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Engadget giveaway: win one of five Nexus S 4G phones with $1,000 Google Wallet credit!
We're pretty excited about Google Wallet, but the service is currently only available for Nexus S 4G phone owners, leaving most of you waiting for broader implementation. Well, how would you like to skip the line, getting to test it out on a Nexus S 4G of your very own? Google has supplied us with five phones to give away -- the company is even throwing in $1,000 (yes, one THOUSAND dollars) of prepaid credit to help fund those first few dozen taps. There's one catch: you'll need to use your Nexus S 4G with a Sprint plan, though the carrier is throwing in one month of demo service to get you started. Check out our in-depth preview for a detailed look at the service, and simply leave a comment after the break to be entered to win -- after checking that you meet the entry requirements, of course.
A week with Google Wallet (video)
Contactless payments have been something of a curiosity in the credit card industry. MasterCard's PayPass has been around for the better part of a decade, but merchants and banks alike seem hesitant to adopt the technology required to make the system work, and inconsistent implementation adds to the confusion -- particularly for customers. Google's new mobile phone-based Wallet service has the potential to transform the technology from its current status as a transaction turkey, to a future as a checkout champion. But will it work? We spent a week with a Wallet-enabled Nexus S 4G, using the device to pay whenever we encountered a MasterCard PayPass terminal. Unfortunately, that wasn't often enough, limiting us to just a handful of transactions in the first week. Still, with Google just beginning to roll out the service and only a limited selection of launch partners ready to go, it's impossible to deliver a complete verdict just yet. Jump past the break for an inside look at Google Wallet, including a video of the service in action, and a brief look at what the world of contactless payments may look like in the future.%Gallery-130759%
PayPal to add mobile payment features, hopes to redefine how we shop (till we drop)
Like the side ponytail craze of the '80s, the newest trend is turning out to be the mobile wallet -- especially as major players like Google, MasterCard, Verizon, Discover and now PayPal board the bandwagon. Our old buddy -- best known for its love affair with eBay (and ripping our own Darren Murph off a solid two large) -- has plans to implement new payment features primarily for (but not limited to) mobile. On the to-do list are things like QR / barcode scans, hyper local deals, fast checkout via NFC, etc. The company is adamant that it's not "just shoving a credit card on a phone," but rather planning to change the whole shopping experience. We'll know more when PayPal releases more details in early October, and when it launches the pilot product sometime later this year. Until then, check out the semi-cryptic video while brushing up on old episodes of SuperMarket Sweep after the break.
Square app update lets iOS users buy cookies on credit, sans signature
Heads up, card swipers, because Square has just issued an update to its iOS credit card app. Version 2.1 brings enhanced transaction speeds and a streamlined tipping interface to iPhone and iPad users, along with added support for $0.00 price points. Plus, any purchases below $25 will no longer require a signature, meaning you can safely buy that latte while keeping human interaction to a bare minimum. If you're interested in making the jump, hit up the source link below. [Thanks, Chris]
Mild-mannered RadioShack employee outs Google Wallet's launch date?
Okay, there's a possibility that our growing anxiousness for Google Wallet is distorting our perceptions. Or, perhaps we're merely days from its debut. Let's put it this way: new information from RadioShack suggests the retailer will begin accepting Google Wallet transactions on September 1st. While this fundamentally means that NFC readers will be in place -- which isn't earth-shattering news -- The Shack is one of Google Wallet's launch partners, and it seems the company is priming its employees for the revolution late next week. Like Fox Mulder, we want to believe. Worst case scenario, we now have proof that Google's launch partners are gearing up for its arrival. Hey, we're looking forward to handing over our phones to complete strangers. Aren't you? Update: We're hearing this is more likely just another retailer ramping up for a launch later in the month, so don't get too eager for something shocking to happen on 9/1. Also, of course you don't need to hand over your phone to use Google Wallet. Customer-facing NFC readers mean it can stay very much on your person and out of the hands of sure-handed, dashing, and handsome retail workers. [Thanks, Abed]
ERPLY's mobile credit card reader handles NFC payments on an iPad, obliterates the check-out line
It may look like nothing more than a glorified chip clip, but that dongle at the bottom of this guy's iPad is actually ERPLY's new credit card reader -- the latest addition to a growing field of NFC and mobile payment devices designed for small and large businesses. Once attached to an iPad's charging port, the peripheral will send a user's encrypted credit card information to ERPLY's point-of-sale and inventory management software, allowing customers to purchase products on the store room floor and giving retailers the ability to monitor transactions and stock flows in real time. Available for $50 (with a transaction fee of 1.9 percent), the reader is also equipped to handle both NFC and traditional card payments and, after processing a purchase, will automatically send a receipt to consumers via text or e-mail. At the moment, it's only available for the iPad, though iPhone users should be able to get their own version within the next three months. Swipe past the break for more information, in the full press release.
