It's always helpful when tech start-ups scheme new ways for you to burn through that bank account. Like YBUY, the membership-only site that charges a monthly fee in exchange for trying out the latest and greatest in gadgetry, like an iPad 2 or Xbox 360, sans shipping fees. The fresh-out-of-beta portal offers approved users the ability to return or purchase the pre-selected goods after a 30 day trial period, with that recurring charge going towards the full retail price if you choose to opt-in. Its co-founders claim to curate the ever-changing roster of high-end kit, taking into account the best product reviews (ahem) and even featuring certified refurbs. So, what's the catch? Well, there doesn't really appear to be any. It's simply up to you to curb that tech enthusiasm and keep your credit card balance resting peacefully at zero.