An insurance policy for your iPod video?

According to Macsimum, Disney may have plans for just that. The alleged proposal, which Macsimum attributes to "credible sources" it promises to reveal later in the week, would provide subscribers with replacement video files or monetary compensation in the event of a system crash, drive failure or stolen iPod.

It seems that the subscriber (yes, you have to pay for this insurance) downloads a piece of software to his/her iPod. In the event of one of the above mishaps, the insurance software is activated the next time the iPod is connected to a computer and sends a message to a designated server. Now, all those episodes of Lost that you've downloaded can be replaced, or you can get your money back.

Who knows if this is true or not, but it sounds interesting. Of course, if you're making backups in several locations of all you stuff (you are, right?), then you might not need this "file insurance." I'll be interested to see what Macsimum reveals later in the week, and if this comes to fruition.