Sharp RW-T107 Android tablet packs NFC reader, will accept payments in Japan
Tools like Square's credit card reader and Apple's proprietary iOS retail system make mobile payments possible in the US, but they're hardly streamlined, or widespread. A new Gingerbread tablet from Sharp -- the RW-T107 -- sets out to simplify payments in Japan with its built-in NFC reader. You won't be using your own tablet to pay -- instead, retailers will utilize point of sale apps to process transactions, without a customer ever needing to swipe their credit card. RFID payment cards, like Sony's FeliCa, have been used throughout Japan for the last decade, so consumers are already familiar with the technology and ready to make payments. There's no word on what retailers will expect to pay to add Sharp's tablet to their checkout mix, but with the company set to release only 5,000 devices per month (and no plans to introduce them to the US), we're not planning to ditch our cash just yet.
Nokia gifts Museum of London with NFC tags, makes you tap for more info (video)
Make sure to grab your C7 next time you visit the Museum of London. Nokia took the liberty of installing NFC tags at the museum's coolest attractions (like the Lord Mayor's coach and a sweet medieval brooch) -- showing us there's more to the technology than just mobile payments. So far, museum-bound Brits can use their NFC phones to get more exhibit information, buy things like prints and check-in, tweet or "like" what they see. Go on people, tap away, and in the meantime check out the video after the break.
NYC to trial mobile payment parking system, Lovely Rita looks for a new gig
Tired of burning your hard earned cash on parking fines? You might wanna move to New York City, where the Department of Transportation will soon begin testing a "pay by phone" parking system. The mobile payment technology, which has already been introduced in cities like Washington, DC and Atlanta, essentially allows drivers to pay for their parking spots without ever having to interact with those menacing, metallic meters. After registering online, users would be able to pay for curbside real estate by entering the number of the nearest meter and the amount of time they'd like to purchase into a customized app, or by texting it to the city's Department of Transportation. The system would also alert users whenever their allotted time is about to expire, allowing them to add more money directly from their handsets, rather than trudge back their cars. At this point, the plan is to roll out the pilot program to some 300 parking spots over the next few months, most likely in outer borough neighborhoods with plenty of commercial outlets and, presumably, automobiles.
HTC and China's UnionPay ink deal for NFC-enabled mobile payment system, new handset
Fun news for the swipe-to-pay set: HTC has signed on to produce an NFC-enabled phone -- this would be its first -- in China this September. The deal will see China's UnionPay Co. start accepting mobile payments using this HTC device through its 400,000-strong network of POS terminals. A UnionPay rep. on-hand suggested that that number will likely expand to 700,000 by year's end, and good thing too if you consider the country has some 2.6 billion credit and debit cards in circulation worldwide. Unfortunately, there was little mention of HTC's new device, though the pictures seem to suggest that the current prototype used in the demo was a revved up version of its Incredible S smartphone -- tentatively referred to as the HTC "Stunning." The jury's still out on the this whole mobile payment thing, but we're firm believers that if it is safe and convenient, everybody's gonna buy in.
