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Shopify goes after Square with a new mobile credit card reader
Shopify just released its new card reader that makes it easy for merchants to complete credit or debit card-based sales on the go. The reader accepts chip dips or swipes and works with Visa, Mastercard, American Express and Discover. It connects wirelessly to Android and Apple phones via Bluetooth and at full charge can carry out 400 chip dips and 700 swipe transactions.
Visa reveals its stake in rival Square (updated)
Visa has purchased 10 percent of Square's trading shares according to documents seen by the WSJ. Square is best known for its smartphone-attached readers that make it easy for merchants (and even panhandlers) to accept credit cards. The company was started and is still headed by Twitter CEO Jack Dorsey. Though Square's Jack Dorsey revealed that Visa had taken a piece of it several years back, the credit card giant only recently revealed the amount of the stake. Visa recently launched Visa Developer, software that will help merchants accept Visa payments more easily.
PayPal's new Here card reader can handle NFC payments
PayPal is no stranger to mobile payment solutions, but at Mobile World Congress, the company is making a useful upgrade to its Here card reader. In addition to being able to handle payments from those chip-and-PIN credit/debit cards, the new version of PayPal's transaction tech will also support NFC. This means that not only will the latest version of Here wrangle touchless payments from the aforementioned cards, but it'll also allow retailers to accept funds from mobile devices. It's said to work just like terminals in retail stores, except this add-on connects with a separate mobile device to power the whole thing. That's good news for the PayPal faithful as Apple Pay, Samsung Pay and Android Pay all leverage NFC to transfer funds. There's no word on pricing just yet, but the new version of Here will hit the UK and Australia this summer, with a US debut slated for later this year. Don't miss out on all the latest news, photos and liveblogs from MWC 2015. Follow along at our events page.
Etsy takes a stab at real world sales with free credit card readers
Etsy is best known for being an online marketplace of folksy gewgaws and crocheted everythings, but it's making moves to help its sellers do more out in the real world. Case in point: The company just took a page out of Square and PayPal's playbooks by offering free, smartphone-friendly credit/debit card readers to its users. The idea's simple enough: Etsy crafters hawking their wares in public can use the reader just like any of the other ones out there, but once they swipe a card, those products automatically get deducted from their online Etsy inventory. Buyers who already have Etsy accounts can leave reviews too, just to make sure everyone knows how rad their new minimalist wallets are. Voilà: sellers get to make money and build deeper connections with actual, physical people, and Etsy gets a sweet (if tiny, think 2.75 percent) cut of each transaction to help fuel its growth. Now if you'll excuse us, we've got some funky brass steampunk corsets to prep for the big craft show next week.
Square's new chip card reader will make your payments more secure
There's a good reason you don't usually see Square readers outside of the US: they're built to read payment cards with magnetic stripes, not the more secure chip-and-PIN cards that are common everywhere else. All that's set to change, however. Square has revealed plans for a reader that accepts the chip-based EMV format alongside stripes, letting shops handle credit and debit cards from around the world (and the US, once it catches up). The company will only start taking pre-orders for the payment device later this year, but it could be worthwhile for stores and customers alike. Besides the greater availability, it's much harder to clone a chip card -- you shouldn't have to worry about an unscrupulous clerk (or a clever hacker) stealing your credit card and going on a shopping spree.
Amazon is reportedly making a Square-like payment card reader
Amazon's business may revolve around online shopping, but the company apparently has some interest in brick-and-mortar retail -- there are now hints that it's launching a Square-style payment card reader. The crew at 9to5Mac has obtained documents from Staples showing that a $10 "Amazon Card Reader" is launching sometime in the near future. While there's no exact release date on hand, the office supply store is expected to start advertising Amazon's gadget on August 12th; logic suggests the peripheral would go on sale around then.
