Credit card applications via automated teller are all the rage abroad these days. That's why Russia's Sberbank is using Speech Technology Center's voice recognition system in its new ATM to tell when you fudge your financials to get approved. Like a polygraph, the technology senses involuntary stress cues to ferret out fib-filled statements -- only instead of using wired sensors, it listens to your angst-ridden voice. Designed using samples from Russian police interrogation recordings where subjects were found to be lying, the system is able to detect the changes in speech patterns when a person isn't telling the truth. Of course, it's not completely accurate, so the biometric voice data is combined with credit history and other info before the ATM can crush an applicant's credit dreams. And to assuage the public's privacy concerns, patrons' voice prints will be kept on chips in their credit cards instead of a bank database. So, we don't have to worry about hackers stealing our biometric info, but we're slightly concerned that we'll no longer be able to deceive our robot overlords should the need arise.