How you could get term life insurance coverage in 10 minutes

Fabric uses a tech-driven approach to life insurance that doesn’t involve agent meetings or long wait times.

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December 11th, 2020
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Jayme Ford

If there’s one thing this year has taught us, it’s about the fragility of life. The thought of leaving our loved ones to fend for themselves is harrowing, especially if you’re a new parent. Try as we might, we weren’t meant to live forever, but that doesn’t mean we can’t take care of our family once we’re gone. 

That’s why life insurance policies exist. Paying a small premium each month could pay dividends to your family in the event that your life is cut short. And yet, signing up for life insurance takes more effort than should be necessary. We have to deal with weeks of sales calls, meetings, medical exams and blood tests. 

For something so essential, you would think that getting life insurance coverage would be easy. With Fabric, it is easy. You can apply today and you could receive an offer in just 10 minutes, which is perfect if you’re worried about your future, your family and what may happen if you’re not around. 

Fabric is a technology-driven solution to the age-old life insurance industry. Qualified applicants can get covered in 10 minutes thanks to Fabric’s automated underwriting algorithm. For other applications, they’ll be sent to the human underwriting team before a decision can be made. They may ask for additional information, review medical records, and in some cases, request a health exam. While some applicants may need to take a medical exam (at no cost), the application process is digital, so you can forego the sales pitches and archaic wait times. Fabric also provides resources for new parents such as a free will maker. All of this can be done online or through Fabric’s beautiful and easy-to-use mobile app. 

Best of all, you don’t have to deal with insurance agents who try to upsell you on expensive whole life policies that you don’t need. In fact, you never have to speak with a commissioned agent or offered whole life at all. As David Ramsay states, whole life is the “payday loan of the middle class.” Fabric only offers term life insurance policies, which they believe to be the best option for 99% of families. 

We won’t live forever, but we can pass our legacy onto our surviving family once we’re gone. It’s often best to get life insurance coverage as soon as possible, as rates tend to be cheaper the younger (and healthier) you are; after all, we never know when our time will come. Visit Fabric today and see how you can help prepare your family for the future. 

Fabric offers term life insurance policies (Form ICC16-VLT, ICC16-VLT19, and CMP 0501 with state variations where applicable) issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY). Coverage is not offered in California, New York, or Montana.

Issuance of coverage for term life insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life. Fabric Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life, accident, and health insurance products. FIA will receive compensation from Vantis Life for such sales.

Prices subject to change.

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