Uber is once again blurring the lines between independent contractor and employee. This time the ride-hailing service is offering insurance to its drivers as part of a pilot program in Arizona, Delaware, Illinois, Oklahoma, Pennsylvania, South Carolina and West Virginia according to regional publication PennLive. The injury-protection insurance is only active when a driver is logged into the app at the cost of $0.0375 per-mile. In at least a few of those markets, that will raise the per-mile price for passengers by $0.05. So, it seems the rates going up are to ensure that nothing comes out of the driver's pocket. Uber says that the increase was determined by how much the insurance would cost after taxes and fees.