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Insurers increasingly use apps and drones instead of agents
Hobbyists aren't the only ones using the phone and drone cameras to explore the world in new ways, as insurance companies are increasingly opting for "virtual" or "touchless" handling of claims. The Wall Street Journal cites the 2017 Future of Claims Study survey by LexisNexis Risk Solutions (PDF) which found that 38 percent of insurers don't send employees out for physical inspections in at least some situations. One story mentioned says that Lemonade Insurance settled and paid out a claim in just three seconds using the AI bot connected to its app.
