Last year, PayPal promised to overhaul its policies after getting flak for freezing huge amounts of crowdfunding funds, and today it's announced those changes. By the looks of it, PayPal has been working closely with crowdfunding websites to verify each campaign that wants to use its services. If it determines that a campaign is a true crowdfunding project (as opposed to a pre-order vehicle) with no guarantees of a final product, PayPal requires it to plaster a disclaimer on its campaign page. Owners have to explicitly state that backers may not get their rewards in the end if they don't want PayPal to get on their case. That's not all, though: in some cases, it will require owners to disclose personal info or submit copies of their TIN/SS numbers and government IDs for verification.