass to debut in their area next month, while US and UK folks will have to wait until later this spring and summer, respectively.
CIBC Mobile Payment App reaches BlackBerry App World for the rare chance you can actually use it
Rogers kicked off Canadian NFC mobile payments at the start of the month through what was mostly a ceremonial gesture -- until the CIBC app arrived, locals simply had to wait. It's at last time try some Suretap mobile shopping now that the CIBC Mobile Payment App has popped up in BlackBerry App World. As promised, the title will let Canucks tap to pay with a credit card (up to $50 at once) at the 17 store chains offering use of a MasterCard PayPass or Visa PayWave terminal. The catch remains the sheer number of conditions that need to be in place: on top of requiring an NFC-aware SIM card, a CIBC credit card and the right stores, the early software only works its magic with the BlackBerry Bold 9900; Curve 9380 support depends on a future update. Having the crucial app is still a step forward, and the handful of trailblazers can always recount tales of buying Timbits with their Bolds while those on other platforms have to sit tight until 2013.
Mastercard previewing smartphone web payment system with in-person security strength
Mastercard is already a big fish in the still tiny NFC contactless payment pond, and now it wants to take that same technology to a veritable ocean -- internet sales. The plastic purveyor is tag-teaming with ING in the Netherlands for PayPass-based smartphone internet payments that would have a "comparable level of security" to bricks and mortar purchases -- by transmitting an EMV-compliant cryptogram or QR code to merchants. That would theoretically make online shopping less risky, and the system would also allow coupons and vouchers to be applied, giving a "similar user experience in both the physical and digital world." The Dutch trial has already started and will continue until early 2013, but there's no word if new users can still jump in -- check the PR after the break to read the tea leaves for yourself.
Rogers, CIBC may launch Suretap NFC-based payments on October 15th, require a unique SIM
Rogers and Canadian bank CIBC struck a deal for NFC-based mobile payments back in May, long enough ago that it was starting to fade out of the public consciousness. The alliance may be near refreshing our memory with a commercial launch in the cards. MobileSyrup has reportedly scored internal documents that has the two launching their e-commerce collaboration on October 15th under a slightly catchier Suretap name. Unfortunately, the text also suggests that the initial launch will require at least as much hoop-jumping from customers as for the original Google Wallet plans. Avoiding a traditional wallet will demand a BlackBerry Bold 9900 or Curve 9360 on Rogers, a CIBC MasterCard, nearby stores with PayPass terminals, a CIBC app and now a special NFC-enabled SIM card -- a set of criteria that disqualifies almost everyone, especially when there's supposedly a $50 ceiling on transactions. It remains a step forward for mobile payments in a country that has had very few options to start with, but we'd only anticipate widespread adoption once there's a much wider selection of devices and banks.
MasterCard announces PayPass User Interface SDK, lets devs roll their own NFC payment-enabled apps
MasterCard has been in the cashless payment game for quite a while, and now it's hoping to get more developers on the PayPass bandwagon with its freshly unveiled user interface software development kit. By leveraging the SDK, programmers will be able to bake the firm's NFC payment system, which is compatible with over 70 handsets, into their own Android or BlackBerry OS 7 apps. The kit is free to license and includes API code libraries, documentation, a developer guide, sample code, a white-label reference application and a testing suite. Once apps are created with the SDK, they'll have to go through MasterCard's approval process before they go live. Yearning to code PayPass-enabled smartphone software? Check out the press release below for more details.
MasterCard introduces PayPass Wallet Services, Online and API at CTIA 2012
MasterCard's PayPass is certainly one of the bigger players in the contactless payment scene. But, simply putting a few thousand branded payment terminals in stores across the nation isn't enough. The next step is expanding that empire, not only in terms of locations and handsets, but by turning the phone into just an accessory in a larger ecosystem. PayPass Wallet Services is a new umbrella product that includes an online payment system, a branded service and an API that allows developers to integrate PayPass into their own proprietary offerings. Simply put, PayPass is no longer a product, but a platform. The service remembers not only credit cards, but shipping addresses and other identifying info that streamlines the shopping process, while the API means that others can build value added offerings around PayPass. There's even a dedicated Android app. The company is hoping to have the system ready for a broad roll out by the third quarter of the year. When that time comes, a pile of partners have pledged to support it in various ways. The names on that list should ring at least a few bells: Intel, Barnes & Noble, Newegg, MLB and American Airlines. It all seems pretty impressive (though, we'll reserve judgement till we get to try it out). Your move, Google. Zachary Lutz contributed to this report
MasterCard gives PayPass blessings to HTC One X, 16 other NFC phones
MasterCard is widening the universe of phones that officially support PayPass in a big way, with a new MasterCard PayPass Ready program certifying that devices with NFC will play nicely with its mobile payment system. A total of 17 phones are part of the first wave getting the official A-OK. Some of these are known quantities already using PayPass, like the LG Viper 4G LTE and the Samsung Galaxy Nexus HSPA+, but others are new to the PayPass ways. Among the picks are the HTC One X, Intel's smartphone reference device and the Nokia Lumia 610 NFC. A raft of BlackBerrys and lower-end Samsung Galaxy phones are likewise in the fray. While only a handful of these might ever work with Google Wallet or other US-focused NFC payment methods, you can check out the full roster in the release after the break.
