Don't bring up M/W. M/W bought Mass. chain Lechmeres sometimes before they went belly up. The local Lechmeres had some come-on where you opened a store account and got a discount on your first purchase. I did, I bought and never received a bill and also never recieved the store card). Time goes on and I forgot about it. Get a letter from a collection agency. Go to the store and pay it in person (never got a bill). I get a receipt.
Fax the collection agency the reciept. M/W goes toes up. 6 months later get a letter from a different collection agency. M/W had sold accounts receivables to GE Credit. GE wants money. Fax the reciept. Get another letter. This happened about 4 or 5 times over a couple of years over 3 or 4 collection agencys. GE sells accounts receivables to someone else.
Process starts all over again. Finally I get all the credit bureau reports from all the CB agencys showing bill was paid years ago.. E-Mail a copy of the credit reports to EVERY E-mail address at some collection agency in Boston. Within 10 minutes get an e-mail back saying we will look into it. Hour later get another says it's all taken care of. That was a few years ago.
Whatever you do, DON'T USE a store credit card. If you have a bill and pay it and the store closes and the payment doesn't make the books you could end up having the fun I had. I have no idea why a store receipt printed at a register showing my store account # and the dollar amount never made it into what GE took over.
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Hopefully it'll be kinda like Montgomery Wards liquidation I got a Dreamcast for $100 when that was going on...
Don't bring up M/W. M/W bought Mass. chain Lechmeres sometimes before they went belly up. The local Lechmeres had some come-on where you opened a store account and got a discount on your first purchase. I did, I bought and never received a bill and also never recieved the store card). Time goes on and I forgot about it. Get a letter from a collection agency. Go to the store and pay it in person (never got a bill). I get a receipt.
Fax the collection agency the reciept. M/W goes toes up. 6 months later get a letter from a different collection agency. M/W had sold accounts receivables to GE Credit. GE wants money. Fax the reciept. Get another letter. This happened about 4 or 5 times over a couple of years over 3 or 4 collection agencys. GE sells accounts receivables to someone else.
Process starts all over again. Finally I get all the credit bureau reports from all the CB agencys showing bill was paid years ago.. E-Mail a copy of the credit reports to EVERY E-mail address at some collection agency in Boston. Within 10 minutes get an e-mail back saying we will look into it. Hour later get another says it's all taken care of. That was a few years ago.
Whatever you do, DON'T USE a store credit card. If you have a bill and pay it and the store closes and the payment doesn't make the books you could end up having the fun I had. I have no idea why a store receipt printed at a register showing my store account # and the dollar amount never made it into what GE took over.