PayPal Here coming to the UK with a chip reader to match (video)
US-born mobile payment methods like PayPal Here and Square haven't had much traction in Europe, due in no small part to the continent's frequent reliance on chip-and-PIN credit cards over North America's (slowly outgoing) magnetic stripes. PayPal is getting around that technical barrier through the most direct method possible -- replacing the reader altogether. PayPal Here's UK deployment swaps out the triangular US reader for a considerably bulkier Bluetooth peripheral that takes the newer payment method. Other elements will be familiar to anyone who's used Here on an Android or iOS device in another country, minus the obligatory changes in currency. In other news today, PayPal also snapped up Paydiant, the company that powers mobile wallets for retailers like Walmart and Target. PayPal is partnering with a handful of UK businesses before launching Here on a wider scale in the summer -- not soon enough for some, but it might save a few Brits from scrounging through their wallets just to buy some ice cream.
Bank of America gets into card swiping with Mobile Pay on Demand, because 29 can play at that game
To call the mobile-based card processing business crowded would be a slight understatement -- launching a reader is nearly an instinctual reaction for commerce outlets that see Square running away with the market. What's to stop a bank from joining the fray? Bank of America doesn't see anything wrong, as it's starting up a me-too service through Mobile Pay on Demand. The headphone jack reader with Android and iOS support will seem very familiar to anyone who's been paying attention; the company does have some tantalizing lures for entrepreneurs, however, such as an ever-so-slightly lower 2.7 percent fee per transaction as well as a year-long deals marketing service subscription for any 2012 sign-ups. US shops that haven't already jumped on the bandwagon with Square (or Groupon, or Intuit, or Pay Anywhere, or PayPal or VeriFone) can pre-order a reader today and start taking payments on December 3rd.
Square launches in Canada, streamlines payments on the world stage
For all of Square's fast growth, it's been exclusively the domain of US shopkeeps; others had to scrounge for an alternative, if there was one at all. The payment pioneer clearly isn't content to isolate itself or anyone else, as it's making its international debut with support for Canada. Locals can immediately request the free Mobile Card Reader and swipe credit cards with an Android or iOS device at the same flat, 2.75 percent rate that more experimental American stores know very well. Complete equality isn't available to Canucks just yet, as Square Wallet won't be available until 2013, but the access remains a step forward for Canadian merchants that don't want to be tied down to a terminal any more than their southern neighbors.
PayPal Here goes on sale at AT&T stores: like a one-stop shop for account hiccups
PayPal Here, despite all its focus on in-store transactions, hasn't really been available to buy in a US store -- that's been the domain of the seemingly ubiquitous Square reader. eBay's payment wing has at last established that retail beachhead through a deal with AT&T. About 1,800 of the carrier's stores are now carrying PayPal Here readers, and they'll keep the service's big rival from hogging the spotlight at a time when most aren't even aware that there's any competition. If you're still cynical, you can look at the AT&T move as a matter of convenience: at least this way, all your account headaches will come from one place.
Security experts hack payment terminals to steal credit card info, play games
If a payment terminal could be forced into servitude as a crude handheld gaming device, what else could it be made to do? Researchers at the Black Hat conference showed just what mischief a commonly used UK PoS terminal could get up to when they inserted a chip-and-pin card crafted with malicious code. That enabled them to install a racing game and play it, using the machine's pin pad and screen. With the same hack, they were able to install a far less whimsical program as well -- a Trojan that could record card numbers and PINs, which could be extracted later by inserting another rogue card. On top of that, criminals could use the same method to fool the terminal into thinking a transaction was bank-approved, allowing them to walk out of a store with goods they hadn't paid for. Finally, the security gurus took a device popular in the US, and used non-encrypted ethernet communication between the terminal and other peripherals to hack into the payment device and take root control. Makes you want to put those credit cards (and NFC devices) away and stick to cash -- at least you can see who's robbing you blind. [Original image credit: Shutterstock]
PayPal and Softbank announce new joint venture in Japan, mobile app
PayPal has joined forces with Softbank to bring its mobile payment system / digital wallet to Japan. PayPal Here uses an encrypted card reader -- like its BFF Square, and more recently, VeriFone -- to minimize users' cash dependency. There's also a redesigned app that makes it easier for customers to locate participating merchants while they're out and about. The $25 million joint venture targets small businesses, especially those using iPhones (though it also works just fine on Android), and will be made available to the Japanese masses over the next several weeks. We're sure the setup will be used exclusively by the forces of good to stimulate the local economy.