RIM and Turkcell partner to bring NFC payments to Bold 9900, Turkish pazars
Turkcell subscribers looking to make a purchase from their favorite Istanbul bazaar now have one extra payment option -- if they're a BlackBerry Bold owners, that is. Research In Motion and Turkcell have announced the availability of touchless NFC payments for the BlackBerry Bold 9900 via Turkcell's Cep-T Cüzdan mobile application. Interested parties can visit their local Turkcell retailer to trade-up to an NFC-compatible SIM, load the Cep-T application and begin swiping their Berry wherever (worldwide) MasterCard PayPass is accepted. Purchases under 35TL (around $20) won't require any additional verification, though procurements over that threshold will require you to enter a PIN on the handset or tender your signature. Hopefully, with MasterCard, Visa and Google all aboard the NFC bandwagon, 2012 will see a major push towards the technology here in the US.
Confirmed: Intel's Ivy Bridge chips will support NFC
Well, looky here. We're reporting live from a keynote on Ultrabooks starring Intel's Mooly Eden, where the star exec just revealed that the company's forthcoming Ivy Bridge chips will support NFC, demoing a transaction involving a laptop and PayPass-enabled MasterCard. Suffice to say, we haven't really seen this technology incorporated into laptops, though it is reminiscent of the older TransferJet standard (not that that ever took off). Unfortunately, Chipzilla's otherwise being mum on details: it's too early to know which credit card companies, software developers and laptop makers are on board, but hopefully Intel's backing is enough to spur some innovation here. Billy Steele contributed to this report.
Aussie bank debuts Kaching app, accompanying iCarte case for mobile payments on iPhone 4
This certainly isn't the first time we've seen an attempt to bring NFC to the iPhone, but the Commonwealth Bank of Australia certainly deserves kudos for integrating the iCarte case with its mobile payment app known as Kaching (think Ka-ching). Available as a standalone free application, Kaching allows users to send money to others, either via text message, email or through Facebook. For those looking to dig deeper, an iCarte case may be purchased for $54.95 from within the app, which allows the iPhone 4 and 4S to be used for mobile payments at all PayPass terminals. From within Kaching, users may check account balances and choose which card they care to pay with. All in all, it looks like one sweet (albeit temporary) solution. [Thanks, Phil]
MasterCard and mFoundry partner to offer NFC payments within mobile banking apps
Hoping to add more punch to the standard mobile banking app, mFoundry has announced that it will be making MasterCard's NFC feature PayPass available in its financial apps. What that translates to for the mobile banking user is a quick and easy way to pay without having to use an additional service like Google Wallet or whatever Isis has up its sleeve. mFoundry currently provides mobile banking services for more than 560 financial institutions and credit unions including PNC, Bank of America and Citi -- so chances are, if you're using a mobile banking app, it's powered by mFoundry. Sadly, the same cannot be said for the extremely limited amount of NFC phones that can actually support the feature. Perhaps having the option within a standard banking app will help the trend take off -- at least amongst those with NFC phones.
Developers get Google Wallet on original Nexus S, squares wiping your phone with $10
Previously the exclusive phone-swiping domain of Sprint's Nexus S 4G, it now seems possible to get the wonders of Google wallet on its decidedly 3G predecessor. However, it's not an operation for the faint-hearted. If the words Cyanogen, full wipe, flash and kernel resemble white noise, it's probably worth waiting for an official release. See how the forum members at XDA Developers got their NFC wallet fix at the link below. [Thanks, John]
Engadget giveaway: win one of five Nexus S 4G phones with $1,000 Google Wallet credit!
We're pretty excited about Google Wallet, but the service is currently only available for Nexus S 4G phone owners, leaving most of you waiting for broader implementation. Well, how would you like to skip the line, getting to test it out on a Nexus S 4G of your very own? Google has supplied us with five phones to give away -- the company is even throwing in $1,000 (yes, one THOUSAND dollars) of prepaid credit to help fund those first few dozen taps. There's one catch: you'll need to use your Nexus S 4G with a Sprint plan, though the carrier is throwing in one month of demo service to get you started. Check out our in-depth preview for a detailed look at the service, and simply leave a comment after the break to be entered to win -- after checking that you meet the entry requirements, of course.
Polyamorous Google Wallet adds Visa to its arsenal
To the delight of shopaholics everywhere, Visa has announced that it's jumped on the Google Wallet bandwagon -- giving card users access to the snazzy, new NFC payment system. Much like MasterCard's announcement last week, the licensing agreement will allow Visa users to link their credit, debit and prepaid cards to Google's offering for fast mobile payments in places that accept the service. The credit card company has dabbled in mobile payments before through payWave, but with plans to integrate into GW, we'll surely be seeing more of it in the near future. As momentum over the NFC-powered mobile phones grows, it will be interesting to see if the Real Housewives can part with their phones long enough for their assistants to pay for those Manolos. Check out the full PR after the break.
