Remember that vulnerability in the SS7 inter-carrier network that lets hackers and spies track your cellphone virtually anywhere in the world? It's worse than you might have thought. Researchers speaking to Australia's 60 Minutes have demonstrated that it's possible for anyone to intercept phone calls and text messages through that same network. So long as the attackers have access to an SS7 portal, they can forward your conversations to an online recording device and reroute the call to its intended destination. This helps anyone bent on surveillance, of course, but it also means that a well-equipped criminal could grab your verification messages (such as the kind used in two-factor authentication) and use them before you've even seen them.