T-Mobile hails Direct Carrier Billing to fulfill your digital shopping desires
T-Mobile doesn't seem too wild about playing with Google Wallet, but for its part, the Bellevue-based carrier keeps dipping its toes into the mobile payment pond. As you're probably aware, its customers have been able to apply Android Market purchases to their wireless bills for a couple years, and later this month, they'll be able to do the same with digital content such as music, movies, and videos. Shopping online without needing a credit card is an obvious benefit, and the company is hoping its two-step authentication process will keep customers feeling secure. All Magenta subscribers will see the option at the time of checkout on T-Mobile's partner websites -- regardless of the device they connect with -- and they'll receive an itemized statement of purchases with their monthly bills. The feature can be disabled if you'd rather not participate, and if you're not sold yet, read the full story in the PR just past the break.
VeriFone's new Payware Mobile Enterprise for Tablets looks a little Square
VeriFone added a new wrinkle to its ongoing battle for mobile payment supremacy yesterday, with the announcement of Payware Mobile Enterprise for Tablets -- a peripheral that will allow retailers to process transactions directly from any slate. Much like the company's Payware Mobile system, VeriFone's latest product involves a magnetic card reader and accompanying app that can turn any iPad or Android tablet into a handheld checkout unit. Geared toward larger enterprises, the new device also supports PIN verification for debit cards and NFC payments, rendering it compatible with Google Wallet, though it likely won't see a widespread release until 2012. Perhaps more intriguing is what this move could mean for the company's notoriously heated rivalry with Square. By explicitly targeting bigger retailers, VeriFone seems to be distinguishing itself from the small business-focused Square, despite the fact that its new product looks a lot like one of Jack Dorsey's creations -- or, as some CEOs would call them, "skimming devices."
CSI Virtual MasterCard app bringing mobile payments to iOS, Android and BlackBerry
Shortly after MasterCard announced plans to become entangled with Google Wallet (and a few months after those ambitious Isis plans were shelved), it looks as if the aforesaid company is diving into yet another mobile payment arena. And this time, it's personal. MasterCard and CSI Enterprises already offer a smattering of customized business cards for those with highly specific needs, and soon that partnership will extend to iOS, Android and BlackBerry OS. We've confirmed that the CSI Virtual MasterCard app is currently scheduled to launch in July, presumably enabling folks with a GlobalVCard to use their mobile device of choice to make payments. What's interesting here is the inclusion of RIM and iOS; there's no BlackBerry device (nor iOS device) on the market today with NFC, which leads us to believe one of two things: that's either changing by July, or this here service won't rely on NFC at all. Needless to say, we'll keep you posted -- nothing like another way to more easily indebt yourself.
Isis mobile payments coming to Austin in 2012
Certain to "Keep Austin Weird," Isis has selected the home of SXSW as its second market for a mobile payment tryout. The joint-venture backed by AT&T, T-Mobile, and Verizon Wireless (with help from MasterCard and Visa), will work with local merchants and the Chamber of Commerce to deliver what it calls a "comprehensive mobile experience" by mid-2012. Isis' latest metropolitan recruit joins Salt Lake City in this experiment that will compete with Google Wallet (which is endorsed by Sprint). Quick advice to Austinites: when out-of-towners begin gawking at you for getting "free" lattes and concert tickets by waving your phone about, be sure to explain the wonders of NFC -- it'd be a shame for them to attempt the same -- only to be taken into custody by the Austin PD. Jump the break for the PR.
Card.io SDK takes swipe at competition with camera-enabled mobile payments (video)
In an attempt to edge its way into the crowded mobile payments market, a new credit card scanning system is saying "ah, hell no!" to typing and swiping. Card.io is billed as an SDK that takes advantage of smartphone cameras to let devs accept credit, because, as its creators point out, "typing on mobile phones is slow, and most consumers don't have a separate hardware attachment." When it's time to pull out the plastic, Card.io gets your phone's camera going, and up pops a little green rectangle, in which you frame your card and snap a pic. Your credit card info is then processed by a third-party merchant, and the details are subsequently deleted from your phone. Can you hear that? That's the sound of our chubby thumbs breathing a sigh of relief. The Card.io SDK for iOS is now available at the source link below, and an Android version should be close behind. For now, hop on past the break for a video demo.
