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An Authenticator in your Visa
This is only slightly WoW-related, but it's worth a mention, I think, considering that when it happens, you'll be able to tell all your friends just what these things are. Our good friend Relmstein reports that Visa is planning to put an authenticator, of all things, in their credit cards. We of course all know how the Blizzard Authenticator works: you punch a button on the Authenticator, it gives you a code, and then that code can be used to synch up with the server. The Emue Card that Visa is testing right now works the same way: you punch in a PIN, it'll give you another code to enter on an online shopping site, and thus no one who just gets your card information can actually use your card (much like right now with a Blizzard Authenticator, no one who just gets your password can actually sign in). But it's all built in to the normal credit card.Very interesting. What Visa's doing with their credit cards might not be completely relevant to WoW, but it is relevant to note that of all of the accounts and passwords in your life that you might like to keep secure, a Blizzard account with an Authenticator attached is probably the most locked-down. Companies have started using Authenticator-like technology to have their employees log in to local networks, and obviously credit card and banking companies are testing things like this. But when it comes down to actual widespread usage, Blizzard is way ahead of the curve. Odds are that your WoW account right now is even more protected than your checking account. We'll likely be using the same authenticator system for other secure connections in the future.
MasterCard fires up mobile payment trial in Canada
Hey, here's an idea: let's trial phone-based NFC payment systems. Then, let's trial them again. Then let's trial them a few more times -- but let's not actually launch them on a wide scale so that they're usable, and let's certainly make sure they're not marketed heavily enough to garner widespread consumer interest. That seems to be the attitude financial institutions, manufacturers, and carriers are taking in North America, where countless tiny trials have popped up and died across the US over the past couple years; now, Canada gets in on the action thanks to MasterCard with an adaptation of its PayPass system. The trial, which only (and inexplicably) runs from now until November, loops in Bell Mobility will allow users to pay for $1.29 red blobs sold in sterile, all-blue convenience stores where ghastly silhouettes roam in the background simply by tapping their issued handsets against MasterCard's already installed PayPass terminals. Can we please just get a trial that turns into a commercial product this time, or is that too much to ask?[Via MobileSyrup]
Sony Station downtime for payment security upgrades
Sony's Account management and Commerce systems, Station Store and CSG store are all shutting down later this-morning to add Mastercard/Visa Securecode support to payment and billing systems.All the game servers will remain up, but the outage window for account, billing and payment services is only approximate at about four hours from 9AM US Pacific time today, Tuesday 4 March. The securecode system has come under some criticism for lending itself to phishing scams, and indeed there have been some attempts to target cardholders with such scams since the program's introduction. At the end of the day, we're not actually sure if Securecode will make your accounts and cards more secure, but a correct implementation of the system will leave Sony Online Entertainment less liable in the event of fraudulent transactions.
Visa rolls out payWave-enabled Micro Tag key fobs
In the latest scheme to make it just a little easier for you to part with your money, Visa has begun rolling out its Micro Tag key fobs for contactless (and if under $25, signature-less) payments. The issuer-customizable Tags are based on Visa's payWave technology -- an RFID system similar to MasterCard's PayPass -- and are meant to act as companions to existing credit and debit cards. To commemorate the launch, Visa passed out 1,000 Tags pre-loaded with $15 at yesterday's San Francisco Giants game at AT&T Park, encouraging fans to purchase the fatty stadium concessions that could perhaps lull them into the false notion that this is a completely secure payment method.[Via Geekzone]
Garanti Bank issues PayPass-enabled wristwatch in Turkey
Apparently, even swipeless credit cards are too much of an inconvenience to carry around in Turkey, or else Garanti Bank and MasterCard are just doing a fine job of whispering PayPass into those ears that are now tuned in. Gimmick or not, the two firms have partnered up to dole out a few limited edition timepieces that not only sport embedded PayPass modules to skip the painful John Hancock procedure altogether on basic, low-dollar purchases, but also feature a flashy and surprisingly tawdry motif. The bright orange watch rocks a few soccer balls, er, footballs on the face, and also includes a handy date feature to keep you on track. No word on exactly how one would go about procuring one of these contactless payment watches, but if your Garanti account is pushing six or seven figures, we'd say you've got some leverage.[Via TechDigest]
NAB ripping off MasterCard with anti-Sirius/XM merger ad: priceless.
Not only is the NAB getting its own panties all up in a bunch over the looming threat of a satellite radio "monopoly", it has also managed to wedgie-fy MasterCard's britches, too. A new anti-Sirius / XM merger copycat ad of MC's signature "Priceless" campaign has been making the rounds -- the irony apparently lost on on the NAB that hiring a would-be-lobbyist for the other side and knocking off someone else's ad campaign smells very much of bad business. It's no surprise that MasterCard cried copyright infringement, which prompted the NAB to stop running the ad altogether. Michelle Lehman, the NAB's EVP of Marketing and Communications and Regulatory Affairs, confirms the cessation but also points out that the ad's already gotten a bunch of attention anyway. NAB losing its cool and cred in front of the industry? Now that's priceless.[Via Orbitcast]
MasterCard tries to best EZ-Pass with PayPass
While riding around the roads, paying for tolls have always either been cash or a windshield mounted transponder like EZ-Pass or FasTrak. Well, for some motorists in Ohio, there's now a third option. For the next three months, select exit tolls along the Ohio Turnpike will be outfitted with self-service machines that accept MasterCard's PayPass. The trial run allows drivers wielding the appropriate cards to easily pay their toll with the contact-less system, not unlike the EZ-Pass. Vending machines around those exits will also sport PayPass options for added convenience. Hopefully, this convenience won't also be making life easier for hackers.[Via The Wireless Report]
Details emerge on Cingular's NFC plans
We'd previously noticed that Cingular was collaborating with Citigroup on some sort of mobile payment system in New York City, though details were pretty slim for the picking at the time; now the carrier has come out with full disclosure on exactly what it is they have up their sleeves. Like its Atlanta trial last year, the New York program involves Nokia handsets fitted with NFC (near-field communication) guts -- though for the sake of the trial participants, we hope Cingular is offering something a little more up-to-date than the lowly 3220 this time around. Unlike Atlanta, however, Cingular has switched up their financial partner from Chase / Visa to Citi / Mastercard, giving users the ability to use their phone for payment anywhere Mastercard's PayPass system is accepted. Parties involved expect the trial to last a total of three to six months, at which point we should all have a better perspective on how folks feel about shedding cash by tapping their cellphones against various surfaces. Of course, Japan seems to like it just fine -- so why not us?
Researchers hack RFID credit cards. Big surprise.
RFID has been riddled with so many problems, it's amazing that anyone even has a shred of confidence in this technology at all. Our latest security problem du jour is that credit card companies are apparently issuing plastic that relays your digits wirelessly; as you might have guessed, security researchers are checking into this, and in a demonstration for The New York Times, easily hacked a University of Massachusetts computer science professor's newfangled RFID credit card. In short order (and with his permission), a researcher working with RSA Labs was able to steal the professor's name and credit card number that was being transmitted in cleartext -- thereby poking massive holes in Visa, MasterCard and American Express' claims that these card include "the highest level of encryption allowed by the U.S. government." Predictably, the credit card companies have already dismissed claims that the populus will be greatly affected by this hack. Brian Triplett, senior vice president for emerging-product development for Visa, told the Gray Lady: "This is an interesting technical exercise, but as a real threat to a consumer - that threat really doesn't exist." Well, Brian, care to put your plastic where your mouth is?[Via TechDirt]
