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Dynamics' credit card-based computing platform makes what little money you have more secure (video)
Some folks are trying to replace your credit card with your cellphone, while Dynamics, Inc. is among those trying to make credit cards better. And you know what? We seldom get excited by such things, but this video from the CES New York press preview has us seriously itching to upgrade our plastic. Card 2.0 is the computing platform powering the new Citi cards that re-write the magnetic strip depending on whether you want to spend you cash or your rewards points. The technology fits snugly in your credit card, is waterproof, has a battery life upwards of four years, allows multiple accounts on a single card, and even can be used to require a PIN before displaying the card number. This is some pretty awesome stuff indeed -- but don't take our word for it! Get a peep yourself in the video after the break. [Thanks, Dave]
AT&T, T-Mobile, and Verizon announce Isis national mobile commerce network
Just in time for the total economic collapse of Europe and the rise of the cyber-nomadic tribes, the kids at Discover, Barclaycard, AT&T, T-Mobile, and Verizon have a name for their mobile phone-based payment system: Isis. Essentially it remains what we heard from Bloomberg a few months back: a system for using an app on your phone to send payments to a POS system using NFC technology. The Isis team thinks it has "the scope and scale necessary to introduce mobile commerce on a broad basis," and we wish them the best. But we know how it all ends anyways: with the lucky among us dead, and the rest of us living in caves, hiding from death-dealing robots, and bartering for what we can't scrounge from the ruins of our once-great cities. PR after the break.
ASSA ABLOY trials remote hotel check-ins, unlocking your room with NFC cellphones (video)
Just think of it, no more hanging around your hotel's front desk like some unrefined homo erectus. The Clarion Hotel in Stockholm is starting up a new pilot program to allow visitors to check in and collect their room key without the repugnant need for speaking to an actual human being -- it can all be done with an NFC-equipped mobile phone. Provided your smartphone can do the near-field communications dance, all your information can be remotely downloaded, stored, and wiped (if need be), and you can even check out from a room using the accompanying application. Samsung handsets are being provided to selected customers during the period of this trial, though once its four-month incubation period is over, you'll have to bring your own bit of advanced telephony to avoid the queues. We're sure you'll think of something. Video and full press release after the break.
Sony and Global HID to unify FeliCa and NFC laptop reader technologies
Sony and Global HID are coyly batting their eyelashes at each other over a memorandum of intent to jointly develop an embedded contactless smart card reader platform for laptops. The idea is to create a single reader compatible with Sony's popular FeliCa solution in Japan as well as NFC, HID Global's own iCLASS, and more. As a refresher, about 315 million FeliCa cards are in circulation worldwide with another 67 million FeliCa-capable mobile phones in Japan used for electronic payments, access, interactive advertising, and membership rewards systems. Hell, Sony's even got a FeliCa reading remote control. The dark arts of Near Field Communication have been given a boost recently with support from Nokia and the US carriers AT&T, Verizon, and T-Mobile. Even Apple is rumored to be getting in on the action. So let's ink a contract already fellas, anything that will unify all these "standards" into a common embedded laptop reader sounds like a good idea to us.
Redemption credit card puts points toward purchases, is destined to frustrate
Look up. That credit card right there is a brilliant concept that'll likely cause quite a few headaches in practice. Dynamics, which makes its ends by coming up with new ways to get the general populace into more debt, has just made public its Redemption payment device -- a newfangled card with a few LEDs, selectors and the ability to let users put their earned points toward any given purchase. The idea goes a little something like this: you roll up to the Old Navy checkout counter, remember that you have 4,300 points logged, and decide that you'd like to cash 'em in towards the purchase of your new threads. You tap the "Request Rewards" side of your card, swipe it and watch as your points balance and total monies owed dwindles. Currently, Citi is trialing these with a small group of consumers, with a larger US trial expected to get going next month. There's no mention of how the LEDs stay lit (or how the battery stays charged), nor any indication of how long these selector buttons will hold up over time. We also have no idea how you'll be able to easily check your point balance or split payments between points and dollars, but hey, at least there's a beautiful opportunity here for an accompanying mobile app. %Gallery-104451%
Visa rolling out payWave mobile phone payments in NY subway and taxis
DeviceFidelity's mobile twist on Visa's payWave system is a nice little solution to the fact that nobody's bothered to build contactless payment chips into US mobile phones just yet -- DeviceFidelity just stuffs the Visa smart chip circuitry into a microSD card and lets you on your way. Of course, this supplants the much needed additional storage on an Android handset, and requires a chunky add-on case for the iPhone, but at least it's a start. Visa will now start allowing those payWave-enabled devices to make contactless payments at subway turnstiles and taxi backseats in New York City as part of a new trial for the tech. Of course you've been able to do this with all sorts of chipped credit cards already, but there's something very future-ey about swiping your phone to make a payment -- now how about ditching the clunky add-ons and building some of this circuitry in by default?
