Upgrades on the cheap

Now that gadgets become obsolete roughly five seconds after you buy them, it's mighty tempting to get an upgrade on the cheap for, say, your cellphone, by buying insurance for it (usually $3 or $4 a month) and then when a better phone comes out pretending that it was stole. We're definitely not recommending this (hey, we're not going to jail so you can get the new Treo for free when it comes out), but a new study in Britain says that there's a significant percentage of people (including about one in seven 16 to 24 year olds) who think that the insurance on their gadgets should also cover obsolesence and gadget envy.