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Square used for fundraiser payments at SxSW
Square is a very cool piece of hardware for the iPhone and other smartphones; when combined with the Square service, you can accept credit card payments right on your iPhone. TechCrunch reports that charity:water used Square at SxSW to collect donations, and other uses are already cropping up; flower carts and political fundraisers, for instance. If you haven't seen it in action, check out our in-person walkthrough from Macworld Expo, or the official YouTube video demonstration. The demo features Adam Lisagor (creator of Birdhouse for iPhone and part of my favorite podcast You Look Nice Today) and Jason Permenter, who walk through a very simple real-life scenario: what do you do if you want to sell something, like a couch, to someone who wants to pay with a credit card? Square not only makes it possible to do that, but it adds some cool features such as showing a picture of the buyer and seller on the iPhone to verify their identity. Square was born after Jim McKelvey couldn't sell a piece of art because he couldn't accept a credit card, a process that has traditionally been complicated and expensive. Part of Square's vision has included charitable giving, where a donation of 1¢ is made from every transaction to a cause of your choice. When I was growing up, using a credit card meant that the clerk had to reach under the counter, pull out a device where you would carefully line up the credit card, then put special receipt paper on it, including two carbon copies (remember carbon paper?), they would push the handle across the device and it would push the numbers on the card into the carbon paper, then they would hand it to you to sign, and then the clerk would take it back, pull out one of the carbon copies, and hand it to you. If you were standing in line behind someone paying with a credit card, you'd react much the same way people do these days if someone pays with a check. Nowadays those PIN-pad credit card readers are in all the major stores and at gas stations. Being able to accept credit cards is almost a necessity in today's world. Square could give individuals and small businesses the same opportunity, using a device that millions of people are already carrying around in their pockets. Check it out; even if you aren't a seller, you may want to sign up for Square to be registered as a buyer once it's out of private beta.
Apple posts articles to help protect MobileMe members against 'phishing' schemes
It was just a couple of weeks ago that we warned you that there were a bunch of phony Apple emails being sent to MobileMe subscribers designed to trick them into giving up their credit card info. Now, Apple has published a couple of Knowledge Base articles designed to help you if you get some mail that might not really be from Apple. The first posting helps you to renew your account, update your credit card information, and to deal with messages MobileMe may send you about your storage limits. It also has an additional older specific link to help you identify fraudulent emails that look like they are from Apple but aren't. For whatever reason, crooks love to prey on MobileMe users, and there have been issues with fake renewals and credit card phishing schemes for a couple of years now. If you have any doubts, check the Apple articles, and report any problems to Apple. A credit card is a terrible thing to waste, or lose.
Kevin Rose demos Square payment system for iPhone
Digg's Kevin Rose is the newest investor in this Square iPhone payment system that we've been seeing lately, and as you can see above, he's demo'ed the unit for everyone over on YouTube. It works as we've heard: there's just an addon that you plug into the iPhone's headphone jack, and then an app takes information from the swiper, and transmits it out for an actual credit card payment, with a finger doing the signature. The app, as Kevin says, will even upload GPS information, so you can make sure that payments are happening in the right place. Unfortunately, what he doesn't mention is the actual price to get payments up and running. Square's website says that there's "no contracts, monthly fees, or hidden costs," but they've got to pay for the system somehow, so you'd expect there to be a fee for setup, for the accessory, and then a fee per charge through the system, but we haven't heard what any of those will end up being yet. Depending on how steep they are, this could be a gamechanger -- accepting payments anywhere, any time, with an online record and receipt for each one, no cash involved. Would be incredible for small business owners, and probably a lot of other sales folks, too.
