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Google Wallet unofficially finessed into Galaxy Nexus, complete with complimentary cash
Galaxy Nexus owners may start looking to their phone whenever that pesky bank account is dying for some hurt. Although Google's latest smartphone doesn't officially support its mobile payment scheme, a few clever developers have introduced a functional workaround. Early reports suggest that Citi MasterCards can't be added (yet), but thankfully, the gratis Hamilton courtesy of Mountain View comes without a hitch. To get started, you'll need to unlock your phone's bootloader and install MoDaCo's custom ROM. From there, a Google Wallet patch must be applied, and its permissions then changed. The process isn't exactly for the faint of heart, but we know our readers are more than capable -- you'll find instructions in the source. Best yet, the crew at BGR verified this newfound functionality by purchasing enough sugar to make our teeth hurt. And why not? After all, it was on Google's dime.
SIM-based NFC gains global support from 45 mobile carriers, all huddled around GSMA's standard
You knew that NFC hardware can be embedded into SIM cards, right? Right? Regardless of whether you've been paying attention, the practice is about to become a whole lot more common, as 45 of the world's largest mobile operators have extended their support for the GSM Association's standard. Among the networks, you'll find heavy hitters such as China Mobile and China Unicom (which account for nearly 800 million subscribers between the two), along with familiar names such as America Movil, AT&T, Deutsche Telecom, KPN, Orange, Rogers, SFR, SK Telecom, Softbank, Telus, Verizon and Vodafone. Even Isis, the unholy mobile payment lovechild of AT&T, T-Mobile and Verizon, has pledged its support... in hopes of taking your money, that is. The new standard is expected to drive the proliferation of NFC across the globe, with Anne Bouverot, Director General of the GSMA commenting, "Mobile operators, working together, are ideally positioned to roll out services based on the requirements published by the GSMA, providing proven security and interoperability, global reach and customer care for consumers and businesses and a secure platform for service providers." Now, as you'd expect, we just wanna see it happen. For a complete list of the cooperating carriers, check out the PR after the break. [SIM card photo via Shutterstock]
Square adds customer loyalty and printable receipts to the mobile payment mix
In case you haven't been paying attention, Square, the company that allows vendors to accept payments from various mobile devices, is starting to become a big deal. Now reporting days with over $11 million in transactions, the kids in San Francisco are looking to solve the pains of small business owners while driving repeat usage with a new opt-in customer loyalty system. Coming in the form of a software update, version 2.2 will empower merchants to track repeat visitors and offer sweet incentives to their regulars. For consumers, you'll be capable of seeing these discounts from within the Card Case app, along with letting your awesome presence be known to the shopkeeper -- so, don't be surprised when some owners come grovelin' at your feet. Not to become too futuristic, Square is also going old school with new features such as wireless control of cash drawers and receipt printing. After all, it's hard to look to the future without knowing from where you came.
AT&T and Intuit square up to... Square (video)
Better watch your back, Jack. Smartphone-payment player Intuit has formed an unholy alliance with AT&T to produce Intuit GoPayment for AT&T (these guys love the sound of their own names) in the hope of muscling in on Square's burgeoning smartphone mobile payments game. Time and money-poor small business people just need to insert the reader into the headphone socket of their phone (or tablet) and fire up the app. The partnership is offering faster deposits, no monthly service charge (mind that 2.7 percent commission per use, though) and the backing of a massive telecoms corporation. The service also forwards email receipts to customers and integrates with Quickbooks to save a further job when it's the end of quarter. The partnership thinks that mobile transactions will be in the trillions and, understandably, want in on that action. After the break you can watch an informative video and read all the gory details in the joint press release.
Square updates Card Case, enables hands-free payment on the iPhone
Those of you living in a city graced by Square's Card Case have been gleefully opening tabs and making plastic-free payments at select merchants since May. Starting today, iPhone users will now save precious seconds of shopping time as opening tabs has been automated -- as soon as you're close enough to designated establishments, tabs open themselves courtesy of new geo-fencing APIs exposed in iOS 5. For those who are unfamiliar, the previous iPhone and Android apps required users to manually open those tabs from within the vicinity of a Square-approved merchant. After that, users complete purchases as before by simply confirming their name to a store clerk. That's one more step in society's never-ending quest for frictionless payments, but those with an evil twin or a stalking doppelgänger might want to think twice before joining the Square revolution.
