There's no denying Apple Pay has grabbed a share of retail payments, and the support of banks, since its arrival. However, it appears both Google and Square are working on new products to keep customers' attention. According to The Information, the folks in Mountain View are testing a service called "Plaso" that would allow Android users to say their initials at the register in order to complete a transaction. Unfortunately, there aren't any specifics on how that would work with Google Wallet: the system for cashless payments that arrived long before Apple Pay, but never really took off. Of course, Google will have to do more with its upcoming release than just handle payments. The Apple Watch is launching soon, and that wearable, along with the newest NFC-equipped iPhones, could sort public transit passes, building security credentials and more.