mobilepayments
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Android Pay can soon dip into your PayPal account
Now that Android Pay is gaining steam around the world two years after its debut, it's become a convenient way to check out without reaching for your credit or debit card. For people who don't have plastic, however, making use of Android Pay just got a bit easier. That is, if you're a PayPal user in the US. Thanks to an update announced today, you'll soon be able to activate your PayPal account in Android Pay and use it online, in apps and in physical stores.
WhatsApp's digital payments push will begin in India
Three years after buying WhatsApp, Facebook still hasn't quite figured out how to make money off of messaging service's massive user base. According to a report from India-based media company The Ken and confirmed by Bloomberg WhatsApp will be jumping into the digital payments space, starting with the service's 200 million users in India.
The Galaxy S8 may use your face for secure mobile payments
Facial recognition is a done thing. So are contactless payments. So why not put them together? Samsung might do just that according to Bloomberg sources. The incoming Galaxy S8 will reportedly feature facial recognition payment tech "within months of release" in a bid to stand out (and grab those feature headlines) in a world where lots of us are plenty happy with our current smartphones.
Google gives up on 'Hands Free' wireless mobile payments
Google has ended its "Hands Free" payment scheme, which let you live the retail dream of paying wirelessly with no need to pull out a card or phone. The program, which ran only in San Francisco's South Bay area, first detects if you're in a participating store using your smartphone's location services. If you say you're "paying with Google," it then completes the transaction over Bluetooth LE or WiFi, with the cashier verifying the purchase using your photo ID.
Airbnb is eyeing an international payment app
Airbnb is taking its all-inclusive aspirations one step further. Now, the short-term rental service is close to buying mobile payment app Tilt for $10 to $20 million, according to The Information. For the uninitiated, Tilt's wrinkle is that it can process cross-currency payments -- which should help with Airbnb's international expansion plans. And as far as what users will notice, it sounds like people will be able to split the bill on a room rental in the future. If you're looking to outfit your rental pad with augmented reality area rugs, that's the other Tilt, Tilt Textiles.
Tesco's mobile payment app is ready for everyone
To keep up in the supermarket wars, Tesco is rolling out support for its PayQwiq app nationwide. That means you can walk into any UK store, peruse the shelves for your weekly shop and then pay with the app at checkout. You can spend up to £250 in one sitting -- considerably more than a contactless card -- and get a copy of your receipt beamed across instantaneously. Better yet, your all-important Clubcard points will be calculated and banked automatically, removing the need to mess around with receipts. Yes, it's another app to keep on your smartphone, but if Tesco is your supermarket of choice it's probably worth checking out.
Sweetgreen will stop accepting cash payments in 2017
Money makes the world go around, but it's not always necessary to have greenbacks in your pocket any more. Healthy fast food joint Sweetgreen has revealed that it's going to stop accepting cash payments at the majority of its stores in 2017. The company told Business Insider that health fiends looking for some greenery will need to have a credit card or smartphone in order to buy anything.
New York City now lets you pay for parking with your phone
New York City is making good on its promise to have smarter parking meters before 2016 is over. As of December 19th, the first ParkNYC-capable Muni-Meters are live in midtown Manhattan -- you can now pay for parking through a smartphone app (or the web, or a call) instead of fishing for cards and coins. While you'll need to load a virtual wallet, you can extend your parking if you're in danger of running out. The days of racing to the meter to top it up will soon be over, then, but so are the days of pleading with traffic officers when you're a little too late.
Square Cash plugs its virtual card into Apple Pay
The Square Cash service added a "virtual debit card" feature back in September, and tonight during the Code Commerce event, CEO Jack Dorsey announced that it's integrating with Apple Pay. The virtual Visa debit card lets Square Cash users spend their balance anywhere Visa is accepted (legitimately), and starting today, its iPhone app can enable the card for use on Apple Pay too. If you're not using an iPhone or Apple Watch, Dorsey said that the company does have plans to support other platforms like Android Pay and Samsung Pay.
Android Pay helps Brits keep track of their Tube spending
It might have been late to the party, but Google is determined to make Android Pay the de facto payment solution for non-iPhone users in the UK. An update going out "this week" will add some deeper integrations with Transport for London (TfL), including incomplete journey notifications -- so you'll know when you forgot to tap out -- and daily travel summaries, complete with station names and bus numbers. Together, they should help you track your spending habits and spot when something strange has occurred, warranting further investigation and possibly a refund from TfL.