NetSecure Kudos Payments announced for Canada, is the half-circle to Square
Canada may be moving to polymer-based currency, but mobile payment services like Square -- which cater to classic plastic -- haven't yet taken time to trek to the Great White North. NetSecure is looking to offer similar convenience to the region with its new Kudos Payments service, which just so happens to ship with a shockingly curvy swiping dongle. Similar to Square, it creates a secure 'point of sale' without a hard-wired transaction terminal, and charges a slightly higher 2.9-percent fee to users' accounts for each exchange. Kudos has iOS, Android, and Blackberry apps to tap into the functionality and, even a version for Mac and PC -- in other words, you and yours should be suitably covered. Any roving entrepreneurs who are interested in the service will be able to snag the $49.99 kit free of charge from the company's website for a "limited time," which may or may not expire before Google decides to open its own Wallet a few miles kilometers north.
Zoosh does mobile payments using ultrasound, no NFC chip required
Zoosh. That may or may not be what an ultrasonic payment sounds like to a dolphin, but it is definitely the name of a new mobile wallet technology developed by Silicon Valley start-up, Naratte. While Google and other major players have focused on traditional radio-based NFC, Naratte has been quietly testing its ultrasound system instead, motivated by the fact that it can work on ordinary handsets without the need for specialized NFC circuitry. Two phones can "zoosh" each other using nothing but their built-in microphones and speakers, so long as they're both running the necessary app. Moreover, Naratte claims that cash tills can be upgraded to hear the sweet jangle of ultrasonic cash for just $30 -- around a third of the cost of installing radio-based NFC hardware. So who knows? The last time you came this close to ultrasound was probably just before you were born, but one day you might find yourself using it to buy diapers. Scary.
Sony Ericsson signs deal with NFC chip maker, gets ready to do the Xperia pay
If Google ever hopes to lead the mass exodus away from credit card transactions with Google Wallet, a lot more NFC-packing handsets will need to hit the market. Thus far Sony Ericsson hasn't exactly led the near-field charge, aside Japan's Xperia Acro, but it looks like that may soon change, thanks to a deal struck between the phone maker and semiconductor producer, NXP, which will bring the company's PN65 to future Android-based Xperia models. Wave your phone after the break to check out the official announcement.
Starbucks rolls out mobile payment app for Android users, java junkies
After having already introduced its own iOS app, Starbucks has now decided to bring mobile mocha payments to Android users, as well. With the free Starbucks for Android app, all you have to do is add credit to your mobile Starbucks Card, scan the app's barcode at the cash register, and that triple shot skinny latte will be yours to pound. Available on devices running Android 2.1 or above, the service will also locate all outlets within your immediate vicinity, while offering even more coffee-based incentives, via Starbucks' rewards program. Thus far, there are about 6,800 stores that support mobile payments, though the company is planning to add an additional 1,000 locations, this July. Coffeeholics can find more information in the PR after the break, and can download the app from the source link, below.
Engadget Primed: What is NFC, and why do we care?
Primed goes in-depth on the technobabble you hear on Engadget every day -- we dig deep into each topic's history and how it benefits our lives. Looking to suggest a piece of technology for us to break down? Drop us a line at primed *at* engadget *dawt* com. The introduction of Google Wallet felt a little too good to be true, didn't it? It's magical, like the tech equivalent of pulling a rabbit out of a hat. In reality, the tech behind mobile payments has been around since 2003 on a much smaller scale using near-field communications, more commonly known as NFC. The idea behind Wallet (amongst other services, like ISIS) is contactless pay -- using your phone as a credit card -- and is just one of the many ways NFC can be useful in our everyday lives. In fact, we're only scraping the surface of what's theoretically possible. Google is definitely not the first company to dabble in NFC, but it appears to be poised and ready to push the tech's adoption forward at a rapid pace with the advent of Wallet and Offers. Until now the coals have been hot; but if a fire's going to start, someone monolithic has to throw a few newspapers in as kindling -- and Google volunteered. But what good is NFC if it's just an acronym that causes our eyes to glaze over? Is El Goog the only instigator? After the break we'll focus on what NFC is capable of, and why we want it on our phones as soon as yesterday.