Brand Table concept revolutionizes fast food, NFC still won't make it good for you (video)
Jersey girls and boys can now tap and pay their way around, but for the Garden State's myriad of malls, cash'll still have to do. Not so for the Ozzies Down Under who may soon never have to leave the comfort of food court chairs -- if they're packing a Nexus S, that is. Designed as a concept by University of Sydney start-up SDigital, special coaster-like "brand stickers" affixed to eatery "brand tables" would relay fast-food menus to mobile phones via NFC. Hungry, hungry humans would then make their selections, order up and receive a vibrating notification when the food's ready. It's a contactless payment solution not unlike the QkR platform MasterCard demoed for us last month. And given our ever-increasing crawl towards the bleak adult baby form factor of our potential Wall-E futures, we'd say this tech's right around the public release corner. Head on past the break for a video demo of the tukkis-numbing, Foodcourtia tech.
Google Wallet goes to the Garden State, NJ Transit riders get 'tap and pay' privileges
The perks of Google's Nexus S used to lie solely in its unadorned OS. Now, owners of its penultimate Android flagship are about to get some additional mileage out of their Gingerbread-bearing handsets, courtesy of that underused NFC chip. The recently awakened near field communication feature's already been put to public task by Google Wallet and participating merchants, and will now add NJ Transit to its list of contactless payment partners. Select locations throughout the Garden State's transportation network, including Penn Station and Newark Airport's AirTrain, will let owners of Sprint's Nexus S 4G tap-to-pay for tickets at windows and vending machines. Unfortunately, the mobile payment system won't replace your need for an actual physical ticket or monthly pass just yet, and requires you opt-in with either Citi Mastercard or Visa. Still, it's a definite boon for rushed commuters who'll no longer have to juggle their bags, bagels, coffee and phones in an effort to buy a ticket and make it to work on time. Not yet enabled via NFC? Tap-to-erase-spray tans, but that's coming in the Galaxy Nexus, right?
Square ditches $1,000 per week limits, has 800,000 merchants processing $2 billion per year
Until now, when a merchant using Square racked up over $1,000 in payments in the course of a week, everything above that limit was held for a period of time, ranging from just a few hours up to a whole month. As of today, roughly a year and a half after the company's founding, that restriction has been lifted. Now all payments will be processed immediately and merchants will have access to the funds the next day. Square also announced that, in the year or so since it started offering its wares to the public, it has signed up 800,000 merchants who have processed over $2 billion in transactions. After ditching the $0.15 per-transaction charge and with the $1,000 per-week restriction limit lifted, we're sure those numbers will only increase in the year ahead.
Developers get Google Wallet on original Nexus S, squares wiping your phone with $10
Previously the exclusive phone-swiping domain of Sprint's Nexus S 4G, it now seems possible to get the wonders of Google wallet on its decidedly 3G predecessor. However, it's not an operation for the faint-hearted. If the words Cyanogen, full wipe, flash and kernel resemble white noise, it's probably worth waiting for an official release. See how the forum members at XDA Developers got their NFC wallet fix at the link below. [Thanks, John]
HTC, LG, Motorola, RIM, Samsung and Sony Ericsson to add Isis NFC tech in future phones
Stacking the lineup against Google Wallet, manufacturers HTC, LG, Motorola, RIM, Samsung and Sony Ericsson have been drafted by team Isis, agreeing to implement its NFC technology standard into future phone offerings. By garnering multi-manufacturer support, the joint AT&T, T-Mobile and Verizon venture is pulling a power move against Mountain View's offering -- currently only functional on Sprint's Nexus S 4G (although that's almost certainly bound to change). Finally gearing up for battle, the crew recently pumped $100 million into the initiative, helping to win support from the aforementioned hardware heavy hitters. For those who aren't ready to buy a new phone just to jump on the NFC bandwagon, Isis says it's working with DeviceFidelity to add the functionality to older models as well. The more devices that have the technology, the better the chance we'll be ditching our leather wallets for the mobile variety. Or so they say. Check out the full PR after the break.