Eventbrite unveils At The Door Card reader, turns iPads into ticketing terminals
Square may see the iPad to as an excellent retail tool, but Eventbrite thinks Apple's tablet a box office boon, which is why it created the At The Door app and card reader solution. Eventbrite's a self-service ticketing platform and its new dongle, which connects via Apple's 30-pin connector, lets indie event promoters take reader-encrypted credit card payments with any iPad. Meanwhile, the app lets you see on-site and online ticket sales, keep track of customer contact info and balance the books as well. Plus, any payments taken through the app are service fee-free, meaning users only pay for credit card processing. Not only that, you can wirelessly print tickets and receipts via a compatible printer (should you be willing to buy one), too. But before you go planning your personal Woodstock, perhaps you'd like to know how much this ticketing bonanza costs? Well, the app's free and the reader's 10 bucks, with Eventbrite handing out 10 dollar account credits in return for those who jump on the bandwagon. If that sounds like something you're into, hit the PR after the break for more info, or buy a card reader at the source below.
Square snags one million merchants, liberates the cashless
For those of us addicted to plastic, "I love you" hardly holds the same clout as those three magical words: "we accept credit." Taking the dream one step closer to plastic payment monogamy is the mobile checkout service, Square. According to founder Jack Dorsey, the company has hit a milestone today, signing up over one million small business owners ready to swipe. For merchants, all it takes is a Square reader and an iPhone, iPad or Android to start processing the plastic of the cash-o-phobic -- practically rendering those ATM pit stops pre-taco run or flea market excursion useless.
Engadget's back to school guide 2011: fun stuff!
Welcome to Engadget's Back to School guide! We know that this time of year can be pretty annoying and stressful for everyone, so we're here to help out with the heartbreaking process of gadget buying for the school-aged crowd. Since the weekend is finally upon us, we figured now's as good a time as any to sit back, relax, and have some fun. Play along with our fun stuff picks -- and you can head to the Back to School hub to see the rest of the product guides as they're added throughout the month. Be sure to keep checking back -- at the end of the month we'll be giving away a ton of the gear featured in our guides -- and hit up the hub page right here! It's Friday, and that can only mean one thing: two days of parties, sleeping in, and seeing your campus transform from a vehicle of intense education to a spring break-like haven of drunken delight. We've rounded up a few toys to help you relax before you head back to class -- a memory card reader that doubles as a pocket mirror, an Arduino-powered car that can stream video from the dorm hall, and an electric-powered sports car that can drive you and a friend far from campus for a pricey weekend getaway -- so kick off the shoes and prepare to embrace these 48 hours of freedom. And when it's time to get back to the books, we have the gear for that too -- and we're giving it away! Simply leave a comment below to be entered to win, and check out our giveaway page for more details.