Nokia teases Swipe NFC payment system for digital receipts, warm eco-friendly feeling
Now that Nokia's gone all-in with NFC and announced that it'll be blanketing its entire smartphone line with the technology next year, it's gotta do something cool with it -- after all, simply turning a phone into a digital wallet is so 2009! That seems to be where Swipe comes into play, a new software stack Espoo is teasing this week that integrates NFC payments with instant digital receipt uploads to your phone -- instead of getting a printed copy -- which boosts your treehugger street cred by leaps and bounds. Perhaps even cooler, though, the system reads the receipt once it's back on your phone and makes a note of the product's return period so that it can remind you when time's running out, perfect for getting maximum usage out of that N8 before flipping it back from whence it came. If we had to guess, this might be unveiled in full at Nokia World, which just happens to kick off tomorrow -- and we're on the scene for all the unexpectedly drama-packed action, so stay tuned. Meanwhile, follow the break for the full teaser video.
Visa gets Bank of America on board for mobile payments trial, starting in New York next month
It didn't take long for Visa to react to the three-headed beast of AT&T, T-Mobile and Verizon entering the mobile payments arena. The world's foremost payment processing company has just announced that it's about to start a trial of its contactless payment system in partnership with Bank of America. Kicking off in the New York area this September and lasting through the end of the year, the scheme will most likely involve the MicroSD NFC communicator and In2Pay iPhone case that DeviceFidelity has been developing for Visa. No disclosures are being made on the size of this pilot scheme, though we're told that only a "select" group of employees and customers will be getting the mobile payment chips. Don't worry if you miss out on this one, though, as a similar trial is scheduled to begin in October with US Bancorp. That should give you enough time to turn yourself into a high-rolling select customer, right?
AT&T, Verizon and T-Mobile team up to transform your smartphone into a credit card
Contactless payments made using your phone are hardly a new idea in themselves, but when three of the big four US carriers decide to unite behind it, the time might have come to start paying closer attention. Bloomberg reports that AT&T, Verizon and T-Mobile are about to test the NFC payment waters with pilot schemes in Atlanta and three other cities, potentially aided by partnerships with Discover Financial Services and British bankers Barclays Plc. This would require all-new readers for merchants and embedded NFC chips in phones, but we reckon plenty of people might be happy to pay a small premium to streamline their lives that little bit more and leave the plastic behind. Either way, Visa's nascent attempts at conquering the mobile just got themselves a big old cabal-sized competitor.
In2Pay is the name of Visa and DeviceFidelity's money-grubbing iPhone case
Visa has been trying to finagle its way onto mobiles for quite a while, and its latest attempt, done in partnership with DeviceFidelity, has now been named as the In2Pay system for iPhones of 3G and 3GS varieties. Built around an app ensconced on a MicroSD card inside that oh-so-special iPhone case, this offers contactless payments anywhere that Visa's payWave is available, as well as secure access to buildings and computer networks. Yep, that sounds like it's definitely going to end in tears, but the brave cash collectors are pressing ahead. Trials are still set for the second quarter of this year, which makes them imminent, and soon thereafter we'll all be making our ill-advised purchases with even greater ease. Video and full PR after the break.