Engadget giveaway: win one of five Nexus S 4G phones with $1,000 Google Wallet credit!
We're pretty excited about Google Wallet, but the service is currently only available for Nexus S 4G phone owners, leaving most of you waiting for broader implementation. Well, how would you like to skip the line, getting to test it out on a Nexus S 4G of your very own? Google has supplied us with five phones to give away -- the company is even throwing in $1,000 (yes, one THOUSAND dollars) of prepaid credit to help fund those first few dozen taps. There's one catch: you'll need to use your Nexus S 4G with a Sprint plan, though the carrier is throwing in one month of demo service to get you started. Check out our in-depth preview for a detailed look at the service, and simply leave a comment after the break to be entered to win -- after checking that you meet the entry requirements, of course.
A week with Google Wallet (video)
Contactless payments have been something of a curiosity in the credit card industry. MasterCard's PayPass has been around for the better part of a decade, but merchants and banks alike seem hesitant to adopt the technology required to make the system work, and inconsistent implementation adds to the confusion -- particularly for customers. Google's new mobile phone-based Wallet service has the potential to transform the technology from its current status as a transaction turkey, to a future as a checkout champion. But will it work? We spent a week with a Wallet-enabled Nexus S 4G, using the device to pay whenever we encountered a MasterCard PayPass terminal. Unfortunately, that wasn't often enough, limiting us to just a handful of transactions in the first week. Still, with Google just beginning to roll out the service and only a limited selection of launch partners ready to go, it's impossible to deliver a complete verdict just yet. Jump past the break for an inside look at Google Wallet, including a video of the service in action, and a brief look at what the world of contactless payments may look like in the future.%Gallery-130759%
PayPal to add mobile payment features, hopes to redefine how we shop (till we drop)
Like the side ponytail craze of the '80s, the newest trend is turning out to be the mobile wallet -- especially as major players like Google, MasterCard, Verizon, Discover and now PayPal board the bandwagon. Our old buddy -- best known for its love affair with eBay (and ripping our own Darren Murph off a solid two large) -- has plans to implement new payment features primarily for (but not limited to) mobile. On the to-do list are things like QR / barcode scans, hyper local deals, fast checkout via NFC, etc. The company is adamant that it's not "just shoving a credit card on a phone," but rather planning to change the whole shopping experience. We'll know more when PayPal releases more details in early October, and when it launches the pilot product sometime later this year. Until then, check out the semi-cryptic video while brushing up on old episodes of SuperMarket Sweep after the break.
AT&T, T-Mobile and Verizon give Isis mobile payment network a $100 million boost
How do you compete with Google's new Wallet mobile payment system? Well, a $100 million cash infusion certainly couldn't hurt. AT&T, T-Mobile and Verizon have plans to invest just that amount in Isis, sources told Businessweek. That sum is likely to grow, since taking on Google is no small feat, especially considering Wallet is already off the ground, with nationwide retail partners and support for MasterCard PayPass. Though Isis first made its debut last year, Google Wallet, which was announced in May, has clearly taken the lead. Isis is little more than a top-level website at this point, though with three of the nation's largest carriers providing support, it could have a chance to catch up -- especially if the carriers elect not to partner with Google, leaving Sprint as the sole wireless provider. We're glad to see some potential healthy competition for Wallet, especially considering that it was looking like Google was poised to create a monopoly. We expect much more to come on the Isis front, but in the meantime, hold on to those wallets -- cell phone payments may be in your future, but for now, paper and plastic are where it's at.
Verizon to offer Intuit's GoPayment in retail stores, free after rebate
There's nothing worse than missing out on your favorite street meat because you've only got plastic. But even smaller vendors may soon be able to process that dollar hot dog with a credit card, as Verizon Wireless is making Intuit's GoPayment card reader available in its 2,300 retail stores. The small business-friendly machine plugs into a BlackBerry, Android or iOS device to transform the smartphone or tablet into a credit card processing machine using a free app. After a $30 mail-in rebate, the hardware is free with no monthly fees and a 2.7-percent fee per transaction. Merchants who upgrade to the premium version for $12.95 per month will only have to fork over 1.7-percent fee per swipe, bringing the net income on that dollar tube of processed meat to just over 98 cents. Plus, Intuit is throwing in two months gratis for the paid version. Check out the full PR after the break, and don't forget the ketchup and mustard.