Phishing schemes targeting MobileMe users again
Be very careful if you get an email from Apple telling you they need to re-check your credit card information. One of our readers got just such an email, and he didn't fall for it. This particular rip-off comes from an 'Apple-bills.com' domain, which has nothing to do with Apple. They'll be glad to take your credit card info, and give you a big surprise when you get your next billing statement. An Apple representative confirmed that the email is not from Apple. They also suggest you send copies of the email and relevant details to spam@me.com if you get one. This isn't the first time this scam has gone after MobileMe users. We reported on some MobileMe scams in May. In February another scam site was telling people their MobileMe renewal was not received and to do it again. Back in 2008, ComputerWorld reported on another phony scheme that fleeced about 200 MobileMe customers in a single day. It's probably a good idea to not click on links in emails that ask for financial or credit card information, and it is easy to check with any vendor to see if the request is legitimate. If you ever have questions about a MobileMe renewal, you can go to: www.apple.com/support/mobileme/ and do a live chat with an Apple support agent. Also, don't update from an email. Log into your account and update there. Just before posting this I tried the link our reader sent. The first time I clicked I saw the fake Apple page. Now there is an error page there instead. Thanks to Asif for the tip.
Mophie iPhone credit card reader coming to a CES near you
iPhone accessory maker and recession antidote regular Mophie is about to make the most buzzworthy move of its short history by offering a credit card reader and accompanying transaction app for the Apple handset. Positioned as a direct competitor to Jack Dorsey's Square iPhone Payment System, Mophie's solution looks to be integrated into an iPhone case -- making it possible to keep the reader on permanently, albeit at a slight cost to your device's aesthetics. The decidedly cube-shaped Square system has a less ergonomic design, but we suspect that the winner (if either of these two succeeds) will be primarily determined by the usability of the app and affordability of the service. Look out for more info to emerge at some point during the maelstrom that will be CES 2010.
Credit card terminals for iPhone
It's no secret that the iPhone is much more than just a smartphone. Apple has even started giving iPhones to Apple Store Concierge employees to schedule appointments and manage the store. The ability to complete mobile transactions with credit card terminals is a great use of the iPhone for employees on the go or companies that do home or office calls. Like most applications in the iTunes App Store, there is no shortage of alternatives available for you to try. Here's a roundup of some of the most popular credit card terminals for iPhone. Credit Card Terminal [iTunes Link] - $0.99 This app is pretty awesome. So awesome in fact, that it was featured internationally in an Apple commercial. The 99 cent application offers a (very) cheap alternative to expensive terminals and hardware. With a clean and easy to use interface, users can enter credit card information, complete transactions, and even view and refund past sales. The app also gives you the ability to collect customer information. The developer even offers telephone and email support and will walk you through setup. Billing: Credit Card Terminal [iTunes Link] - $19.99 Another "easy to use" credit card terminal that is guaranteed to help make transactions easier. Sporting a pretty cool, and somewhat different kind of interface, the $20 application makes setting up a sale as simple as tapping a button. One cool feature offered in this version is the ability to get a customer's signature. Some screenshots from the featured applications: %Gallery-73813%
Square iPhone Payment System turns your phone into credit card reader
Everyone and their uncle Steve uses WinCE terminals to execute cashless transactions these days, and while you'd expect Apple to remedy that right quick, the Square credit card reader has beaten it to the punch. Plugging into the headphone jack of either an iPhone or iPod Touch, the dongle takes a swipe of your card, the seller enters the purchase data and you do your best penless John Hancock on the touchscreen. After that, a receipt is delivered by email and the app retains geotagging data for each transaction. Spiffy, right? Well, there is a surcharge to pay, and it's still in early alpha testing in New York, but should it prove popular, there's no reason not to see this appendage make an appearance on Android or WinMo phones as well. Rest easy, Gotham, we're sure nothing could possibly go wrong.[Thanks, Derek]