Visa and DeviceFidelity working to bring mobile payment functionality to iPhone
This ain't the first rodeo for Visa and DeviceFidelity, and if we had to guess, we suspect it won't be the last. Just a few short months after teaming up to bring contactless payments to any mobile with a microSD slot, the two are at it again -- this time aiming for the oh-so-tantalizing iPhone market. Reportedly, the tandem is toiling away in an effort to concoct a protective iPhone shell with a secure memory card that hosts Vista's contactless payment app, payWave. As it stands, the product would only function on the iPhone 3G and iPhone 3GS, leaving upcoming iPhone 4G / HD / Barhopper buyers out in the cold. As with any other payWave-enabled handset, this would allow users to simply tap and go when checking out, a process that our pals over in Japan have had down for centuries now. If all goes well, market trials of the payment-enabled iPhone are set to begin this summer, or approximately six months too late for anyone to seriously care.
Coming soon: Paying for stuff on Visa by waving your iPhone
You've probably seen contactless payment terminals before. They're used in many stores, restaurants, and other locations, with either a smart credit card containing a secure memory card or some sort of fob being used to make the payment. You just wave it at the terminal, and you've paid your bill. Visa and DeviceFidelity are working on a way to let iPhone users make payments by waving their iPhones in front of contactless payment terminals. They'll be offering an iPhone case with an embedded secure memory card that hosts Visa's payment application, Visa payWave. Any place you find a Visa contactless payment terminal, there will also be a potential spot for iPhone users to pay for goods or services using their Visa credit card account. Security is still important: Visa notes that the mobile payment application can be protected with a password, and that users will have to treat the case as if it were a credit card, calling the bank if it gets lost or stolen. Market trials of this service are expected to start this summer. It's an interesting proposal, but we'll have to see what the case looks like. And of course it's only for Visa customers so far -- customers of other card companies will have to figure out their own solutions.
First Data and Tyfone announce partnership for NFC payments by microSD card
We've already seen Visa team up with DeviceFidelity to deliver NFC payments via microSD card, and it looks like they now have some company from First Data and Tyfone, who have just announced a partnership of their own to help bring the technology to the cellphone-toting masses. At the heart of their system is Tyfone's SideTap card made by NXP Semiconductors (pictured after the break), which is not only able to function as an actual memory card in addition to a NFC payment device, but should cost about the same as a regular memory card of the same capacity as well. Using a microSD card instead of a phone with built-in NFC technology also cuts out the need for carriers or phone manufacturers to be involved, which is apparently where First Data comes in, as it will responsible for bringing the cards to consumers (in addition to dealing with retailers, carriers and financial institutions). Complete details on a rollout still seem to be a bit up in the air, but the two companies are promising that it will hit the market in the second half of 2010, with trials slated to begin mid-year.
Nokia cancels NFC-equipped 6216 handset
Visa may be pushing ahead to bring NFC to phones via microSD cards, but it looks like phones with built-in NFC capabilities have now suffered a bit of a setback, as Nokia has officially canceled its already delayed 6216 handset. That phone was a rather unimpressive candy bar in most respects, but it was the first such phone that would have tied NFC payments to a carrier's SIM card, which Nokia had hoped would have been enough to at least give it a foothold, if not kick-start a wave of NFC handsets. For its part, Nokia isn't offering too many details on the reasons for the cancellation, saying only that it felt "the quality of the consumer experience was not what it needed to be," and adding that its "commitment to NFC remains as strong as ever."
Visa teams with DeviceFidelity for contactless payments via microSD card
Visa has been working on contactless (a.k.a. NFC) payments for quite some time, and it's now teamed up with DeviceFidelity in the hope of bringing them to even more cellphone users. That company makes (among other things) a contactless payment system contained on a microSD card which, when paired with Visa's own payWave system, will let you use just about any microSD card slot-equipped cellphone to make pay contactless payments at between 50,000 to 60,000 merchants in the US. Exact specifics are otherwise a bit light, but Visa says trials are scheduled to begin in the second quarter of this year.
