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AT&T's insurance plan will soon repair busted phone screens

Well, as long as you have one of 8 supported smartphones.
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If you have insurance on your phone and smash the ever-loving tar out of the screen, you normally have to file a claim, pay a deductible and wait for a replacement device. Bleh. AT&T and its insurance provider Asurion, however, are trying something a little different. As of November 15, people paying to insure their phones can shell out $89 to -- schedule permitting -- have a technician repair that display that very day.

Same-day repairs definitely aren't guaranteed, but the plan could work well for people who can't go without their phones or don't have the time for the traditional trade-in process. You stand to save a little money, too: the usual deductible for a high-end smartphone fluctuates between $150 and $225 depending on what it is, so just under $90 doesn't sound like a bad deal for potentially speedy service.

There are a couple caveats you should know about, though -- for one, the new plan only applies to certain smartphones. If you have an iPhone 6, 6 Plus, 6s, 6s Plus or SE, you're in luck. Ditto if you own Samsung's Galaxy Note 4, Galaxy S5 or Galaxy S6. You might notice some very popular omissions from that list, namely the most recent iPhone and Galaxy S devices, but that's probably because the requisite parts are more pricey or tougher to come by. Beyond that, the screen replacement plan is only set to launch in 14 markets come November 15; you can check out the full list (plus markets launching down the road) below.

Source: AT&T
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