Mythbusters RFID hacking episode canned by credit card company lawyers
Although it's no secret that RFID is easily hacked (see: train passes, passports, credit cards, one billion other cards, etc.) it's still not necessarily common knowledge, and it sounds like the major credit card companies want to keep it that way -- according to Adam Savage, Mythbusters was all set to do a show exposing the weak security behind most RFID implementations but was shut down by lawyers from "American Express, Visa, Discover, and everybody else... [who] absolutely made it really clear to Discovery that they were not going to air this episode." Since Discovery is an ad-supported channel, it's not surprising that it backed down, but we'd say that the credit card industry would be far better served spending money on actually improving security rather than lawyering up and trying to keep consumers in the dark. Video after the break.[Via Wired]
Steam hacker caught in 'high tech' raid
Back in April, a website used by Valve to manage its Steam-related Cyber Cafe business was hacked. As we reported then, the hacker, known as "MaddoxX," claimed to have gained access to a variety of sensitive data, including credit card numbers. Well, the jig is finally up. A special Dutch police unit, "Team High Tech Crime" (certainly somehow related to G.I. Joe), nabbed the culprit in the town of Maastricht on June 24. Dutch authorities report that he hacked an Activision server prior to the Valve job, obtaining a pre-release version of Enemy Territory: Quake Wars. He is also charged with stealing nearly 50,000 credit card numbers from a UK-based ticket sales service, using some of them to buy electronics and play online poker. In lieu of a prison sentence, we suggest that "MaddoxX" be assigned to a work release program at Aperture Science. [Via ITExaminer]
RFID credit cards easily hacked with $8 reader
The RFID hacks keep coming fast and furious -- hot the heels of that Mifare / Oyster Card exploit, the crew at BoingBoing TV has posted up a little demo of how easy cracking the RFID encryption on an American Express card can be. All it takes is an $8 dollar reader easily available on eBay, some software, and the courage to walk around with a laptop waving plastic boxes at people's butt pockets, but developer Pablos Holman says he's hoping to develop a newer version that will allow him to be a little more discreet. The root of the problem is apparently the fact that the system uses local decryption rather than sending card info to a secure data center, but either way we've been worried about this for a long time -- we're sticking to loose change and the barter system from now on. Video after the break.
Blizzard and dealing with the expanded WoW universe
Zv of Destromath has an interesting argument on the forums -- he says that Blizzard has overextended themselves, and that by producing everything from trading cards to credit cards to WoW minis, the board game, and the upcoming movie (and he even forgot the FigurePrints and Dell deals), they've lost sight of what they should be working on: the game itself. While Zv does admit on the second page what Bornakk points out on the first (that it's not the same people or even the same company working on all of this stuff, and that the devs are still working on designing the game, not writing a script for the movie), there is still the same old argument here when anything goes mainstream and starts selling a brand: has the original material been neglected?It's up to you, of course, whether you think that's the case or not, but there's no question at all that Blizzard is a completely different company because of World of Warcraft. Before this game, they were a popular-but-still-boutique games studio famous for just a few quality titles in even fewer franchises. But now, they're part of not one but two multinational corporations (one of which shares their name), and they oversee a global empire not just of rights and license releases, but of millions of players and financial interests all over the place. As Zv says, why are they making more deals for expensive swords when they still claim they don't have the manpower to let us use flying mounts in Azeroth?The problem here is that you can't really second guess Blizzard -- despite the fact that you may agree or disagree with the decisions they've made, there's no question that they've got a successful game on their hands and that they've done nothing but make money with it. But though the Warcraft licensing universe seems to be growing at an exponential rate, we hope (and we'll find out, we guess, with the release of patch 2.4 and the expansion), that the core game is still as strong as ever.
Poll: Do you use a game card or a credit card?