A week with Google Wallet (video)
Contactless payments have been something of a curiosity in the credit card industry. MasterCard's PayPass has been around for the better part of a decade, but merchants and banks alike seem hesitant to adopt the technology required to make the system work, and inconsistent implementation adds to the confusion -- particularly for customers. Google's new mobile phone-based Wallet service has the potential to transform the technology from its current status as a transaction turkey, to a future as a checkout champion. But will it work? We spent a week with a Wallet-enabled Nexus S 4G, using the device to pay whenever we encountered a MasterCard PayPass terminal. Unfortunately, that wasn't often enough, limiting us to just a handful of transactions in the first week. Still, with Google just beginning to roll out the service and only a limited selection of launch partners ready to go, it's impossible to deliver a complete verdict just yet. Jump past the break for an inside look at Google Wallet, including a video of the service in action, and a brief look at what the world of contactless payments may look like in the future.%Gallery-130759%
Orange and Barclaycard launch 'Quick Tap' NFC mobile payments in the UK
Yay for the UK, it's now one step closer to catching up to the Japan of last decade. Mobile carrier Orange is today launching the UK's first mobile phone contactless payment service, dubbed Quick Tap, for purchases up to £15. It works on MasterCard's PayPass system and requires you to have a Barclays debit or credit card or, alternatively, a credit card from Orange itself. Gemalto is providing the SIM-based NFC compatibility, with Samsung's entirely unrevolutionary Tocco Lite being the (admittedly affordable) launch handset. Then you just need to trust the Quick Pay app to be as secure as promised and you'll be ready to go off and use your phone as a payment terminal at over 50,000 locations, including joints run by McDonald's, Eat, Pret A Manger, Subway, and Wilkinson. A quick intro video and a more expansive press release follow after the break.
Gemalto bringing NFC payments to phones of any intelligence with MasterCard PayPass SIM
We're seeing NFC chips showing up and tickling the innards of more and more mobile devices, but at this rate it's going to be ages before we see some proper market penetration. Gemalto may have just jump-started that process with a new NFC on a SIM card design that's certified by MasterCard PayPass. It's similar to the company's Zuckerberg on a SIM project we heard about last month, but this time it's wirelessly paying for a drink and not wirelessly telling your friends how much you just had to drink. This means near-field wireless payments could be brought to nearly every GSM phone on the planet, also allowing for secure on-device transactions, like adding more minutes to a pre-paid phone. This is said to be the beginning of a "mass commercial roll out," giving us reason to hope that soon forgetting our wallets at home will be a feature and not a bug.
Charge Anywhere update turns Nexus S into full-on mobile payment terminal
Processing mobile payments via an external dongle? That's so early 2011. Charge Anywhere has a less troublesome idea, and if you're the lucky owner of a Google Nexus S, you could soon be accepting cold, hard virtual cash via NFC. For those already familiar with the space, you'll know that this very company already has applications out for the iPhone, BlackBerry and Android devices, but all of those obviously require a credit card swiping mechanism to be connected. According to CNET, the latest version will include support for the NFC module embedded within the Nexus S, enabling it to be a full-on mobile payment terminal with no additional hardware required. Both MasterCard PayPass and Visa Blink payments could be ingested, but don't go searching for the update in the Android Market; the company's done with the new build, but it won't be let loose to the public until it's ran past larger customers first. We don't get the impression that the NFC-compatible version will run any more than the $9.99 per month, but it's obviously a wait-and-see affair for now.
Visa rolls out payWave-enabled Micro Tag key fobs
In the latest scheme to make it just a little easier for you to part with your money, Visa has begun rolling out its Micro Tag key fobs for contactless (and if under $25, signature-less) payments. The issuer-customizable Tags are based on Visa's payWave technology -- an RFID system similar to MasterCard's PayPass -- and are meant to act as companions to existing credit and debit cards. To commemorate the launch, Visa passed out 1,000 Tags pre-loaded with $15 at yesterday's San Francisco Giants game at AT&T Park, encouraging fans to purchase the fatty stadium concessions that could perhaps lull them into the false notion that this is a completely secure payment method.[Via Geekzone]
Garanti Bank issues PayPass-enabled wristwatch in Turkey
Apparently, even swipeless credit cards are too much of an inconvenience to carry around in Turkey, or else Garanti Bank and MasterCard are just doing a fine job of whispering PayPass into those ears that are now tuned in. Gimmick or not, the two firms have partnered up to dole out a few limited edition timepieces that not only sport embedded PayPass modules to skip the painful John Hancock procedure altogether on basic, low-dollar purchases, but also feature a flashy and surprisingly tawdry motif. The bright orange watch rocks a few soccer balls, er, footballs on the face, and also includes a handy date feature to keep you on track. No word on exactly how one would go about procuring one of these contactless payment watches, but if your Garanti account is pushing six or seven figures, we'd say you've got some leverage.[Via TechDigest]
