contactlesspayments
Latest
Isis adds Visa, MasterCard, American Express to mobile payment lineup
Isis hasn't shown us much more than a logo and a black and white rendering of its NFC-powered mobile payment system, but the outfit proved today that it has all of its ducks -- or, rather, major credit card companies -- in a row. According to the group -- a collaboration between AT&T, T-Mobile, and Verizon -- Isis will launch with Visa, MasterCard, Discover, and American Express on board. Back in May, we reported that the credit card alternative was shaking up its initial, Discover-only platform to let the competition in. Since then, the Goog's swept in with Google Wallet (backed by Sprint), which also counts MasterCard as a partner. Google's already got a head start, with Wallet trials underway in New York and San Francisco, but the internet giant might just need the lead, considering the list of heavy hitters Isis has lined up for its 2012 debut.
CSI Virtual MasterCard app bringing mobile payments to iOS, Android and BlackBerry
Shortly after MasterCard announced plans to become entangled with Google Wallet (and a few months after those ambitious Isis plans were shelved), it looks as if the aforesaid company is diving into yet another mobile payment arena. And this time, it's personal. MasterCard and CSI Enterprises already offer a smattering of customized business cards for those with highly specific needs, and soon that partnership will extend to iOS, Android and BlackBerry OS. We've confirmed that the CSI Virtual MasterCard app is currently scheduled to launch in July, presumably enabling folks with a GlobalVCard to use their mobile device of choice to make payments. What's interesting here is the inclusion of RIM and iOS; there's no BlackBerry device (nor iOS device) on the market today with NFC, which leads us to believe one of two things: that's either changing by July, or this here service won't rely on NFC at all. Needless to say, we'll keep you posted -- nothing like another way to more easily indebt yourself.
Isis mobile payments coming to Austin in 2012
Certain to "Keep Austin Weird," Isis has selected the home of SXSW as its second market for a mobile payment tryout. The joint-venture backed by AT&T, T-Mobile, and Verizon Wireless (with help from MasterCard and Visa), will work with local merchants and the Chamber of Commerce to deliver what it calls a "comprehensive mobile experience" by mid-2012. Isis' latest metropolitan recruit joins Salt Lake City in this experiment that will compete with Google Wallet (which is endorsed by Sprint). Quick advice to Austinites: when out-of-towners begin gawking at you for getting "free" lattes and concert tickets by waving your phone about, be sure to explain the wonders of NFC -- it'd be a shame for them to attempt the same -- only to be taken into custody by the Austin PD. Jump the break for the PR.
Google and Sprint team up to take your digital dollars with new NFC payment system? (updated)
There's been rumors of a Google-fied mobile payment system for some time, and now it looks like the Mountain View crew is teaming up with Sprint to finally make it happen. Last month, we heard that the Now Network would bring NFC payments to its customers this year, and Bloomberg reports that the partnership and payment system will make its debut on May 26th. Apparently, New York, San Francisco, Los Angeles, Chicago, and Washington D.C. are the first cities getting the service, which is a much broader initial footprint than its Isis mobile payment competition. The anonymous sources also say that Verifone and Vivotech are providing the hardware and software that will let you replace your credit card with a Nexus S -- because you always wanted to replace your credit card with your Nexus S. Update: According to All things D, the payment system will be put through its paces by none other than El Goog's Executive Chairman Eric Schmidt at the D9: All Things Digital conference next week -- where we'll be on hand to peep the contactless payment presentation in person.
Isis NFC payment system gets its first market in Salt Lake City, Utah, launches in 2012
Like 3D on high-end HDTVs, NFC-based payment systems seem set to invade our mobile lives whether we like them or not. Isis, a collaborative venture between AT&T, T-Mobile, Verizon and a bunch of banking big timers, has today announced the first market for its rollout of a contactless payment scheme, and it's none other than Salt Lake City, Utah. That'll surely raise eyebrows in locales that may consider themselves more tech-savvy, but we reckon starting off with a city of a smaller scale might be good for getting this "mobile wallet" system off the ground. And then there's the added benefit of Isis snagging a deal to enable compatibility with the entire Utah Transit Authority footprint. If all plans are executed properly, that should mean that by summer 2012 the good people of SLC will be able to NFC their way around town with just their smartphone in hand, while also swiping it through checkouts like some form of highly advanced techno-humans.
Windows Phone 7 getting NFC payments in next update?
Microsoft's Windows Phone 7 is still catching up to the competition in terms of apps and basic features, but when it comes to mobile payments it might not be left in the dust -- Bloomberg has two anonymous sources who say that Microsoft will outfit the next version of Windows Phone 7 with software support for near-field communications, and bake NFC tech into WP7 smartphones as early as this year. As we heard earlier this week, Google's reportedly working on a similar plan, complete with partnerships in the credit card space, RIM may or may not be arguing with carriers over its Bank of America trial, and the general consensus around the water cooler is that Apple won't be pursuing contactless payments this year. Yes, it's an exciting time to work in industries that rely solely on money changing hands.