Nokia 6216 Classic packs NFC for contactless payments
It's 2009 and we're still waiting for the Near Field Communication revolution. However, due to tough economic times and a lack of consumer devices, planned commercial NFC rollouts will likely be pushed into 2010. Still, we can add one more device to the NFC tally -- the Nokia 6216 Classic. The 6216 is Nokia's first handset with an embedded NFC chipset that communicates with NFC applications stored on the SIM. That little trick keeps the carriers happy while allowing consumers to keep their credit card info and contact-less ticketing and payment applications on the SIM for easy mobility between NFC devices. A good thing too, since this middling 3G candy bar with camera, FM radio, and microSD slot will be of limited appeal to most.Read -- Nokia 6216 Classic Read -- Economy, standards stand in the way of NFC
Sony takes the wraps off 240Hz, RFID enabled BRAVIA LCDs in Japan
If the trouble of typing in a credit card number was the thing keeping you from renting acTVila video on-demand movies in Japan, Sony's fixed that right up by including FeliCa reading capability in the remote for its latest BRAVIA LCDs. No longer tied to an ugly outboard box, now you need only to press your credit card, cellphone or other RFID enabled device against the remote to authorize payment. The Japanese edition W5 and F5 line of LCDs mostly feature 240Hz MotionFlow and the latest BRAVIA Engine 3 display processing, and top out around ¥450,000 ($4,614) for a 52-inch. Check out video of the RFID remote on Akihabara News or embedded after the break and imagine living in a Blade Runner-type world of the future where overpriced rentals downloaded via fiber directly onto an HDTV screen are billed to whatever card desired with a mere flick of the wrist, as opposed to overpriced, overcompressed rentals that shamefully expand ones cable bill each month.[Via Akihabara News & AV Watch]
BMW and NXP's prototype smart-key knows more about you than the NSA
Ok, we didn't see this one coming. Then again, our idea of a Sunday drive is taking a taxi uptown. So imagine our surprise to find that the people at NXP Semiconductor and BMW thought it was a good idea to integrate a car key with a contact-less payment system. The prototype key features NXP's SmartMX security chip -- the same chip at the heart of many of the world's e-passports -- making it possible to use the key to pay for fuel at the pump, tolls (after uh, switching off the engine in the toll lane), or at any number of places where flagrantly flaunting your BMW logo-adorned key could get you noticed. What piqued out interest, however, is the promise that such a key could hold your personal access rights to unlock, and then start the engine of your own car or that of a rental company's while automatically configuring the interior with all your custom in-vehicle settings such as radio presets, mirror and seat adjustments, etc. It would even authorize (and pay for) future on-line BMW services across the entire fleet of Bimmers you don't own, but might choose to outfit the family with if the smart key option was available. The prototype on display at the CARTES & IDentification show in Paris next week will likely closely resemble the image above... only without the transformer.[Thanks Stop_Spam_ming, transformer image courtesy of Luis Duran]
Contactless payment trial goes live on San Francisco's BART
We knew full well that a contactless payment trial would soon be underway in the city by the Bay, and now it's finally ready for use by 230 guinea pigs. Unfortunately, there's not a lot of details on the Samsung handsets and the technology itself, but we do know that the program is being closely watched in hopes of it operating quite smoothly. If indeed that happens, it could be "expanded," presumably allowing others in the area to have their bank account dinged with the swipe of a cell each time they need a lift. Furthermore, a video clip at CBS5 shows the pilot phone being used to snag some totally nourishing grub from Jack in the Box. Hungry for more? Hit up the read link to take a peek yourself.[Thanks, Hans]
Sony, NXP get official with Moversa joint venture
Chances are, you had forgotten all about Sony and NXP's little initiative to cooperate on a NFC (near-field communications) standard, but the two seem to have finally worked out all the kinks and are ready to move forward. The joint venture, dubbed Moversa, will seek to "drive global adoption of contactless smart card applications in mobile phones," and it's already planning to develop, produce and market a Universal Secure Access Module (U-SAM) that "incorporates both MIFARE and FeliCa operating systems and applications." Essentially, the duo is hoping to accelerate the adoption of integrated contactless support, which would enable users to make payments (among other things) easily via their handset. If you're curious about availability, we're hearing that samples should be shipped out in mid-2008, but commercial deployments aren't scheduled to happen until the end of next year.[Via Yahoo / Reuters]
