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It's not exactly just around the corner or anything, but banks and credit card companies are already looking beyond the cellphone as contactless payment system (that the States doesn't have yet…) and into even more mundane objects such as money clips (without cash in them…?), wristwatches, keychains and jewelry to employ the same technology. The trend is squarely heading towards convincing consumers to stop using cash to pay for small purchases, and credit card companies are looking for ways to differentiate themselves in a crowded and competitive market by exploring options other than trying to stuff more cards into people's wallets. The list of merchants accepting contactless payments is slowly growing, and pilot projects for some of these systems, including contactless-capable mobile phones, are likely to start sometime next year — but experts say the expense of the technology will put wide adoption in the States off for another two to three years.

[Via Techdirt]

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