Mild-mannered RadioShack employee outs Google Wallet's launch date?
Okay, there's a possibility that our growing anxiousness for Google Wallet is distorting our perceptions. Or, perhaps we're merely days from its debut. Let's put it this way: new information from RadioShack suggests the retailer will begin accepting Google Wallet transactions on September 1st. While this fundamentally means that NFC readers will be in place -- which isn't earth-shattering news -- The Shack is one of Google Wallet's launch partners, and it seems the company is priming its employees for the revolution late next week. Like Fox Mulder, we want to believe. Worst case scenario, we now have proof that Google's launch partners are gearing up for its arrival. Hey, we're looking forward to handing over our phones to complete strangers. Aren't you? Update: We're hearing this is more likely just another retailer ramping up for a launch later in the month, so don't get too eager for something shocking to happen on 9/1. Also, of course you don't need to hand over your phone to use Google Wallet. Customer-facing NFC readers mean it can stay very much on your person and out of the hands of sure-handed, dashing, and handsome retail workers. [Thanks, Abed]
Sharp RW-T107 Android tablet packs NFC reader, will accept payments in Japan
Tools like Square's credit card reader and Apple's proprietary iOS retail system make mobile payments possible in the US, but they're hardly streamlined, or widespread. A new Gingerbread tablet from Sharp -- the RW-T107 -- sets out to simplify payments in Japan with its built-in NFC reader. You won't be using your own tablet to pay -- instead, retailers will utilize point of sale apps to process transactions, without a customer ever needing to swipe their credit card. RFID payment cards, like Sony's FeliCa, have been used throughout Japan for the last decade, so consumers are already familiar with the technology and ready to make payments. There's no word on what retailers will expect to pay to add Sharp's tablet to their checkout mix, but with the company set to release only 5,000 devices per month (and no plans to introduce them to the US), we're not planning to ditch our cash just yet.
Study shows iPhone owners open to mobile payments
A British study by research and consulting firm YouGov reveals that almost half of iPhone owners are open to making mobile payments. As noted by GigaOM, the study says 46% of iPhone owners in the UK would be willing to pay bills using their iPhone, 62% would transfer funds from one account to another, 69% would check account balances and 45% would feel comfortable making payments to other people. Those numbers bode well for companies like iZettle and Square, who just released its Square Card Case app today. Despite this, only 31% of those polled reported that they would feel comfortable making contactless payments through near field communication (NFC) technology. That could be due to the fact that people seem to have a distrust for the technology, assuming that simply walking past a NFC reader will lead to your bank accounts being drained by some malevolent hacker. As could be expected, the study also showed that iPhone owners aren't the only ones open to mobile payments. Android and Blackberry owners showed similar interest, though in less numbers when compared to iPhone users. Age also played a factor; younger respondents reported a greater likelihood to use mobile payment technology.
Nokia gifts Museum of London with NFC tags, makes you tap for more info (video)
Make sure to grab your C7 next time you visit the Museum of London. Nokia took the liberty of installing NFC tags at the museum's coolest attractions (like the Lord Mayor's coach and a sweet medieval brooch) -- showing us there's more to the technology than just mobile payments. So far, museum-bound Brits can use their NFC phones to get more exhibit information, buy things like prints and check-in, tweet or "like" what they see. Go on people, tap away, and in the meantime check out the video after the break.
T-Mobile hails Direct Carrier Billing to fulfill your digital shopping desires
T-Mobile doesn't seem too wild about playing with Google Wallet, but for its part, the Bellevue-based carrier keeps dipping its toes into the mobile payment pond. As you're probably aware, its customers have been able to apply Android Market purchases to their wireless bills for a couple years, and later this month, they'll be able to do the same with digital content such as music, movies, and videos. Shopping online without needing a credit card is an obvious benefit, and the company is hoping its two-step authentication process will keep customers feeling secure. All Magenta subscribers will see the option at the time of checkout on T-Mobile's partner websites -- regardless of the device they connect with -- and they'll receive an itemized statement of purchases with their monthly bills. The feature can be disabled if you'd rather not participate, and if you're not sold yet, read the full story in the PR just past the break.
