Radio giant iHeartMedia has filed for bankruptcy after years of dealing with a massive debt worth $20 billion. Don't worry, though: you might not even feel that the company is going through Chapter 11 proceedings. In its announcement, the media corporation said it has reached an agreement with the holders of over $10 billion of its outstanding debts. The agreement does require a "comprehensive balance sheet restructuring," but the company isn't shutting down. Debtwire analyst Seth Crystall told Variety that "[i]f you were listening to iHeartRadio, or going to iHeart concerts" you won't be affected by what's going on behind the scenes.