Square Register and Card Case hands-on
It looks like Square's little headphone jack-connected credit card reader has some company. The mobile payment startup introduced two new additions to its unique stable of payment options in San Francisco this morning that do away with credit cards, paper receipts, and even the bantam reader itself (to some degree). First up is the Square Register, an app that allows merchants to accept payments by way of the card reader or through a card-less (no, it's not NFC) tab -- like, "put it on my tab" -- system, and uses Google-style analytics to keep track of payments, receipts, and trends. The second announcement, the Square Card Case, is a virtual wallet that holds a series of "cards," each relating to a participating outlet, that let you put your purchases on the aforementioned tab. Each shop has its own virtual credit card, and enables shoppers to make and track purchases with a single click of a button. We got a chance to give the setup a try, and it's just about as simple as Square would have you believe. To get started, you make a regular, Square-enabled purchase at a participating store, at which point a text-message receipt is sent to your phone that prompts you to install Card Case -- we skipped this step, as this was just a demo. Once set up, we were introduced to the Card Case, holding cards for the participating stores -- only 50 spots in five cities, for now -- and an "Explore Places" button that offers access to a directory of participating outlets. We selected a nearby cupcake stand, clicked "open tab" and picked our poison: a miniature red velvet cupcake, in this case. The merchant picked our name from a list of open tabs, charged the tiny treat to our card, and a receipt was promptly pushed our way. After the transaction was complete, we went back to the cupcake card in the Card Case, and there was the receipt. All in all it was a painless process, but, then, so is whipping out a real wallet to make a purchase. The new Square setup is available now at 50 different establishments in New York, LA, Saint Louis, San Francisco, and DC, and the company says it will curate the list of participating stores, much like Apple does apps.
Lexar dual-slot CF / SD reader packs USB 3.0, downloads cards six times faster (video)
For professional photographers, every second counts when downloading images on a deadline -- especially when you throw enormous HD video files into the mix. With the $50 Lexar Professional USB 3.0 Dual-Slot Reader, photogs now have a fast transfer option to compliment their pricey high-capacity CF and UHS-I SDXC cards, theoretically enabling downloads at up to 500MB per second (though current cards max out at one-fifth of that). You'll need to have a USB 3.0 port and high-speed flash to take advantage of faster transfers, though the reader is backwards-compatible with USB 2.0 and older cards -- you'll even be able to use that 32MB CF that came bundled with your DSLR. And what about appearance? Lexar Director of Marketing Jeff Cable sums it up: "It looks similar to our older card reader, the USB 2.0 reader, except that it says USB 3.0 right here on the front." Bam!
Apple Stores stocking Square credit card readers
Jack Dorsey's über-popular credit card readers got a big thumbs-up from Cupertino this week. Square's devices are hitting Apple's 235 US retail locations and Apple.com for $9.95 a pop -- plus the 2.75 percent that the startup takes off the backend each time you use the reader -- or you can always just sign up for a free one over on Square's site. The iPhone / iPad / iPod touch plug-in accepts Visa, MasterCard, Discover, and yes, even American Express. The CEO of VeriFone will no doubt have plenty to say about the matter. Update: It turns out you get a $10 redemption code in the box when you buy a Square reader at an Apple store, so it is still technically free (just not, you know, when you buy it). [Thanks, Michael]
Minuscule PicoHD5.1 media player looks like a card reader, acts like a media streamer
What if your media streamer was as small as your media card reader? What if your list of "what ifs" shrunk by one this evening? And what if, by chance, said media streamer shipped with a remote nearly double the size of the product itself? We'll confess, it'd be a weird, weird situation, but it's one that you can actually experience for yourself if you're cool with handing over £49.99 ($82). The bantam PicoHD5.1 packs a lot of oomph into a pocket-sized device; on one side, there's room for a USB hard drive, thumb drive or SD card. On the reverse, you'll find HDMI / component outputs capable of piping whatever media you just plugged in onto your television or monitor. There's even support for 5.1 channel surround sound, and we're told that it's encased in aluminum -- you know, for those inevitable bumps and bruises. Is the "smallest HD multichannel media player" truly as spectacular as it sounds? Hard to say from afar, but hey, that's what 60 day money-back guarantees are for... right?
This year's hottest pocket mirror is also a USB 3.0 multi-format card reader
We always knew that the worlds of technology and popular culture were on a collision course of epic proportions, and if this isn't proof... well, you might say that proof simply doesn't exist. Brando's newest gizmo has an identity crisis that Charlie Sheen would simply salivate over, but if we had to guess, we'd surmise that a USB 3.0 SuperSpeed card reader -- complete with support for CompactFlash, SDXC and M2 cards -- does a lot more #winning with a mirror slapped onto the side. Pre-order yours today for the tidy sum of $25, or alternatively, a vial of #tigerblood.
