nfc payments
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Sharp RW-T107 Android tablet packs NFC reader, will accept payments in Japan
Tools like Square's credit card reader and Apple's proprietary iOS retail system make mobile payments possible in the US, but they're hardly streamlined, or widespread. A new Gingerbread tablet from Sharp -- the RW-T107 -- sets out to simplify payments in Japan with its built-in NFC reader. You won't be using your own tablet to pay -- instead, retailers will utilize point of sale apps to process transactions, without a customer ever needing to swipe their credit card. RFID payment cards, like Sony's FeliCa, have been used throughout Japan for the last decade, so consumers are already familiar with the technology and ready to make payments. There's no word on what retailers will expect to pay to add Sharp's tablet to their checkout mix, but with the company set to release only 5,000 devices per month (and no plans to introduce them to the US), we're not planning to ditch our cash just yet.
Verizon Wireless to tie American Express' Serve into mobile numbers, keep your credit card holstered
Good news online shopaholics, your tchotchke-buying ways are getting a couple of enablers in the form of American Express and Verizon Wireless. The two titans of industry have teamed up to integrate AMEX's PayPal-like Serve platform into the operator's phones and tablets in the next few months. The service will work by linking your existing mobile number to a Serve account, speeding up the checkout process and ensuring you never second-guess that impulse buy. Sure, this isn't the NFC-chipped, Isis future Big Red promised, but it's a good stopgap for virtual spendthrifts.
Google gets creative, names new NFC payment system Google Wallet? (Updated)
Yesterday, anonymous sources said that El Goog and Sprint would debut a new NFC payment system on May 26th -- otherwise known as tomorrow. Today, a leak allegedly from The Container Store appears to have spilled the beans on the moniker for Mountain View's mobile money method: Google Wallet. Not the most creative cognomen, but at least it sums up the service succinctly. Still, it's no Ice Cream Sandwich, but we'll find out how it tastes live at tomorrow's event. Update: Eagle-eyed reader Steve pointed out that looking up the WHOIS info for googlewallet.com does indeed lead you to Mountain View, though this was created way back in 2005. You may recall that Google Checkout was initially known as Google Wallet, as reminded by InformationWeek, but we just noticed that the URL is now plain dead instead of taking us to a Google error page, as it did minutes ago. Very intriguing.
NTT DoCoMo announces 24 new mobile wonders (yes, really) to flood its network
So, Japan... want a new mobile device? How about 24? This grandiose announcement comes straight from NTT DoCoMo, which commonly lays its cards on the table for the delight of consumers. Among the selection you'll find eight new Gingerbread phones, six incredibly high-res shooters (ranging between 12.2 and 16.3 megapixels), eight waterproof handsets, and one embedded with Swarovski crystals. We're particularly thrilled to see the mighty Galaxy S II, 3D-capturing Aquos SH-12C, 700-nit Optimus Bright (contrastingly-named but nearly identical to the Optimus Black), ultra-slim MEDIAS WP N-06C, and mobile payment-enabled Xperia Acro. Oh, and don't forget about the LOOX F-07C -- a multi-talented handset that's running Symbian and Windows 7 Home Premium -- while two LTE-enabled WiFi routers are sneaking into DoCoMo's party, too. That's a lot to absorb, so check out the source for individual release timeframes, which begin now and continue through August -- or just check out the PR after the break.
Isis mobile payment system to work with Visa and MasterCard, shelving plans for its own network
When AT&T, T-Mobile and Verizon came together to create the Isis mobile payment system, they touted a standalone service, powered by Discover's payment network, that would revolutionize the way we make small purchases on the move. Well, the revolution is still on schedule, apparently, but the big trio is now being said to have made a concession in reaching out to the incumbent leaders in this field, Visa and MasterCard. The Wall Street Journal cites multiple sources in reporting that Isis has turned into a less ambitious "mobile wallet" project that would seek to let you use your Visa or MasterCard account via your NFC-capable smartphone. As far as the consumer is concerned, it's still the same swipe-to-buy proposition, but the move was apparently necessary for Isis "to avoid falling further behind" in the race to corner this developing market. We'd say it's encouraging to see these guys showing a bit of swiftness -- it's about time the rest of the world caught up to Japan.
