Yes, it turns on immediately. It works quite intuitively. You loot a mob, it generates 5 percent more copper/silver/gold and deposits it straight into your guild bank. Your chat box will tell you how much was deposited right after it informs you how much you've looted.
Are they doing anything about the astounding queue times for Cataclysm dungeons? Two hours without a hit is a tad too long I think.
There isn't much they can do about it. The queue times are horrifically long for DPS because tanks are quite rare. Healers don't have it as bad as DPS, but even their queues aren't instant. The only solution is to make more people play tanks. Maybe if, upon queueing for a dungeon as a tank, Blizzard went to your home and cooked you dinner.
Is it me, or is the ilevel gap to get into heroics awfully tight? You need average ilevel 329 and the best items you can get outside of heroics and raids are 333, so it's just a 4-point difference. THere are slots that don't even have ilevel 333 items for some classes/specs!
Remember to take reputation rewards and crafted items into consideration. Unlike Wrath of the Lich King, it's expected that you put some effort into pre-heroic content before you can step into heroics. That doesn't just mean running normal difficulty dungeons. That means questing, it means finding craftsmen who can make you what you need, it means all of that sort of thing. I was shy of 329 for my first heroic, and it drove me crazy trying to find an easy drop to bring up my average. My buddies were doing some heroics and I wanted to join them, so it was a little frustrating.
I did end up joining them because I remembered I could get a pair of blue bracers crafted that would push me over the top. I had them made in a hurry and spent the night conquering heroics. Good times.
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