Technology problem? Easy, just hit the Mayday button (if you have one) or sign up for Google Helpouts and within a few minutes, you'll instantly connect to an expert. Compare that with selecting a healthcare plan, or making trips to the clinic, and medicine can seem a little old-fashioned. Better is looking to change that with an iOS app that offers both a concierge to help you navigate your HMO's bureaucracy, but also to offer instant access to the physicians at the Mayo Clinic when you're feeling unwell. The app is launching from today, setting you back $49 a month, and while it's currently not covered by any insurance plans, there are some incentives to help soften the blow.