Discover cardholders can send money to anyone with a cell phone, email address
With NFC payment systems just starting to roll out in the US, it'll be awhile yet before you can cut up those credit cards for good. But in the present, at least, you can use your handset to make sure you don't get stuck with a $100 bar tab... again. Discover just announced that it will let its cardholders send money to people in 60 countries -- so long as they have either a cell phone number or email address. As AllThingsD notes, Visa and American Express have hatched similar plans, though Discover is the first of the bunch to partner with PayPal. While people sending money don't need PayPal accounts, people receiving moola do -- or, at least, they must be willing to create one. For senders the service is free and, in fact, they get 0.25 percent cash back for the first $3,000 exchanged. As for Discover, a smaller player than Visa and MasterCard, it hopes some of PayPal's 230 million customers will sign up for a shiny new credit card while they're at it.
Carriers at odds with RIM over NFC payment data
We've already heard a fair bit about RIM's plans for NFC-based mobile payments, but it's starting to look like some of those plans don't quite line up with what the carriers have in mind. As the Wall Street Journal reports, there's a brewing dispute between RIM and a number of carriers including AT&T, T-Mobile and Rogers over just how NFC payment-related data, or "credentials," are stored, and who actually controls that data. For its part, RIM unsurprisingly wants to store the data in a secure area of the phone itself, which would obviously tie folks to their BlackBerry more than ever, while the carriers are pushing to have that data simply stored on the phone's SIM card, which would let customers move from one phone to another more easily. While things apparently haven't gotten that heated just yet, it does certainly seem like there's a bit of a fight in store -- according to the Wall Street Journal, RIM is already reaching out to banks on its own in an effort to strike some deals, while Canadian carriers have apparently been telling RIM in a "gentle" way that "you won't be doing this."
iPhone 5 again rumored to have NFC
It's a game of rumor volleying when it comes to the iPhone 5 and Near Field Communication. Early rumors suggested the iPhone 5 would include NFC technology, but recent information from UK-based The Independent hinted Apple would launch its own NFC-based payment system with the iPhone 6. Now that we have adapted to the idea of an NFC-less iPhone 5, Forbes has charged in with another rumor that places NFC back in the upcoming smartphone. The source of this rumor is a friend of an entrepreneur who is working with Apple on a "top secret" NFC product. The unnamed individual believes the fruits of the friend's labor will debut in the iPhone 5. The source also claims manufacturers of NFC readers are preparing for a deluge of business when the iPhone 5 hits this summer. While the possibility of NFC is exciting, the Forbes report is based on second-hand information and cannot be corroborated. Yes, it is possible the iPhone 5 will include an NFC mobile payment system, but it is not a guarantee by any stretch of the imagination. Sit tight and wait for the iPhone 5 rumor mill to kick into overdrive in the next few months before you start investing in VeriFone and other NFC makers.
Visa gets Bank of America on board for mobile payments trial, starting in New York next month
It didn't take long for Visa to react to the three-headed beast of AT&T, T-Mobile and Verizon entering the mobile payments arena. The world's foremost payment processing company has just announced that it's about to start a trial of its contactless payment system in partnership with Bank of America. Kicking off in the New York area this September and lasting through the end of the year, the scheme will most likely involve the MicroSD NFC communicator and In2Pay iPhone case that DeviceFidelity has been developing for Visa. No disclosures are being made on the size of this pilot scheme, though we're told that only a "select" group of employees and customers will be getting the mobile payment chips. Don't worry if you miss out on this one, though, as a similar trial is scheduled to begin in October with US Bancorp. That should give you enough time to turn yourself into a high-rolling select customer, right?
Visa and DeviceFidelity working to bring mobile payment functionality to iPhone
This ain't the first rodeo for Visa and DeviceFidelity, and if we had to guess, we suspect it won't be the last. Just a few short months after teaming up to bring contactless payments to any mobile with a microSD slot, the two are at it again -- this time aiming for the oh-so-tantalizing iPhone market. Reportedly, the tandem is toiling away in an effort to concoct a protective iPhone shell with a secure memory card that hosts Vista's contactless payment app, payWave. As it stands, the product would only function on the iPhone 3G and iPhone 3GS, leaving upcoming iPhone 4G / HD / Barhopper buyers out in the cold. As with any other payWave-enabled handset, this would allow users to simply tap and go when checking out, a process that our pals over in Japan have had down for centuries now. If all goes well, market trials of the payment-enabled iPhone are set to begin this summer, or approximately six months too late for anyone to seriously care.
