google wallet
Latest
MasterCard and mFoundry partner to offer NFC payments within mobile banking apps
Hoping to add more punch to the standard mobile banking app, mFoundry has announced that it will be making MasterCard's NFC feature PayPass available in its financial apps. What that translates to for the mobile banking user is a quick and easy way to pay without having to use an additional service like Google Wallet or whatever Isis has up its sleeve. mFoundry currently provides mobile banking services for more than 560 financial institutions and credit unions including PNC, Bank of America and Citi -- so chances are, if you're using a mobile banking app, it's powered by mFoundry. Sadly, the same cannot be said for the extremely limited amount of NFC phones that can actually support the feature. Perhaps having the option within a standard banking app will help the trend take off -- at least amongst those with NFC phones.
Google Wallet unofficially finessed into Galaxy Nexus, complete with complimentary cash
Galaxy Nexus owners may start looking to their phone whenever that pesky bank account is dying for some hurt. Although Google's latest smartphone doesn't officially support its mobile payment scheme, a few clever developers have introduced a functional workaround. Early reports suggest that Citi MasterCards can't be added (yet), but thankfully, the gratis Hamilton courtesy of Mountain View comes without a hitch. To get started, you'll need to unlock your phone's bootloader and install MoDaCo's custom ROM. From there, a Google Wallet patch must be applied, and its permissions then changed. The process isn't exactly for the faint of heart, but we know our readers are more than capable -- you'll find instructions in the source. Best yet, the crew at BGR verified this newfound functionality by purchasing enough sugar to make our teeth hurt. And why not? After all, it was on Google's dime.
Google Checkout merges with Google Wallet, completing the inevitable
In a move that has "common sense" written all over it, the folks over at Mountain View have decided to merge Google Checkout with Google Wallet. The marriage hardly comes as a surprise, considering the fact that both services serve essentially the same purpose -- namely, storing all your payment information in one neat little package. To make things even tidier, Big G has just folded Checkout into Wallet, which will soon be integrated within the Android Market, YouTube and Google+ Games, as well. As a result, the Checkout moniker will vanish from the Earth, but current users will be able to seamlessly switch over to Wallet the next time they log in to their accounts or make an online purchase. For more details, check out the source link below. [Thanks, Samer]
Hands-on with Google Music MP3 store for web and the new Music app
By now, most of us are familiar with Google Music, but as Mountain View just outed its new tunes purchasing platform, we had to try it out for ourselves. It's a painless process, particularly for those who have used the Android Market and already have a credit card in Google's system. To grab songs or albums through the new service, you simply go to the Google Music page and click on the "Shop" link in the upper right hand corner. That'll bring you to the music section of the Android Market, where you're then able to purchase individual songs or entire albums to find your personal sonic bliss. Pricing's pretty much identical to what you've seen elsewhere: songs are either 99 cents or $1.29, and albums are around ten bucks. Once you've made a selection, you'll be prompted to log into the Market if you haven't already to complete your purchase. After doing so, it also asks if you'd like to share your new tunes on Google+, and lets you choose who gets to see (and listen to) the musical post on your profile. Easy peasy. Shortly after buying the album, it showed up in the Google Music app on our Android device and we were listening to Jay-Z's lyrical stylings in no time. While doing so, we poked around the updated app and found a few new features in the update. The UI has been tweaked slightly, as you can now scroll horizontally through the categories up top, which makes sifting through your library by title, artist or genre easier than ever. Users can also create instant mixes from playing songs and the player itself has gotten some sprucing in the looks department. Unfortunately, the Market app doesn't enable music purchases on phones just yet, but Google said it's in the pipeline, and we'll be letting you know all about it when it arrives. Until then, let us know how Big G's new music store is treating you in the comments below. %Gallery-139675%
Nokia to bear NFC guns in US, create its own mobile wallet?
Nokia is still champing at the bit when it comes to creating the so-called three horse race, but the Finnish mainstay has another three word secret weapon up its sleeve: NFC. In an interview with Electronista, the company's VP of Location and Commerce, Michael Halbherr, said the manufacturer plans to "equally support" NFC in the US, while remaining "accommodating and open" to various mobile payment schemes like Isis. He mentioned that it was "not clever" to commit to one payment system at this point, implying instead that Nokia may create its own version of the mobile wallet down the line. Although we're not sure which Nokia phone will be first to hit the States, looks like we won't have to hold our breath until we're blue... er... cyan in the face for NFC. Check out the source for the full interview.
