Ford thinks it has a way to make car insurance more appealing: taking advantage of the data available from connected cars. It's teaming up with Nationwide to introduce its own take on usage-based insurance. If you have one of several 2020 Ford or Lincoln models (like the Mustang you see above), you can sign up for a policy that uses the vehicle's built-in modem to track your driving habits and adjust your rates accordingly with each renewal. The technology tracks distance, your aggressiveness with pedals, idle time and night driving. You'll get a better deal if you're a gentle commuter than a foot-to-the-floor enthusiast, in other words.