Apple's patent for Concert Ticket+ could change your concert experience
We know that Apple has a propensity for patenting anything that moves, and most of them don't see the light of day. But Patently Apple has written, in copious detail, about a very interesting one called Concert Ticket+. I would bet money on the likelihood of this one becoming a reality. It all starts with buying concert tickets through iTunes and syncing it with your iPhone. Then, when you get to the concert, the electronic ticket will be received either by a manned or unmanned turnstile using Near Field Communication (NFC). This is the same technology that starts a Prius without a key, or is embedded in my Lexus car key. When turning on the car, an NFC connection must be wirelessly transmitted or the car won't start. It also takes into account other methods of authentication such as bar code scanning. It doesn't stop there. Lots of other information can be provided once the ticket is registered as being collected. E-Tickets for food and merchandise discounts can also be stored on the iPhone and when presented to get a cheaper T-Shirt or soda, the amount spent can be deducted from your iTunes account. Impulse purchasing of apps has been tremendously successful and that concept can be easily transferred from the app store to the concert hall. An electronic coupon for $5.00 off a T-shirt is going to sell a lot of T-shirts. The patent also provides for value added services either free or at a price. You'd probably be able to obtain a concert schedule, lyrics to what is being played or a set-list for free, but if you want a recording of the show you've attended, that can be made available for a price.
Apple files patent application for NFC e-tickets with 'extra benefits'
Apple appears to be casting an eye out to new shores, judging by the latest of its patent applications to go public. Filed in September 2008, this primarily relates to adding bonus digital content to event tickets, whereby swiping your entry pass to, say, a concert or a sports event into an electronic device would result in you gaining access to related goodies from "an online digital content service." Additional claims describe the use of an electronic device (read: iPhone or iPod touch) as the carrier of the (digitized) ticket, allowing the user access to the event itself as well as "at least one other event-related benefit." The whole thing is focused on the use of near-field communications as the data transfer method of choice, something that Apple's hardware is not yet equipped to handle. Then again, NFC interaction is also referenced in a separate patent application (from August 2009, see WIPO link below) for peer-to-peer payments, suggesting that Cupertino might have more than a passing interest in the contactless transfer tech. What do you think, will you be buying your Steelers tickets with a side order of iTunes?
First Data and Tyfone announce partnership for NFC payments by microSD card
We've already seen Visa team up with DeviceFidelity to deliver NFC payments via microSD card, and it looks like they now have some company from First Data and Tyfone, who have just announced a partnership of their own to help bring the technology to the cellphone-toting masses. At the heart of their system is Tyfone's SideTap card made by NXP Semiconductors (pictured after the break), which is not only able to function as an actual memory card in addition to a NFC payment device, but should cost about the same as a regular memory card of the same capacity as well. Using a microSD card instead of a phone with built-in NFC technology also cuts out the need for carriers or phone manufacturers to be involved, which is apparently where First Data comes in, as it will responsible for bringing the cards to consumers (in addition to dealing with retailers, carriers and financial institutions). Complete details on a rollout still seem to be a bit up in the air, but the two companies are promising that it will hit the market in the second half of 2010, with trials slated to begin mid-year.
Nokia cancels NFC-equipped 6216 handset
Visa may be pushing ahead to bring NFC to phones via microSD cards, but it looks like phones with built-in NFC capabilities have now suffered a bit of a setback, as Nokia has officially canceled its already delayed 6216 handset. That phone was a rather unimpressive candy bar in most respects, but it was the first such phone that would have tied NFC payments to a carrier's SIM card, which Nokia had hoped would have been enough to at least give it a foothold, if not kick-start a wave of NFC handsets. For its part, Nokia isn't offering too many details on the reasons for the cancellation, saying only that it felt "the quality of the consumer experience was not what it needed to be," and adding that its "commitment to NFC remains as strong as ever."
Visa teams with DeviceFidelity for contactless payments via microSD card
Visa has been working on contactless (a.k.a. NFC) payments for quite some time, and it's now teamed up with DeviceFidelity in the hope of bringing them to even more cellphone users. That company makes (among other things) a contactless payment system contained on a microSD card which, when paired with Visa's own payWave system, will let you use just about any microSD card slot-equipped cellphone to make pay contactless payments at between 50,000 to 60,000 merchants in the US. Exact specifics are otherwise a bit light, but Visa says trials are scheduled to begin in the second quarter of this year.