Google Offers app goes live in Android Market
Detest checking your email constantly for the latest offer from Google? If you've got an Android 2.1+ device, the Goog itself just outed an alternative. The Google Offers app just went live in the Android Market, bringing deals near your current (select) location into an easy-to-digest piece of mobile software. No, NFC's not required, and yes, you can redeem it straight from the phone -- so long as the store you're visiting has someone with intellect and eyes. Hit the source link (or the Market on your handset) to get your download on, and feel free to chuckle as you realize that it'll remain up way longer than Gmail did for iOS.
Google Wallet goes to the Garden State, NJ Transit riders get 'tap and pay' privileges
The perks of Google's Nexus S used to lie solely in its unadorned OS. Now, owners of its penultimate Android flagship are about to get some additional mileage out of their Gingerbread-bearing handsets, courtesy of that underused NFC chip. The recently awakened near field communication feature's already been put to public task by Google Wallet and participating merchants, and will now add NJ Transit to its list of contactless payment partners. Select locations throughout the Garden State's transportation network, including Penn Station and Newark Airport's AirTrain, will let owners of Sprint's Nexus S 4G tap-to-pay for tickets at windows and vending machines. Unfortunately, the mobile payment system won't replace your need for an actual physical ticket or monthly pass just yet, and requires you opt-in with either Citi Mastercard or Visa. Still, it's a definite boon for rushed commuters who'll no longer have to juggle their bags, bagels, coffee and phones in an effort to buy a ticket and make it to work on time. Not yet enabled via NFC? Tap-to-erase-spray tans, but that's coming in the Galaxy Nexus, right?
Google Wallet adds coupons, rewards points, Jamba Juice
Could Google Wallet really help you find Blackberry Bliss? Indeed it can, now that Big G has beefed up its mobile payment platform with a host of offers from retailers like Jamba Juice, American Eagle, OfficeMax and Foot Locker, among other partners. Yesterday, Google rolled out a new program whereby consumers can redeem coupons and accumulate rewards points at select locations, using only their handsets. The app's Offers tab, meanwhile, has expanded to include so-called "Featured Offers," where users can take advantage of discounts exclusive to the Google Wallet platform. Unfortunately, these features are only available at select locations, so check out the source link below to find the one closest to you.
Developers get Google Wallet on original Nexus S, squares wiping your phone with $10
Previously the exclusive phone-swiping domain of Sprint's Nexus S 4G, it now seems possible to get the wonders of Google wallet on its decidedly 3G predecessor. However, it's not an operation for the faint-hearted. If the words Cyanogen, full wipe, flash and kernel resemble white noise, it's probably worth waiting for an official release. See how the forum members at XDA Developers got their NFC wallet fix at the link below. [Thanks, John]
HTC, LG, Motorola, RIM, Samsung and Sony Ericsson to add Isis NFC tech in future phones
Stacking the lineup against Google Wallet, manufacturers HTC, LG, Motorola, RIM, Samsung and Sony Ericsson have been drafted by team Isis, agreeing to implement its NFC technology standard into future phone offerings. By garnering multi-manufacturer support, the joint AT&T, T-Mobile and Verizon venture is pulling a power move against Mountain View's offering -- currently only functional on Sprint's Nexus S 4G (although that's almost certainly bound to change). Finally gearing up for battle, the crew recently pumped $100 million into the initiative, helping to win support from the aforementioned hardware heavy hitters. For those who aren't ready to buy a new phone just to jump on the NFC bandwagon, Isis says it's working with DeviceFidelity to add the functionality to older models as well. The more devices that have the technology, the better the chance we'll be ditching our leather wallets for the mobile variety. Or so they say. Check out the full PR after the break.
Polyamorous Google Wallet adds Visa to its arsenal
To the delight of shopaholics everywhere, Visa has announced that it's jumped on the Google Wallet bandwagon -- giving card users access to the snazzy, new NFC payment system. Much like MasterCard's announcement last week, the licensing agreement will allow Visa users to link their credit, debit and prepaid cards to Google's offering for fast mobile payments in places that accept the service. The credit card company has dabbled in mobile payments before through payWave, but with plans to integrate into GW, we'll surely be seeing more of it in the near future. As momentum over the NFC-powered mobile phones grows, it will be interesting to see if the Real Housewives can part with their phones long enough for their assistants to pay for those Manolos. Check out the full PR after the break.
