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For drivers with bad credit, new cars come with a kill switch
Driving a car off a lot usually comes with a sense of exhilaration or freedom, but that thrill is short-lived when you've got a debt collector riding shotgun wherever you go. That's basically the case for a whole host of Americans with bad credit -- in use since the 90s, the New York Times reports that now some 2 million cars in the United States are outfitted with remote kill switches that shut cars down if their owners fall behind on payments. The system is simple enough: once installed, the so-called starter interrupt will sit in place and beep to notify drivers that their payments are coming up. Once delinquent drivers tiptoe past a certain threshold (which seems to vary by lender and state), some account manager somewhere hits a button and voilà -- that motor won't purr until someone pays.
