Using Facebook Messenger to chat amongst your pals? Well, now you can employ that same app to send funds, too. After hints dropped last fall, the social network announced its tool that sends money inside Messenger would roll out in the US in the months to come. To send a few bucks to someone who grabbed lunch when your forgot your debit card, just hit the appropriately-labeled "$" icon, enter the amount and hit pay. The currency is transferred immediately, but it'll take a couple of days to show up in the recipient's bank account -- similar to a regular ol' deposit.
The exchange is powered by a credit or debit card that you'll need to add to your account before sending/receiving cash for the first time. Once a card is added, you'll create a PIN that will be entered each time you want to send money. And as you might expect, iPhone and iPad users can enable Touch ID to handle the added security. If you're worried about keeping your banking details safe, Facebook says its years of experience handling loads of daily payments for games and ads should help you rest easy. What's more, the connection between your device and Facebook's servers is encrypted, as are any financial details that you store in the app. The feature is only available in the US right now, and it'll be accessible on the desktop Android and iOS devices.