Samsung Pay won't reach the UK until sometime next year
2016 has been a good year for mobile payments, thanks to the arrival of Android Pay and the majority of big banks adopting Apple Pay. Samsung was also meant to join the party, but the company has confirmed that Galaxy smartphone and Gear smartwatch owners will now have to wait until next year to use its payment service. The Telegraph reports that the launch has been "tied up amid negotiations with banks," a story that some British banking customers are already all too familiar with.
Chase Pay's QR code-powered app only works at two stores (updated)
Retailers spent years trying to develop a mobile payment system capable of competing with Apple Pay and Android Pay, and at last, CurrentC has arrived. It's come in the form of the Chase Pay app, which allows customers of the bank to use its QR code-powered transactions at exactly two retailers: Best Buy and Starbucks (Walmart will join the list in 2017). Ever since its unveiling, the system has faced charges that it exists to benefit retailers instead of customers, and there's very little here to make us recommend using it over any other mobile payment service.
Samsung Pay starts rolling out in Canada
Canadian iPhone owners have had Apple Pay for a while, but what if a Samsung phone is your weapon of choice? You might be set after today. Just a couple of weeks after the company revealed that Samsung Pay was coming to Canada in November, Galaxy phone owners are reporting that the tap-to-pay service is going live. You currently have to sideload the Samsung Pay app and framework on a compatible phone (typically a Galaxy S6, S7 or Note 5), but you may not have to take your wallet out after that. A formal launch should come soon.
Sainsbury's finally caves to contactless
No, you haven't gone back in time. We're almost at the end of 2016, and Sainsbury's is just now confirming it'll soon begin accepting contactless payments in stores -- finally coming good on an old promise (sort of). Most Sainsbury's Local spots will have the facility before Christmas, with more locations catching up early next year. It's been a long time coming, but Sainsbury's isn't the only slowcoach. Contactless support in Asda and Tesco stores is far from ubiquitous.
Clever SIM sticker makes no-signal mobile payments possible
Mobile wallets aren't just for getting in and out of Starbucks that bit quicker. In several parts of the world, many people rely solely on mobile wallets for all their financial needs. These are particularly prevalent in Kenya, for example, where 58 percent of adults manage their money with mobiles. And we're not talking about smartphone apps and contactless payments here, but simpler systems like M-Pesa that work on feature phones and verify transactions via SMS messages. These are entirely reliant on the presence and performance of mobile networks, though, which a project called DigiTally is trying to address with a SIM sticker that lets users make and receive payments when there's no network connection whatsoever.
New York's busiest railways now accept Apple Pay
New York has been in the process of rolling out a mobile solution for the Metropolitan Transit Agency's super-busy Long Island Railroad and Metro North Railroad lines over the summer, and this week the app was updated with support for both Apple Pay and Mastercard's Masterpass payment systems. With that addition, the app appears to be feature complete: you can use it to basically any flavor of ticket for those MTA lines, including one-way, round trip and monthly passes.
Kohl's is the latest retailer to roll out its own mobile payments
If you like to shop at Kohl's and need an alternative to Apple Pay, Android Pay or Samsung Pay, you're in luck. The retailer announced today that its own mobile payments platform, Kohl's Pay, is now available to all customers nationwide. The company revealed last month that its take on payments would complement its existing mobile wallet app that gave customers a way to store payment info, organize rewards and collect promotions in the same spot.
Barclays helps put bPay contactless chips in phone cases
Alongside its bPay wearables and key fob, Barclays (or more specifically, Barclaycard) brings contactless payments to other things by way of a simple NFC sticker. This looks most at home stuck to the back of a smartphone, but now the bank has partnered with cover merchant Case Station for some slightly more elegant, albeit bulkier solutions. After teaming up with a clothing brand on a jacket with a contactless chip hidden in the cuff, Barclays' new ally is now offering a range of protective, fully personalised cases with built-in bPay for popular phones from the likes of Apple, Samsung and LG.
Android Pay hits the web via Chrome
Android Pay is about to work in many, many more places. As promised, Google is bringing Android Pay to the web. If you use Chrome to shop at online stores like 1-800-Flowers and Groupon, you can soon rely on Android's official mobile payment system to check out faster and more securely than usual (it doesn't share account info with stores, for one thing). Also, you may want to get in the habit of using Android Pay if you're fond of ridesharing. It's the first mobile wallet to tie into Uber's Payment Rewards program, giving you discounts when you use Android Pay. Uber is marking the occasion with a US promo that gives travelers half of 10 of their rides when they use Android Pay with the service.
Google Wallet introduces automatic transfers
Google has just pushed out an update to its Wallet mobile app that allows automatic transfers to your bank account. Previously, if you wanted to use money from the account elsewhere you'd have to go in and cash out your Google Wallet balance first. Omitting this part should be a boon for regular users who don't have to remember an extra step just to have access to their cash.