I'm very interested in seeing the answer to this one-- I have always used a credit card to pay for my account, just because it's all automatically done between Blizzard and my bank, and I don't ever have to worry if my account is all paid up. But I'm sure there are tons of people out there, like popsixx, who play from game card to game card, buying them one after another, or hoarding them up (from gifts or elsewhere), and putting them in when necessary.For the life of me, though, I can't guess which one would be more popular. There are definitely a lot of kids playing the game, and they'd use game cards for sure. But then again, most of the folks I play with are a little older and financially more stable, and more likely to use credit cards (or PayPal for that matter)So which is it? Game cards or credit cards? And feel free to tell us in the comments why you do what you do-- maybe there's some huge benefit to using only game cards that I haven't noticed yet.%Poll-4045%
Valve's Steam service hacked, credit card information obtained
Valve's Steam content distribution system has apparently been hacked. The culprit allegedly got deep enough into the system to steal credit card information and financial information on Valve. DailyTech reports the hacker known as "MaddoxX" broke in and obtained: Screenshots of internal Valve web pages A portion of Valve's Cafe directory Error logs Credit card information of customers Financial information on Valve MaddoxX posted the information he obtained on an anti-Steam website. He has also threatened to release a spreadsheet of the credit card information. We've contacted Valve for a statement on this alleged breach in security. Update: Doug Lombardi, director of marketing for Steam, tells 1UP, "There has been no security breach of Steam ... The alleged hacker gained access to a third-party site that Valve uses to manage the commercial partners in its Cyber Cafe program. This Cyber Cafe billing system is not connected to Steam. We are working with law enforcement agencies on this matter, and encourage anyone with more information to e-mail us at Catch_A_Thief [at] ValveSoftware [dot] com." [Thanks SteveZ]
The Game of Life follows Monopoly, goes plastic
In a day and age when children are practically bombarded from birth with ads extolling the virtues of consumerism, we're not sure that it's the best idea to be thrusting credit cards into their impressionable little hands (debit cards, maybe), but that hasn't stopped Hasbro's Parker Brothers from trading in paper for plastic in some of their most classic games. The latest title to get Visa-fied -- and the first to hit US shores, as that special edition of Monopoly was UK only -- is everyone's favorite Game of Life, which as we all know takes players through a thrilling journey from college to career to fabulous riches or abject poverty. As with Monopoly: UK, stacks of cash are replaced by a "personal assistant and electronic banking unit" -- in this case known as the LIFEPod (attention Apple legal!) -- but this time the gameplay itself is also getting a facelift, with the so-called "Twists and Turns" edition dividing the board into four "life paths," ditching the old spinner, and perhaps most significantly, crowning a winner not by wealth alone but by a combination of loot and "life points." Also like the "hipper" version of Monopoly, T and T will sport a higher price tag than the regular game ($35 versus $13) when it goes on sale this summer, although you do get a bonus copy of Visa's "award-winning financial literacy curriculum," Practical Money Skills for Life, which debunks such widely-held myths as the one that "there's no such thing as instant gratification" -- well kids, with a Visa card and a five figure spending limit, there sure as heck is!
Manchester man uses DAP to siphon cash from ATMs
While sniffing out ATM info has been used by tricksters criminals for years, a Manchester-based bloke was trafficking private bank information from various cards to illegally purchase goods -- with the help of DAPs, no less. Although your evil twin could manage to reprogram an ATM to disperse 300 percent more cash than it really should, this fellow secretly attached an (unsurprisingly anonymous) "MP3 player" to the backs of free-standing cash machines in "local bars, bingo halls, and bowling alleys." The device recorded the tones from transactions, which were then decoded and "turned into information used to clone new credit cards." The fellow learned his savvy computing skills from "a friend in Cambridge," and was oddly not caught jacking cash or throwing down on a new HDTV; rather, police caught on to his scheming when they located a counterfeit bank card in his vehicle during a routine traffic stop, which led them back to his presumably disclosing home. While we applaud the ingenuity, the motives are certainly below traditional moral standards, but this certainly isn't the first (nor the last) criminal offense involving DAPs.
One Time Password DisplayCard heightens transaction security
While we were a bit skeptical when Chase sent us one of their questionably-secure RFID-equipped "Blink" cards last year, we're gonna be all over a new technology from several companies that actually gives credit cards a heigtened level of security by generating a one-time passcode for each transaction, viewable on an embedded e-ink display. The OTP DisplayCard, as it's being called, was developed by InCard Technologies in conjunction with security firm nCryptone using technology from SiPix Imaging and SmartDisplayer, and is being targeted at financial institutions or at other companies as a replacement for the password-generating key fobs used to enable VPN access to their intranets. While the added security feature would come into play for both online and in-person transactions, it will probably be most useful for Internet purchases, making your credit card info almost worthless to identity thieves who can't get their hands on the card itself. Oh, and to answer the inevitable question: no, these cards will not be able to play Doom.[Via mobileread]