WSJ: Google teams with MasterCard and Citigroup for NFC payments, also files patent app
Ever since the Nexus S and its nifty little NFC chip hit the market, there's been speculation that El Goog was planning a foray into the mobile payment arena currently occupied by the likes of Charge Anywhere. Now, it looks like that plan may be in high gear, as the Wall Street Journal reports that Google's secretly partnered with MasterCard and Citigroup to test out just such a system. According to the publication, the early demo pairs "one current model and many coming models of Android phones" with existing Citigroup-sponsored credit and debit cards, and is using the phones' NFC chips with those VeriFone readers we recently heard about. What's more, a newly-published patent application from the crew in Mountain View may hint at the software behind such things. The application describes a service that sets up Google as a third-party broker who receives the shopping cart info of customers placing orders via a device (including those of the mobile variety), allows them to select shipping and other options, and provides the total order cost. It then collects payment, coordinates shipment, and forwards order information to the seller to complete the transaction. So companies can have Google handle all their payment-taking needs in return for getting a sneak peek at what folks are buying -- something that the WSJ's sources say might be a component of the setup Google's testing right now -- as opposed to other third-party services, like Paypal, that only obtain and exchange payment info with merchants. Looks like Alma Whitten (Google's Director of Privacy) has her work cut out assuaging the concerns such a system will inevitably create in an increasingly privacy-minded populace. Sean Hollister contributed to this report.
Google said to be preparing NFC checkout trials for San Francisco and New York City
Google does not sell hardware, Eric Schmidt told us as much, but the company has few qualms about buying the stuff up. Bloomberg is reporting, on the authority of a pair of well informed sources, that the Mountain View team is about to buy up "thousands" of VeriFone's NFC payment terminals, with a view to installing them in stores across San Francisco and New York City. Those two technophile cities represent the most receptive audience NFC is likely to get in the US, and Google will be hoping that users there will be able to appreciate the convenience of being able to swipe their Nexus S (or other similarly equipped handset) to complete payments. We already know that Schmidt and co. consider the concept of "mobile money" a priority and there have been rumblings of Google setting up its own payment system, which together make this hookup with VeriFone appear highly credible. Bloomberg expects the trials to commence within the next four months, just in time to make iPhone 5 users green with envy.
Morpho's NFC / WiFi-enabled keyfob brings wireless payments, card management to the everyman (video)
Not interested in picking up an NFC-enabled smartphone? No matter -- Morpho's got you covered. The outfit was demonstrating a newly finished Simlink NFC keyfob here at Mobile World Congress, intended to provide contactless payment capability for those who lack it in their existing mobile. Rather than stopping at just payments, this dongle also supports frequent flier cards, membership accounts and pretty much any other members-only situation that may ever use NFC check-ins and registration. There's even a WiFi module here and an onboard web server, enabling any WiFi-enabled phone to immediately see your most recent transactions as well as what data / cards you have stored on the device. We're told that the onboard battery can last around a week if you don't use it continuously, and a simple micro-USB connector is responsible for charging. The only unfortunate part is the size -- it's hardly inconspicuous, but we're guessing revision two will lose quite a bit of weight. This particular model should go on sale by the end of Q4, with pricing to be determined. Head on past the break for a brief demonstration, you big spender, you. %Gallery-116875%
Nokia teases Swipe NFC payment system for digital receipts, warm eco-friendly feeling
Now that Nokia's gone all-in with NFC and announced that it'll be blanketing its entire smartphone line with the technology next year, it's gotta do something cool with it -- after all, simply turning a phone into a digital wallet is so 2009! That seems to be where Swipe comes into play, a new software stack Espoo is teasing this week that integrates NFC payments with instant digital receipt uploads to your phone -- instead of getting a printed copy -- which boosts your treehugger street cred by leaps and bounds. Perhaps even cooler, though, the system reads the receipt once it's back on your phone and makes a note of the product's return period so that it can remind you when time's running out, perfect for getting maximum usage out of that N8 before flipping it back from whence it came. If we had to guess, this might be unveiled in full at Nokia World, which just happens to kick off tomorrow -- and we're on the scene for all the unexpectedly drama-packed action, so stay tuned. Meanwhile, follow the break for the full teaser video.
Visa gets Bank of America on board for mobile payments trial, starting in New York next month
It didn't take long for Visa to react to the three-headed beast of AT&T, T-Mobile and Verizon entering the mobile payments arena. The world's foremost payment processing company has just announced that it's about to start a trial of its contactless payment system in partnership with Bank of America. Kicking off in the New York area this September and lasting through the end of the year, the scheme will most likely involve the MicroSD NFC communicator and In2Pay iPhone case that DeviceFidelity has been developing for Visa. No disclosures are being made on the size of this pilot scheme, though we're told that only a "select" group of employees and customers will be getting the mobile payment chips. Don't worry if you miss out on this one, though, as a similar trial is scheduled to begin in October with US Bancorp. That should give you enough time to turn yourself into a high-rolling select customer, right?
