Predictions about phones overtaking PCs at one task or another are hardly anything new, but research firm Gartner has gotten a bit more specific than most with its latest forecast -- which, among other things, foretells of a day when cellphones will be the most common device used for browsing the web. That momentous event will supposedly happen by 2013, when Gartner expects the number of browser-equipped phones to exceed 1.83 billion, compared to 1.78 billion old fashioned computers in use. According to Gartner, however, while browser-equipped phones will outnumber PCs by then, they won't actually be most folks' primary browsing device until sometime in 2015. In other prognostication news, the firm also says that fully three billion of the world's population will be able to make electronic transactions via mobile or internet technology by 2014, and that by as soon as 2012, 20% of businesses will "own no IT assets" -- meaning that employees would be using their own personal computer, and that the businesses themselves would be relying on cloud-based services.