A week with Google Wallet (video)
Contactless payments have been something of a curiosity in the credit card industry. MasterCard's PayPass has been around for the better part of a decade, but merchants and banks alike seem hesitant to adopt the technology required to make the system work, and inconsistent implementation adds to the confusion -- particularly for customers. Google's new mobile phone-based Wallet service has the potential to transform the technology from its current status as a transaction turkey, to a future as a checkout champion. But will it work? We spent a week with a Wallet-enabled Nexus S 4G, using the device to pay whenever we encountered a MasterCard PayPass terminal. Unfortunately, that wasn't often enough, limiting us to just a handful of transactions in the first week. Still, with Google just beginning to roll out the service and only a limited selection of launch partners ready to go, it's impossible to deliver a complete verdict just yet. Jump past the break for an inside look at Google Wallet, including a video of the service in action, and a brief look at what the world of contactless payments may look like in the future.%Gallery-130759%
Samsung Nexus S 4G updated to Android 2.3.7, brings Google Wallet support
It looks like the rumors are true, folks -- the long-awaited update that brings Google Wallet to the Samsung Nexus S 4G on Sprint is indeed here, just two days shy of missing the "summer" deadline completely. We're pretty scant on details at the moment, but the announcement has shown up on an official FAQ page on Samsung's site informing us that build GWK74 is available. If you're a proud owner of the now fully-functional device, you should receive a notification stating that an update is available to deliver the goods via an OTA refresh. We're not sure how long it will take for this to get pushed out to everyone, so a bit of patience may need to be exercised here as you wait. Let us know if you're one of the lucky recipients below. Update: Looks like the build number is Android 2.3.7, available as we speak for Sprint customers with the aforesaid phone.
MasterCard demos Google Wallet, QkR platform for mobile payments
You've most likely heard plenty about NFC-capable smartphones, but little in the way of actual real-world uses for the chip. Well, MasterCard's looking to change all of that, and throw in a few innovations of its own courtesy of its in-house R&D labs and Google. Shown off at an event today, the company demoed the Google Wallet application we first learned about back in May -- which is gearing up for an official launch sometime "soon." Running on Sprint's Nexus S 4G -- with a planned expansion to multiple devices -- users can connect a Citi MasterCard account to the service, and tap-to-pay at any retail location outfitted with a PayPass station. The transactions take place as instantaneously as you'd expect, with spending alerts notated automatically in-app, as well as via text message. If you're the paranoid type or just a spendthrift, the app offers plenty of options to set spending limits, approve / block purchases via category (i.e. dining, entertainment) and enable alerts for overseas activity. Currently, the Google Wallet service is Android-only, and that's probably a direct result of the AT&T, Verizon and T-Mobile backed mobile payment rival, ISIS. But the company's also got one eye fixed squarely on the future -- scheming up alternate implementations for payment on-the-go through its MasterCard Labs division. Focusing on its QkR platform (an obvious play on QR codes), these concepts ranged from television audio signals encoded with purchase data, audible to a phone running the QkR app, or fast-food tabletops embedded with NFC and QR codes that'll allow customers to scan for coupons, order remotely and apply the discount -- all without leaving their seats. The most interesting use of the new platform, however, had nothing to do with mobile phone use and everything to do with an Xbox Kinect. Utilizing the gesture recognition tech, items could be selected on-screen by holding your hand over an item and navigating through the checkout process. We know, yet another great proof-of-concept, but tuck away that cynicism for a second -- a company representative confided to us that soft-pilot testing of QkR is already underway, with an official announcement slated in the next two weeks. And don't worry about it being a Google OS-only affair, QkR's been tested across iOS, Windows Phone Mango and even BlackBerry. Whether or not the innovative payment system'll launch with all of these mobile OS on-board wasn't clear, but we were assured there'd be at least two partners on board. Jump past the break to get a close-up view of our hands-on with the future of payment. %Gallery-133981%
AT&T, T-Mobile and Verizon give Isis mobile payment network a $100 million boost
How do you compete with Google's new Wallet mobile payment system? Well, a $100 million cash infusion certainly couldn't hurt. AT&T, T-Mobile and Verizon have plans to invest just that amount in Isis, sources told Businessweek. That sum is likely to grow, since taking on Google is no small feat, especially considering Wallet is already off the ground, with nationwide retail partners and support for MasterCard PayPass. Though Isis first made its debut last year, Google Wallet, which was announced in May, has clearly taken the lead. Isis is little more than a top-level website at this point, though with three of the nation's largest carriers providing support, it could have a chance to catch up -- especially if the carriers elect not to partner with Google, leaving Sprint as the sole wireless provider. We're glad to see some potential healthy competition for Wallet, especially considering that it was looking like Google was poised to create a monopoly. We expect much more to come on the Isis front, but in the meantime, hold on to those wallets -- cell phone payments may be in your future, but for now, paper and plastic are where it's at.
Mild-mannered RadioShack employee outs Google Wallet's launch date?
