USAA's Deposit@Mobile app puts check deposits a mug shot away

The problem with banks, you see, is that they're one of the few remaining weak links in our ultimate goal of eliminating all human interaction. If you've got a check you need to deposit in your account, you've got to trek all the way out to your local branch; sure, granted, you can slip the check in an ATM, but your odds of encountering another living creature in the process of doing that are nonzero. Fortunately, USAA -- which counts military personnel as a significant percentage of its customer base -- is helping to close that loop with its "Deposit@Mobile" service, a component of its just-launched mobile banking app in the iPhone's App Store. The secret, you see, lies in the iPhones magical camera which can "take" a "picture" of the check, transmit it to USAA, and boom -- your cash is instantly deposited. No muss, no fuss, and no pesky people to get between you and your hard-earned cash. Of course, that doesn't change the fact that you've got to get the check from someone in the first place... but, you know, one thing at a time.

[Via The New York Times]