Visa and DeviceFidelity working to bring mobile payment functionality to iPhone
This ain't the first rodeo for Visa and DeviceFidelity, and if we had to guess, we suspect it won't be the last. Just a few short months after teaming up to bring contactless payments to any mobile with a microSD slot, the two are at it again -- this time aiming for the oh-so-tantalizing iPhone market. Reportedly, the tandem is toiling away in an effort to concoct a protective iPhone shell with a secure memory card that hosts Vista's contactless payment app, payWave. As it stands, the product would only function on the iPhone 3G and iPhone 3GS, leaving upcoming iPhone 4G / HD / Barhopper buyers out in the cold. As with any other payWave-enabled handset, this would allow users to simply tap and go when checking out, a process that our pals over in Japan have had down for centuries now. If all goes well, market trials of the payment-enabled iPhone are set to begin this summer, or approximately six months too late for anyone to seriously care.
First Data and Tyfone announce partnership for NFC payments by microSD card
We've already seen Visa team up with DeviceFidelity to deliver NFC payments via microSD card, and it looks like they now have some company from First Data and Tyfone, who have just announced a partnership of their own to help bring the technology to the cellphone-toting masses. At the heart of their system is Tyfone's SideTap card made by NXP Semiconductors (pictured after the break), which is not only able to function as an actual memory card in addition to a NFC payment device, but should cost about the same as a regular memory card of the same capacity as well. Using a microSD card instead of a phone with built-in NFC technology also cuts out the need for carriers or phone manufacturers to be involved, which is apparently where First Data comes in, as it will responsible for bringing the cards to consumers (in addition to dealing with retailers, carriers and financial institutions). Complete details on a rollout still seem to be a bit up in the air, but the two companies are promising that it will hit the market in the second half of 2010, with trials slated to begin mid-year.
Nokia cancels NFC-equipped 6216 handset
Visa may be pushing ahead to bring NFC to phones via microSD cards, but it looks like phones with built-in NFC capabilities have now suffered a bit of a setback, as Nokia has officially canceled its already delayed 6216 handset. That phone was a rather unimpressive candy bar in most respects, but it was the first such phone that would have tied NFC payments to a carrier's SIM card, which Nokia had hoped would have been enough to at least give it a foothold, if not kick-start a wave of NFC handsets. For its part, Nokia isn't offering too many details on the reasons for the cancellation, saying only that it felt "the quality of the consumer experience was not what it needed to be," and adding that its "commitment to NFC remains as strong as ever."
Visa teams with DeviceFidelity for contactless payments via microSD card
Visa has been working on contactless (a.k.a. NFC) payments for quite some time, and it's now teamed up with DeviceFidelity in the hope of bringing them to even more cellphone users. That company makes (among other things) a contactless payment system contained on a microSD card which, when paired with Visa's own payWave system, will let you use just about any microSD card slot-equipped cellphone to make pay contactless payments at between 50,000 to 60,000 merchants in the US. Exact specifics are otherwise a bit light, but Visa says trials are scheduled to begin in the second quarter of this year.
Visa rolls out payWave-enabled Micro Tag key fobs
In the latest scheme to make it just a little easier for you to part with your money, Visa has begun rolling out its Micro Tag key fobs for contactless (and if under $25, signature-less) payments. The issuer-customizable Tags are based on Visa's payWave technology -- an RFID system similar to MasterCard's PayPass -- and are meant to act as companions to existing credit and debit cards. To commemorate the launch, Visa passed out 1,000 Tags pre-loaded with $15 at yesterday's San Francisco Giants game at AT&T Park, encouraging fans to purchase the fatty stadium concessions that could perhaps lull them into the false notion that this is a completely secure payment method.[Via Geekzone]
Sony's firmware 1.5 update for PS3 includes contactless payments
Sony's latest PS3 firmware update (1.5 already? Oh how the time flies!) really has its heart in the right place. None of this magnanimous 720p Blu-ray playback nonsense, or any other help for the True HD impaired. No, this time around Sony is concentrating on what really matters: raking in the cash. See, the update lets you hook up a fancy little PaSoRi reader, which can pull contactless payments from your Edy money card or Felica phone to fill up your Network Wallet with relevant monies. It's all Japan-only, of course, but perhaps one day we can be cool like our island friends. Other minor enhancements include the addition of WEP128 and WPA-PSK (TKIP/AES) for wireless security, and a few other smaller fixes. The firmware should be headed to Japanese PS3s tomorrow.[Via gearfuse]