Okay, there's a possibility that our growing anxiousness for Google Wallet is distorting our perceptions. Or, perhaps we're merely days from its debut. Let's put it this way: new information from RadioShack suggests the retailer will begin accepting Google Wallet transactions on September 1st. While this fundamentally means that NFC readers will be in place -- which isn't earth-shattering news -- The Shack is one of Google Wallet's launch partners, and it seems the company is priming its employees for the revolution late next week. Like Fox Mulder, we want to believe. Worst case scenario, we now have proof that Google's launch partners are gearing up for its arrival. Hey, we're looking forward to handing over our phones to complete strangers. Aren't you? Update: We're hearing this is more likely just another retailer ramping up for a launch later in the month, so don't get too eager for something shocking to happen on 9/1. Also, of course you don't need to hand over your phone to use Google Wallet. Customer-facing NFC readers mean it can stay very much on your person and out of the hands of sure-handed, dashing, and handsome retail workers. [Thanks, Abed]
NetSecure Kudos Payments announced for Canada, is the half-circle to Square
Canada may be moving to polymer-based currency, but mobile payment services like Square -- which cater to classic plastic -- haven't yet taken time to trek to the Great White North. NetSecure is looking to offer similar convenience to the region with its new Kudos Payments service, which just so happens to ship with a shockingly curvy swiping dongle. Similar to Square, it creates a secure 'point of sale' without a hard-wired transaction terminal, and charges a slightly higher 2.9-percent fee to users' accounts for each exchange. Kudos has iOS, Android, and Blackberry apps to tap into the functionality and, even a version for Mac and PC -- in other words, you and yours should be suitably covered. Any roving entrepreneurs who are interested in the service will be able to snag the $49.99 kit free of charge from the company's website for a "limited time," which may or may not expire before Google decides to open its own Wallet a few miles kilometers north.
UK mobile companies take aim at Google Wallet, want in on the NFC action
Oh Google, you didn't think you were going to have all the mobile payment fun did you? While you're beta testing in New York and San Francisco some big names across the pond are looking to dominate the entire UK. Vodafone, Telefonica, and Everything Everywhere (a joint venture between Orange and T-Mobile) are combining forces to create a mobile payment and marketing system that will take on Google Wallet and Offers before they even get off the ground in the British isles. The platform will be open to all comers, including Google, (you know, in case it decides to make Wallet a US only affair) and the companies have pledged to keep customer data out of the hands of third parties. The project is still in the very early stages of development, but the mobile providers aren't dilly dallying -- they expect their efforts to bear NFC fruit before the end of the year.
Engadget Primed: What is NFC, and why do we care?
Primed goes in-depth on the technobabble you hear on Engadget every day -- we dig deep into each topic's history and how it benefits our lives. Looking to suggest a piece of technology for us to break down? Drop us a line at primed *at* engadget *dawt* com. The introduction of Google Wallet felt a little too good to be true, didn't it? It's magical, like the tech equivalent of pulling a rabbit out of a hat. In reality, the tech behind mobile payments has been around since 2003 on a much smaller scale using near-field communications, more commonly known as NFC. The idea behind Wallet (amongst other services, like ISIS) is contactless pay -- using your phone as a credit card -- and is just one of the many ways NFC can be useful in our everyday lives. In fact, we're only scraping the surface of what's theoretically possible. Google is definitely not the first company to dabble in NFC, but it appears to be poised and ready to push the tech's adoption forward at a rapid pace with the advent of Wallet and Offers. Until now the coals have been hot; but if a fire's going to start, someone monolithic has to throw a few newspapers in as kindling -- and Google volunteered. But what good is NFC if it's just an acronym that causes our eyes to glaze over? Is El Goog the only instigator? After the break we'll focus on what NFC is capable of, and why we want it on our phones as soon as yesterday.
Paypal v. Google: a tawdry tale of trade secret misappropriation
Google and its poached Paypal employees got sued for trade secret misappropriation yesterday, but we didn't know the dirty details until now. A peek at PayPal's complaint reveals there's a bit more to the story. Apparently, Paypal and Google were in talks last year to use PayPal for payments in the Android Market. Osama Bedier was in charge of those negotiations for PayPal in October of 2010, when the deal was supposed to close, but was allegedly interviewing for a mobile payment position at Google at the same time (holy conflict of interest, Batman!). The complaint claims that Bedier initially rebuffed El Goog's advances, told PayPal of the job offer and professed that he would stay, but jumped ship a month later (bringing some PayPal coworkers with him) after being recruited by Stephanie Tilenius and the almighty dollar. Once it hired Osama, Google reportedly put the brakes on the PayPal deal and created Google Wallet. Then Google, Bedier, and Tilenius got slapped with a lawsuit. A brief rundown of the legal claims awaits you after the break.
