As former tech retail geeks in another life, we know better than anyone the kind of pressure salespeople at the big box retailers put on adding extended (often 3rd party) warranties on gadget purchases. Oh sure, it preys on uninformed customers' fears that their expensive new toys will break down a exactly 91 days after purchase and they'll be left in the lurch -- but sometimes those warranties can actually come in handy. That is, if you can convince the warranty people to pony up, which is just a step below the frustration of dealing with most HMOs. So, what's your take on extended warranties?

Poll: Extended warranties, necessity or shakedown?
Yep, I'll continue buying 'em even though I've never really had any out of warranty problems.378 (1.8%)
It's worth it -- I've had problems in the past, and they've helped out.1570 (7.5%)
Honestly, it really depends on the kind of device and the kind of warranty. Caveat emptor.8893 (42.5%)
No way, I've gotten a warranty in the past and wound up burned.764 (3.6%)
Hell no dude, they're all scams!5268 (25.2%)
Does it really matter? I just want these fools to stop pushing them at the store!1825 (8.7%)
Why bother? I'm buying the new version every six weeks anyway.1191 (5.7%)
You know what? I'm sick of gadgets failing out of warranty. Maybe it's time to look into this thing.1053 (5.0%)